IMB UNSECURED PERSONAL LOAN
An IMB Unsecured Personal Loan can take your dreams off hold.
ABOUT THE PRODUCT ELIGIBILITY CURRENT RATE APPLICATION FEE ONGOING ACCOUNT KEEPING FEE ACCEPTANCE CRITERIA Use an Unsecured Personal Loan to purchase a car, pay for a holiday or even buy new appliances for home. It’s available for any personal or worthwhile purpose. To be eligible for an IMB Unsecured Personal Loan you must be over 18 years of age, have a good credit history and have a regular monthly income. For the latest interest rates call IMB on 133 462 or visit your local IMB branch $125 Other fees and charges may apply. Nil Application must be signed by all applicants; Applicants must be 18 years of age or older; Good Credit History; Regular Income.* 1 - 5 years $2,000 $20,000 (Loan protection insurance can be added to the loan balance but the loan balance cannot exceed $22,000) Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any other worthwhile purpose. Monthly, fortnightly or weekly – Repayments are fixed and they will never increase Monthly Unrestricted Unrestricted Direct salary Electronic transfer giroPOST Periodical payment from IMB account IMB Sales Centres Phone Banking (133 IMB) Internet Banking (accessimb) Stamp Duty is not payable on IMB unsecured loans Unrestricted – No fees for early repayment Available - Protects the borrowers for Life, Disablement and Involuntary Unemployment. Fees can be capitalised to the loan. Call into your local IMB Branch Speak to an IMB DIRECT consultant 133 IMB (462) – 8am to 8pm Monday to Friday & 9am to 4pm Saturdays; Apply online – www.imb.com.au; Contact an IMB Mobile Lender. Ask IMB DIRECT or your local IMB about your own Mobile Lender. Your driver’s licence details or proof of age card; The amount owing on any existing loans, store cards & credit cards; Your current income details; The value of any assets you own (property, car, furniture).
*Subject to normal lending criteria ^ Other documents & information may be required. This information is correct at time of printing. IMB accepts no liability for any errors or omissions.
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MAXIMUM LOAN TERM MINIMUM LOAN AMOUNT MAXIMUM LOAN AMOUNT
LOAN PURPOSE
REPAYMENT FREQUENCIES STATEMENTS ADDITIONAL REPAYMENTS ADDITIONAL REPAYMENT LIMIT HOW TO MAKE PAYMENTS
STAMP DUTY EARLY REPAYMENT LOAN PROTECTION INSURANCE OPTION HOW TO APPLY
PERSONAL LOAN CHECKLIST