Member Connection In This Issue: Reg GG Notice to Members Percussion Concussion Free Movie Night Changes have Occurred in the Regulation CC E-Statements-Green Thinking, Safe, Secure and a Free Lunch JCFCU Credit Union Privacy Notice The Savings Keep Growing for JCFCU Members Invest in America Message From CEO A publication of Jackson Community F.C.U. Spring 2010 Vol. VII FREE MOVIE NIGHT MAY 15th – ANNIE! The sun will come out tomorrow, and so will this heartwarming Reg GG Notice to Members story of an orphan, her dog and a whole cast of loveable and Effective January 19, 2009 the U.S. Department of crazy characters. Our movie the Treasury and the Federal Reserve Board have nights have been big successes issued a final rule to implement applicable and this one will provisions of the Unlawful Internet be even better. Gambling Enforcement Act of 2006. We will have a contest for The Act prohibits any person engaged the cutest little in the business of betting or wagering Annie and a from knowingly accepting payments singing contest. in connection with the participation Winners of another person in “unlawful Internet will receive gambling,” defined as “placing, $50.00 in each receiving, or otherwise knowingly category. As transmitting a bet or wager by any usual we will means which involves the use, at least have games, balloon tiers and in part of the Internet where such bet a giveaway for the kids. Prizes or wager is unlawful under any Federal or after the movie and a great night State law in the State or Tribal lands in which of family fun. Get your tickets the bet or wager is initiated, received , or from your favorite employee otherwise made. today for this great event! E-Statements – Green Thinking, Safe, Secure and a Free Lunch Green Thinking – Last year we produced over 73,000 sheets of statement paper to be mailed to our membership. If you were to line up those pages end to end that would be nearly 13 miles of paper. Your credit union wants to cut down on the number of sheets of paper we use. It will help the environment, save costs, make delivery of your information more secure and get you a free lunch. JCFCU will buy your lunch, up to $5.00, if you sign up for e-statements. We will also throw in a free CD to store your statements on when you download them. Receiving your statement via e-statements is the most secure way to get them. No live person handles your information, it is not put into the U.S. postal system, and they can be saved onto your CD for storage outside of any network. If you want security get your statements via e-statements. It is easy to sign up, just stop in or call the credit union and we will get you going, and get you a FREE LUNCH! Contact us at 517-787-0029, 1-800-988-7712, or firstname.lastname@example.org. The Savings Keep Growing for Jackson Community Credit Union Members with Invest in America Jackson Community Federal Credit Union is proud to be a participant of Invest in America. Invest in America is a membership enhancement program that offers our members discounts on products and services provided by U.S. based companies. This partnership not only gives our members valuable discounts, but it also increases sales for our participating companies and, on a larger scale, helps stimulate the U.S. economy. Basically, Invest in America is a win‐win for everyone. As a member of Jackson Community Federal Credit Union, you can receive the following money saving discounts*: Member Connection • General Motors is making their Supplier Pricing available to members on most new GM vehicles. This discount is on top of other current incentives. • Chrysler Group LLC is offering Affiliate Rewards preferred pricing on most new Chrysler, Jeep, Dodge or Ram Truck vehicles, saving you thousands. This discount is on top of other current incentives. • Sprint has a 10% discount on personal wireless accounts and 15% off of business accounts. They are also waiving application and upgrade fees and giving other substantial discounts on phones and accessories. • Allied is offering member discounts on local moving and storage and a minimum of 60% off of out of state moves, plus deals on various other moving extras. • FTD is giving members $15 off on flowers and gifts. You can choose from items like roses, Vera Wang exclusive floral designs, spa sets, chocolates, wine baskets and so much more. • CU Benefits Express has discounts ranging from 5% to 70% on medical and lifestyle products. Medical services include dental care, vision care, medical supplies, mail order prescriptions and more. Lifestyle services range from discounts on ID theft protection and a financial helpline to legal services and participating fitness centers. • Complete Tax, your complete tax solution, is a cost effective alternative to products like TurboTax. Members get 30% off of the software, which is used by CPAs and tax professionals. • Equity LifeStyle Properties brings the best in resort living and vacations to help you get out and live the dream! With more than 300 resort destinations and award winning communities across America, you can now receive exclusive discounts from owning your own American built vacation home to exploring all the beautiful destinations our country offers in your RV. Jackson Community Federal Credit Union is here to help our members save with respected U.S. companies at a time when everyone needs it most. To learn more about Invest in America and any of the above discounts, speak to a member representative or visit LoveMyCreditUnion.org. *Details and restrictions on discounts from the following companies can be found at LoveMyCreditUnion.org: Chrysler Group LLC, General Motors, Sprint, Allied, FTD, CU Benefits Express, ELS Properties and Complete Tax. Offers valid as of 1/1/10. PERCUSSION CONCUSSION Drum rrrrrrrrrrrrrrrrrrrroll please . . . CRASH, BOOM! It may be spring, but it’s not thunder that you hear rolling around town. It’s The Jackson Percussion Concussion event for the Muscular Dystrophy Association. This year, The Jackson Chapter of Credit Union’s, MDA and some of our local area school drum lines have partnered together to help raise $5,000 towards worldwide research and comprehensive medical advancements for neuromuscular diseases. The Jackson Percussion Concussion event will take place in Lumen Christi High School’s gymnasium on Saturday, May 8th from 1 till 3 p.m. Tickets are $5 per person and can be purchased at any of the participating Jackson Chapter Credit Unions. The Jackson Chapter of Credit Unions include: Aeroquip Credit Union, American 1 Federal Credit Union, CP Federal Credit Union, EECU – A Community Credit Union, Jackson City County Credit Union, Jackson Community Federal Credit Union, and South Central Credit Union. Feel free to contact any employee at 517-787-0029 or email@example.com for additional information. Your Funds are Now Available Changes have occurred in the Regulation CC Due to recent changes to Regulation CC, the funds availability policy that governs your account has changed. Our policy is to make funds from your cash and check deposits available to you by the first business day after the day we receive your deposit. Longer delays may apply in certain cases and for deposits made to new accounts. If you have questions about our funds Availability Policy, please contact a credit union representative for more information. JACKSON COMMUNITY FEDERAL JCFCU VISA Cards – We have CREDIT UNION PRIVACY NOTICE Jackson Community Federal Credit Union always been the best deal! your member owned financial institution is With so many changes committed to providing you financial products and in the credit card world, services to meet your needs and reach your financial payments, disclosures, goals. We are equally committed to protecting our terms, and rates, we want members’ privacy. You can be confident that your to remind you your credit financial privacy is a priority of this credit union. We are union has always been, required by law to give you this privacy notice to explain and will continue to be the best card how we collect, use and safeguard your personal financial you can ever have. information. If you have any questions, please contact a Low rates – 7.99% for Platinum member service representative at 517 787-0029. Preferred 12.99% for Platinum Information We Collect About Rewards – Our Platinum Preferred card You And Disclose About You We collect nonpublic personal information about you points never expire! from the following sources: Local Service – Make your payments Growing with You! Information we receive from you on membership and get answers right here at our offices! and loan applications and other forms; Transfer Balance – This is a free service Information about your transactions with us or to pay off those pesky bank cards others; Apply today for the best VISA card Information we receive from a consumer reporting you will ever find! agency; and Information obtained when verifying the information you provide on an application or New Additions To other forms, such as from your current or past The Credit Union Family! employers or from other institutions where you We are pleased to announce a new addition conduct financial transactions. to our Credit Union. Camden Joshua Cole was We may also disclose all the information we collect, as born to our Loan Clerk, Brienne VanWinkle, on Frebruary 16th at 11:27a.m. He weighed described above, to companies that perform marketing a perfect 7 pounds 15 ounces and was 20 services on our behalf or to other financial institutions with inches long! Baby and mom are doing great whom we have joint marketing agreements. To protect and Brienne plans on returning to work March our members’ privacy, we require these companies to 22, 2010. agree to maintain strong confidentiality protections and to limit the use of the information we provide. We do not We will be having other additions to our permit these companies to sell the member information Credit Union family this year as well. Sarah Stage our receptionist is expecting a baby we provide to other third parties. girl on April 23rd. Phylicia Newsom, a In order to conduct the business of the credit union, member service representative on Page we may also disclose nonpublic personal information Avenue is also expecting a baby girl on about you under other circumstances as permitted or August 1st, 2010. If you would like to send required by law. These disclosures typically include the girls a congratulatory e-mail or just a information to process transactions on your behalf, kind word, please feel free to do so! conduct the operations of our credit union, and follow Pnewsom@jacksoncu.com your instructions as you authorize, or protect the security Bvanwinkle@jacksoncu.com Sstage@jacksoncu.com of your financial records. If you terminate your membership with Jackson Community Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law. MESSAGE FROM THE CEO Hours Drive Thru Lobby Is anyone as ready as I am to get outside and swing a golf Monday 8am - 6pm 9am - 5pm club, go for a walk, or just feel the heat of the sunshine Tuesday 8am - 6pm 9am - 5pm on your back? For some reason this winter has made me want to enjoy the spring and summer more this year than Wednesday 8am - 6pm* 9am - 5pm* ever. Springtime is always a reason for clean-ups at home Thursday 8am - 6pm 9am - 5pm and clean-ups in your financial life. Friday 8am - 6pm 9am - 5pm Consider looking at your finances Saturday 9am - 2 p.m.** *Page Ave office is closed on Wednesdays and let us help you here at Jackson **Drive thru only Community Federal Credit Union. Are you getting the best rate and term you can on your vehicle loans? Board of Directors If you don’t know, stop by and let us help you look at the great deals Tom Kubiak, President we have for you. How about that Dave Buda, Vice President credit card debt? We have some Fred Hetherwick, Treasurer incredible VISA programs that will Jeff Kirkpatrick, Secretary probably save you money. Have Fay Iles, Director you started a new job? If you have, Gary Lewis, Director and you have 401k money that you want more security in, Julie Maes, Director we can help you rollover those funds into a money market, Dave Piper, Director CD, or IRA. Our products have total security and you Mike Trudell, Director won’t loose a dime of principle and we have guaranteed returns. Maybe you are just looking to start saving for Supervisory Committee retirement or kids college funds, we have specific programs for you as well in Roth and Education IRA’s. We Joyce Pickell, Chairperson will help you clean up your financial life and start saving Mary Cagney you some money every month so you can enjoy this spring Jan Treichel even more. Speaking of enjoyment we have another FREE movie night Office Locations on May 15th. The movie will be Annie and we will be having a cutest Annie Contest and a singing contest as Main Office Page Ave. Office well. Come on out on the 15th and be a part of all the fun. 408 E. Ganson St. 3141 Page Ave. I hope you get out and enjoy the spring weather, clean Jackson, MI 49201 Jackson, MI 49203 up the yard, clean up the house, open the windows and feel the spring in the air. Thank you so much for being dedicated members of Jackson Community Federal Credit Ph. (517)787-0029 Union. As always I welcome your comments, questions Toll Free 1-800-988-7712 and concerns. Please contact me at the credit union at Email: firstname.lastname@example.org 787-0029 or via my e-mail at email@example.com. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government NCUA www.jacksoncu.com Sincerely, National Credit Union Administration, a U.S. Government Agency Office Closings Jim Francis, CEO Jackson Community Federal Credit Union Monday May 31 Memorial Day firstname.lastname@example.org 517-787-0029 ext. 213 Monday July 5th Independence Day Account Verification Enclosed with this newsletter is a notice from the Jackson Community Federal Credit Union Supervisory Committee. This is the bi-annual account verification. Please be sure to read this and report any information to the Supervisory Monday September 6th Labor Day Committee at the address provided in the letter.
Pages to are hidden for
"Member Connection Member Connect"Please download to view full document