Memo on Credit Counseling
a. Credit Counseling The 2005 Bankruptcy Reform Act Amendments require
Agencies. Before you you to enroll in a "Credit Counseling Briefing" class, from
file for Bankruptcy, you a US Trustee certified credit counseling agency, before
must receive a briefing filing bankruptcy. This required class costs around $65.
from a Credit Counseling The agency will explain financial management and how to
Agency. do a budget analysis, and will also discuss alternatives to
1. US Trustee certified All About Bankruptcy & Credit
credit counseling 6295 Lehman Drive
agency. Suite B-101
Colorado Springs, CO 80918
2. US Trustee certified Cornerstone Credit Counselors, Inc.
credit counseling 6860 S. Yosemite Ct. Suite 2103
agency. Centennial, CO 80918
3. US Trustee certified Consumer Credit Counseling Service of Colorado Springs
credit counseling 1233 Lake Plaza Drive, Suite A
agency. Colorado Springs , CO 80906
2. PreDischarge After you file for bankruptcy and before getting your
Counseling. bankruptcy discharge, you must complete an approved
Debtor Education Course: a personal financial
management course required by the Bankruptcy Abuse
Prevention and Consumer Protection Act of 2005. These
courses, which may be completed on line, cost around $45.
These courses concern living within a budget and not
getting yourself overextended with credit again.