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					                                                                                DATA SHEET



                                                      Format updated
                                                      through                   10/31/2008 0:00
General Information
     Seller
     Seller's address
     Buyer (borrower)
     Buyer's address
     Subject property Street address
     Village
     Town
     School District
     County

Price information
                                                                         Land only, enter personal property
                                                                         below. Do not use $sign or
      Real estate price                                    $1,000,000.00 commas.
      Cash down payment (enter lnd cntr payment
      below)                                                           $0.00
      Value of non-cash down payment                                   $0.00
      Rent due to seller at closing                                    $0.00
      Rent due back to buyer at closing                                $0.00

      Personal property/equipment price (taxable)                      $0.00
      Sales tax rate, ie .08                                           8.00%
      Personal property (non-taxable)                                  $0.00
      Fuel in tank in gallons                                               0
      Fuel price per gallon                                            $0.00

Closing Date
      Closing date
                                                                                Usually clsng date or date of
      Tax proration date                                                        possession

Tax information

      Percentage of tax map parcel being coveyed                 100.00% You must do this calculation
                                                                         Enter this even if past due and
                                                                         payable to treasurer. Use base
      Town/City and co tax amt (base amt )                         $0.00 amt as of tax proration date.
         Was it pd before closing? Y or N
                                                                          If tax is to be pd on or after 6/1,
            Past due amt plus penalties & int as of                       pay to Co Treasurer, and leave
      closing                                                      $0.00 this blank.
            Fiscal period start                                  1/1/2008
            Fiscal period end                                  12/31/2008
            Who paid? B or S: (if no one, then who
      will pay?)
            Tax due date                                         1/1/2008
      Town/City and Co taxes unpaid (seller,
      payable to co treasurer)                                         $0.00 Get from treasurer
           Will Buyer pay this? Y or N
      Town/City and Co taxes unpaid (buyer,
      payable to co treasurer)                                         $0.00 Get from treasurer
                                                                             Enter this even if past due and
                                                                             payable to treasurer. Use base
      School tax amt (base amt)                                        $0.00 amt as of tax proration date.
          Was it pd before closing? Y or N
                                                                          If tax is to be pd on or after 11/5,
           Past due amt plus penalties & int as of                        pay to Co Treasurer, and leave
      closing                                                      $0.00 this blank.
           Fiscal period start                                   7/1/2008 1-Jul
           Fiscal period end                                    6/30/2009
           Who pd? If no one, then who will? (b or
      s)
           Tax due date                                          9/1/2008
                                                                             Enter this even if past due and
                                                                             payable to treasurer. Use base
      Village tax amt (base)                                           $0.00 amt as of tax proration date.
           Was it pd before closing? Y or N
                                                                          If tax is to be pd on or after 11/5,
           Past due amt plus penalties & int as of                        pay to Co Treasurer, and leave
      closing                                                      $0.00 this blank.
           Fiscal period start                                   6/1/2008 1-Jun
           Fiscal period end                                    5/31/2009
                                                              DATA SHEET




     Who pd? If no one, then who will? (b or
s)
    Tax due date                                   6/1/2008
Water tax
    Name of water tax collector

                                                              Enter this even if past due and
                                                              payable to someone else. Use
     Base amt for current period                              base amt as of tax proration date.
     Full amt w/ int and pen at clsing for
current period                                                Only if still payable to collector
     Was current period bill pd before
closing? Y or N
     Who pd? If no one, then who will? (b or
s)

     Due date for current period bill                         For period as of tax proration date.

     Start day of current period                              For period as of tax proration date.

   End day of current period                                  For period as of tax proration date.
   Amts due for prior periods (seller)                        Only if still payable to collector
       Will Buyer pay for Seller? Y or N
   Amts due for prior periods (buyer)                         Only if still payable to collector
Sewer rents
   Name of sewer tax collector

                                                           Enter this even if past due and
                                                           payable to someone else. Use
     Base amt for current period                     $0.00 base amt as of tax proration date.
     Full amt w/ int and pen at clsing for
current period                                       $0.00 Only if still payable to collector
     Was current period bill pd before
closing? Y or N                                               For period as of tax proration date.
     Who pd? If no one, then who will? (b or
s)
     Start day of current period                              Only if still payable to collector

     End day of current period                                For period as of tax proration date.

      Due date for current period bill                     For period as of tax proration date.
      Amts due for prior periods (seller)            $0.00 Only if still payable to collector
        Will Buyer pay for Seller? Y or N
      Amts due for prior periods (buyer)             $0.00 Only if still payable to collector
TAXES RESPONSIBILITY OF SELLER AT
CLOSING                                                       This block will calculate itself
      To county treasurer (base + penalties +
int.)                                                $0.00

       Amt to co trsr that is base T\Cty&C           $0.00
       Amt to co trsr that is base school            $0.00
       Amt to co trsr that is base village           $0.00

       Total amt to co trsr that is base amt         $0.00

         Amt to Co Trsr that is not base amt         $0.00
     To town tax collector (base only)               $0.00

     To town tax collector (penalties + int)         $0.00
     To school tax collector (base only)             $0.00 #N/A

     To school tax collector (penalties + int.)      $0.00 #N/A
     To village tax collector (base only)            $0.00 #N/A

     To village tax collector (penalties + int.)     $0.00 #N/A
     To water tax collector (base only)              $0.00 #N/A

     To water tax collector (int and penalties)      $0.00
     To water tax collector (prior periods)
     To sewer tax collector (base only)              $0.00
     To sewer tax collector (int and
penalties)                                           $0.00
     To sewer tax collector (prior periods)          $0.00
                                                                               DATA SHEET




      TAXES RESPONSIBILITY OF BUYER AT
      CLOSING                                                                  This block will calculate itself
            To county treasurer (base + penalties +
      int.)                                                           $0.00

                Amt to Co Trsr that is base T\Cty&C                   $0.00
                Amt to co trsr that is base school                     $0.00
                Amt to co trsr that is base village                   $0.00

                Total amt to co trsr that is base amt                 $0.00

                  Amt to Co Trsr that is not base amt                 $0.00
              To town tax collector (base only)                       $0.00 #N/A

              To town tax collector (penalties + int.)                $0.00 #N/A
              To school tax collector (base only)                     $0.00 #N/A

              To school tax collector (penalties + int.)              $0.00 #N/A
              To village tax collector (base only)                    $0.00 #N/A

              To village tax collector (penalties + int.)             $0.00 #N/A
              To water tax collector (base only)                      $0.00

            To water tax collector (int and penalties)          #VALUE!
            To water tax collector (prior periods)              #VALUE!
            To sewer tax collector (base only)                        $0.00
            To sewer tax collector (int and
      penalties)                                                      $0.00
            To sewer tax collector (prior periods)                    $0.00
            Total taxes to be pd by or for buyer at
      closing                                                   #VALUE!

Seller's mortgage payoff
            Name of lender
            Principal due
            Interest rate
            Last scheduled payment date
                                                                               From bank payoff letter, or
              Per diem                                                         calculate
              Hand deliver? Y or N. (if no, will add 3
      days)
              Who will pay? B or S                                             Usually S

Buyer's land sale contract/mortg. payoff
            Name of lender
            Owed to seller? y or n
            Orig amt of land contract/mort                            $0.00
            Principal due                                             $0.00
            Interest rate                                             0.00%
            Interest due from what date?
            Per diem                                                  $0.00 This will calculate itself.
            Hand deliver? Y or N. (If no, will add 3
     days interest)

Recording Fees
                                                                            Franklin $10; Clinton $10; St. L
      What does Clerk charge for cover Page?                          $5.00 $3.00
      What does Clerk charge per page?                                $5.00 $3.00 or $5.00
      What does Clerk charge as per document
      fee?                                                           $40.00
      What does Clerk charge to cross reference
      additional deed or mortgage?                                    $0.50    $0.50
      What does Clerk charge for extra name?                          $0.00    $0.50, $0.00 in Franklin County
      What does Clerk charge to file survey?                         $10.00    $10.00
      What does Clerk charge to file affidavit?                       $5.00    $5.00
      Is property 1-3 fam residential, or agricultural,                        If "y", fee for RP is $75. Otherwise,
      or apartment and condo?                                                  $165.00.

                                                                            Calculates itself. $75.00 1-3 fam
      Fee for RP 5217                                               $165.00 res and ag, otherwise $165.00.
      Fee for TP 584                                                  $5.00 $5.00
      Who pays for TP 584 aff? B or S                       s               Normally seller.
      Who pays for RP5217 aff? B or S                       b               Normally buyer
      Fee for TP 584.1                                                $1.00 $1.00
                                                                       DATA SHEET




                                                                    $0.30 inside Metro Comm Trans
       Extra Mortgage Tax rate per $100                       $0.25 District, otherwise $0.25

Deed
     Number of pages on deed                                           Do not include cover page
     Number of extra names
TP 584.1
         File TP 584.1?                              n                 y" or "n"
Mansion Tax
     Is prop a 1,2 or 3 family or condo or coop,
     used in part as personal res? "y" or "n"
     Amount of potential mansion tax. This will
     calculate itself                                    $10,000.00 This will calculate itself.
                                                                    If there is a tax then check with
       Is the Buyer exempt from payment of                          attorney to see if there is an
       Mansion Tax? "y" or "n"                                      exemption
First Mortgage
       Amount                                                  $0.00
       Name of lender
       Is the lender the same as seller? y or n
       Number of pages in mortgage                                     Do not include cover page
       Number of extra names
First Mortgage, Mortgage Tax Exemptions
       Complete Exemption
       Is the first mortgage completely exempt for
       any reason?                                   n                 Farm Credit, HUD mortgages
       Special Add'l Mort Tax Exemption
                                                                       Residential means six units or
       Is it residential? y or n                                       fewer, all with cooking facilities.
       Is the lender a natural person? y or n
       Is Borrower exempt from Fed Income Tax?
       "y" or "n"
       Do a mortgage exemption affidavit Tax L 253
       (1-a) (a)? y or n                           n                   this will calculate itself
       Extra Mortgage Tax Exemption

     Does county collect extra mort. tax? y or n    y                  Essex Co.; Fr. Co.
     If yes, is the property improved or will it be
     improved by 1 or 2 family house? y or n
     Do Extra mortgage tax exemption affidavit? y
     or n                                           n                  this will calculate itself
     Taxable amt for 1st mort                                 $0.00
Second Mortgage
     Amount                                                   $0.00
     Name of lender
     Is the lender the same as seller? y or n
     Number of pages in mortgage                                       Do not include cover page
     Number of extra names
Second Mortgage, Mortgage Tax Exemptions
     Complete Exemption
     Is the second mortgage completely exempt
     for any reason?                                n                  Farm Credit, HUD mortgages
     Special Add'l Mort Tax Exemption
     Is the lender a natural person? y or n
     Do a mortgage exemption affidavit? y or n      n                  this will calculate itself
     Extra Mortgage Tax Exemption
     Taxable amt for 2nd mort                                 $0.00
Assignment of Mortgage
     Number of pages of assignment of mort
     Number of extra names                                         0
Discharges of Mortgage

       Number of different discharges for seller                   0
       Total number of pages                                           Do not include cover page
       Total number of extra names                                 0

     Number of different discharges for buyer                      0
     Total number of pages                                         0 Do not include cover page
     Total number of extra names                                   0
Surveys
     Number of surveys to be filed by seller                       0
     Number of surveys to be filed by buyer                        0
UCC's
                                                                                DATA SHEET




      Seller # local (for discharge or indxd vs real                          $40 requires cover sheet in Fr Co
      prop)                                                                 0 but no charge for it
      Seller # Sec of state                                                 0 $40.00
                                                                              40 requires cover sheet in Fr Co
       Buyer # local                                                        0 but no charge for it
       Buyer # Sec of State                                                 0 $40.00
Assignment of Rents
       Number of pages in assgnmt of rents (if
       recorded)                                                            0 Do not include cover page
       Number of extra names                                                0
Subordination Agreements
       Number of diff subordination agmts                                   0
       Total number of pages                                                0 Do not include cover page
       Total number of extra names                                          0
Title Affidavits or death certificates
       Total number of seller's title aff's/death
       certs to be recorded                                                 0
       Number pages title aff to be recorded                                0 Do not include cover page
       Total number of extra names                                          0
       Total number of buyers/borrowers title
       aff's/death certs to be rec.                                         0
       No. pages title aff to be recorded                                   0
       Total number of extra names                                          0

                                                                                Normally S. Use B to have
                                                                                buyer pay seller's recording fees
                                                                                and get a credit on the closing
Who will pay Seller's recording fees? S or B           s                        statement.

Abstracting/Title Insurance
      Name of Seller's Abstract Co
      Name of Buyer's Abstract Co
      Seller's Abstract/Title Ins charges                            $0.00
             Who will pay? B or S                      s                        Usually S
      Buyer's Abstract/Title Ins Charges                             $0.00

Other Seller's Expenses
      Survey
      Name of surveyor
      Survey fee (if responsibility of seller)                       $0.00
            Who will pay? B or S                       s
      Broker Fees
      Name of broker
      Total Brokers fee                                              $0.00 If no broker, enter "0"
      Apply down payment? "y" or "n"                   y                   If no broker, enter " Y"
            Who will pay balance? B or S               s
      Payoff Second Mortgage
      Name of person to be paid
      Purpose                                          2nd Mortgage payoff
      Amount                                                        $0.00
            Who will pay? B or S                       s
      Seller's Attorney Fees
      Name of person to be paid
      Kind of service                                  Seller's Atty Fees
      Amount
            Who will pay? B or S                       s
      Other seller's expense (3):
      Name of person to be paid
      Purpose
      Amount
            Who will pay? B or S                       s
      Other seller's expense (4):
      Name of person to be paid
      Purpose
      Amount                                                         $0.00
            Who will pay? B or S                       s
      Other seller's expense (5):
      Name of person to be paid
      Purpose
      Amount                                                         $0.00
            Who will pay? B or S                       s
      Other seller's expense (6):
      Name of person to be paid
      Purpose
                                                                       DATA SHEET




      Amount                                                  $0.00
           Who will pay? B or S                 s
      Other seller's expense (7):
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
           Who will pay? B or S                 s
      Other seller's expense (8):
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
           Who will pay? B or S                 s
      Other seller's expense (9):
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
           Who will pay? B or S                 s

Other Buyers (borrower's) expenses
      Lender's points and fees
      Name of person to be paid
      Kind of service                           Lender's pnts & fees
      Amount                                                  $0.00
      Tax escrows
      Name of person to be paid
      Kind of service                           Tax escrows
      Amount                                                  $0.00
      Survey
      Name of surveyor
      Survey fee (if responsibility of buyer)                 $0.00
      Buyer's Attorney Fees
      Name of person to be paid
      Kind of service                           Buyers Atty Fees
      Amount                                                  $0.00
      Bank Attorney Fees
      Name of person to be paid
      Kind of service                           Bank Atty fees
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (3)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (4)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (5)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (6)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (7)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (8)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (9)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
      Other buyer's (borrowers) expense (10)
      Name of person to be paid
      Purpose
      Amount                                                  $0.00
                                     TAX PRORATIONS

Seller:
Buyer:
Closing date:
Proration date

Town& County Tax        $0.00
Paid by                  seller
Amt to be prorated      $0.00 =     100.00%
Fiscal Period         1/1/2008 to 12/31/2008
                          Days      Per Diem          Buyer Owes Seller Owes
Amount Owed           #VALUE! @     $0.0000                $0.00   #VALUE!

School Tax              $0.00
Paid by                  buyer
Amt to be prorated      $0.00 =      100.00%
Fiscal Period         7/1/2008 to   6/30/2009
                          Days       Per Diem         Buyer Owes Seller Owes
Amount Owed           #VALUE! @      $0.0000               $0.00   #VALUE!

City/ Village Tax       $0.00
Paid by                  buyer
Amt to be prorated      $0.00 =      100.00%
Fiscal Period         6/1/2008 to   5/31/2009
                          Days       Per Diem         Buyer Owes Seller Owes
Amount Owed           #VALUE! @      $0.0000               $0.00   #VALUE!

Water Tax
Paid by                  buyer
Current period                to
                         Days       Per Diem          Buyer Owes Seller Owes
Amount Owed           #VALUE! @     #VALUE!                $0.00   #VALUE!

Sewer Rents             $0.00
Paid by                  buyer
Current period                to
                         Days       Per Diem          Buyer Owes Seller Owes
Amount Owed           #VALUE! @     $0.0000                $0.00       $0.00

                                                          Buyer       Seller
Total owed                                                $0.00   #VALUE!

Net owed by Buyer    #VALUE!
Net owed by Seller   #VALUE!
                                               RECORDING FEES



Recording Fees
Seller
Buyer
Location



Date of sale

Seller's Recording Fees
Deed stamps                                                     $4,000.00
TP 584                                                              $5.00
TP 584.1                                                            $0.00
RP 5217                                                             $0.00
Mansion Tax                                                         $0.00
Record discharges of mort                                        #VALUE!
File survey                                                         $0.00
Title affidavit / death certificates                                    0
File UCC local                                                      $0.00
TOTAL TO COUNTY CLERK                                                       #VALUE!
File UCC Sec of State                                              $0.00
TOTAL TO SEC OF STATE                                                         $0.00
Buyer's Recording Fees
Record deed                                                     #VALUE!
TP 584                                                             $0.00
TP 584.1                                                           $0.00
RP 5217                                                          $165.00
Mansion Tax                                                        $0.00
Record first mortgage                                              $0.00
Base mortgage tax, first mortgage                                  $0.00
Spec Add'l mortgage tax, first mortgage                            $0.00
Extra mortgage tax, first mortgage                                 $0.00
Exempt Aff Base Mort tax, first mortgage                           $0.00
Exempt Aff Spec Add'l Mort tax, first mort                         $0.00
Exempt Aff Extra Mort tax, first mort                              $0.00
Record second mortgage                                          #VALUE!
Base mortgage tax, second mortgage                                 $0.00
Spec Add'l mortgage tax, second mortgage                           $0.00
Extra mortgage tax, second mort                                    $0.00
Exempt Aff, Base Mort tax, second mortgage                         $0.00
Exempt Aff, Spec Addl Mort tax, second mort                        $0.00
Exempt Aff, Extra Mort tax, second mort                            $0.00
Assnmt of mort                                                  #VALUE!
Record discharges                                                  $0.00
File survey                                                        $0.00
File UCC's                                                         $0.00
Record assign rnts & aff                                           $0.00
Record subordination agmts                                         $0.00
Record title affidavits / death certificates                       $0.00
TOTAL TO COUNTY CLERK                                                       #VALUE!
File UCC's Sec of State                                            $0.00
TOTAL TO SEC OF STATE                                                         $0.00

1st Lender's Mortgage Tax
County Clerk                                                                  $0.00

2nd Lender's Mortgage Tax
County Clerk                                                                  $0.00
CLOSING STATEMENT

Seller
Buyer
Address
Town of
Village of
Date of sale

Purchase price                            $1,000,000.00
Unpd rent to seller                               $0.00
Personal Property                                 $0.00
Fuel proration                                    $0.00
Land contract interest                            $0.00
Net tax proration owed by buyer                #VALUE!
Total purchase price                                      #VALUE!

Cash paid down                                   $0.00
Mortg/lnd contract payments                      $0.00
1st Mortgage to Seller                           $0.00
2nd Mortgage to Seller                           $0.00
Non cash payments                                $0.00
Net tax proration due to buyer                 #VALUE!
Rent pro rate due to buyer                       $0.00
Credit for Seller's recording fees               $0.00
Credit for Seller's mortgage payoff              $0.00
Crdt for Seller's T&C int, pen etc.              $0.00
Crdt for Seller's amts due to Co
Treas                                            $0.00
Credit for Seller's School Tx pen and
int.                                             $0.00
Credit for Seller's Village Tx, pen and
int.                                             $0.00
Credit for Seller's prior period Water
Taxes                                            $0.00
Credit for Seller's prior period Sewer
Taxes                                            $0.00
Credit for Seller's Abstract/Title Ins
fees                                             $0.00
Credit for Seller's Surveyor fees                $0.00
Credit for Broker's fee                          $0.00
Credit for other Seller's expense (1)            $0.00
Credit for other Seller's expense (2)            $0.00
Credit for other Seller's expense (3)            $0.00
Credit for other Seller's expense (4)            $0.00
Credit for other Seller's expense (5)            $0.00
Credit for other Seller's expense (6)            $0.00
Credit for other Seller's expense (7)            $0.00
Credit for other Seller's expense (8)            $0.00
Credit for other Seller's expense (9)            $0.00
Total credits                                             #VALUE!

Balance Due                                               #VALUE!
Seller's List of Checks at Closing
                                                               Positive numbers are
                                                               amounts due to Seller.
                                                               Negative amounts (in
                                                               parentheses) are checks to
Seller                                                         be written by Seller
Buyer
Sale date

Total Amount Due To Seller:
Balance of funds due to Seller from
Buyer                                          #VALUE!
Total of Other Checks Due to Seller,                      Insert this information
if any                                              $0.00 manually, if required
Total Funds Due to Seller                      #VALUE!

Net bal due broker, or excess                               If a positive #, this is excess
deposit                                               $0.00 deposit

Checks To Be Written by Seller:
Total to County Clerk                          #VALUE!
Total to Sec of State                               $0.00
Town tax collector                                  $0.00
Village tax collector                               $0.00
School tax collector                                $0.00
County Treasurer                                    $0.00

Water tax collector (for current amts)                $0.00
Water tax collector (for prior period
amts)                                          #VALUE!

Sewer tax collector (for current amts)                     0
Sewer tax collector (for prior period
amts)                                               $0.00
surveyer                                            $0.00
Seller's Abstract/Title Ins                         $0.00
Seller's mortgage payoff                       #VALUE!
Seller's other expense (1)             $0.00        $0.00
Seller's Atty Fees                             #VALUE!
Seller's other expense (3)                     #VALUE!
Seller's other expense (4)                          $0.00
Seller's other expense (5)                          $0.00
Seller's other expense (6)                          $0.00
Seller's other expense (7)                          $0.00
Seller's other expense (8)                          $0.00
Seller's other expense (9)                          $0.00
Total Checks Due From Seller                   #VALUE!

Seller's Net Funds At Closing                  #VALUE!
Buyer's List of Checks at Closing
                                                      Positive numbers are
                                                      amounts due to Buyer.
                                                      Negative amounts (in
                                                      parentheses) are checks to
Seller                                                be written by Buyer
Buyer
Sale date

Balance due to Seller from all
sources at closing                       #VALUE!

Payments to be made by third
parties:

First mortgage (except mort to seller)        $0.00
Second mortgage (except mort to
seller)                                       $0.00
Total payments to be made by
third parties                                 $0.00

Balance due from Buyer to Seller
at Closing                               #VALUE!

Other Payments to be made by
Buyer at Closing
Total To County Clerk                    #VALUE!
Total to Sec of State                         $0.00
Town\City tax collector                       $0.00
Village tax collector                         $0.00
School tax collector                          $0.00
County Treasurer                              $0.00
Water tax collector (current amts)       #VALUE!
Water tax collector (prior periods)      #VALUE!
Sewer tax collector (current amts)            $0.00
Sewer tax collector (prior periods)           $0.00
Buyer's Abstract/Title Ins fees               $0.00
Seller's Abstract/Title Ins                   $0.00
Surveyor's fees                               $0.00
Broker's fee                                  $0.00
Sales Tax                                     $0.00
Lending Bank, points & fees                   $0.00
Lending Bank, tax escrows                     $0.00
Buyer's land contr/mort payoff                $0.00
Seller's mortgage payoff                      $0.00
Seller's other expense (1)                    $0.00
Seller's other expense (2)                    $0.00
Seller's other expense (3)                    $0.00
Seller's other expense (4)                    $0.00
Seller's other expense (5)                    $0.00
Seller's other expense (6)                    $0.00
Seller's other expense (7)                    $0.00
Seller's other expense (8)                    $0.00
Seller's other expense (9)                    $0.00
Buyer's Attorney Fee                          $0.00
Lender's Attorney Fee                         $0.00
Buyer's other expense (3)                     $0.00
Buyer's other expense (4)                     $0.00
Buyer's other expense (5)                     $0.00
Buyer's other expense (6)                     $0.00
Buyer's other expense (7)                     $0.00
Buyer's other expense (8)                     $0.00
Buyer's other expense (9)                     $0.00
Buyer's other expense (10)                    $0.00
Total Other Payments                     #VALUE!
Buyer's Net Funds At Closing   #VALUE!
A. Settlement Statement                                        US Department of Housing                   OMB Approved No. 2502-0265
                                                               and Urban Development
B. Type of Loan
            1. FHA                                 6. File Number:                           7. Loan Number:            8. Mortgage Insurance Case Number:
            2. FmHA
            3. Conv Unins
            4. VA

            5. Conv Ins
C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "POC"
were paid outside the closing; they are shown here for information purposes and are not included in the totals.



D. Name and Address of Borrower:                               E. Name & Address of Seller                              F. Name and Address of Lender



G. Property Location                                                            H. Settlement Agent:

                                                                                Place of Settlement:                                I. Settlement Date:
New York
J. Summary of Borrower's Transaction                                            K. Summary of Seller's Transaction
100        Gross Amounts Due From Borrower                                 400        Gross Amount Due to Seller
101        Contract Sales Price                                ########### 401        Contract Sales Price                                        ###########
102        Personal Property                                         $0.00 402        Personal Property                                                 $0.00
103        Settlement Charges to borrower, line 1400             #VALUE!   403
104                                                                        404
105                                                                        405
Adjustments for items paid by seller in advance                            Adjustments for items paid by seller in advance
106        City/Village taxes                                        $0.00 406        City/Village taxes                                                $0.00
107        Town Taxes                                                $0.00 407        Town taxes                                                        $0.00
108        School Taxes                                              $0.00 408        School Taxes                                                      $0.00
109        Water                                                     $0.00 409        Water                                                             $0.00
110        Sewer                                                     $0.00 410        Sewer                                                             $0.00
111        Fuel Prorate                                              $0.00 411        Fuel Prorate                                                      $0.00
112        Other items                                               $0.00 412        Other items                                                       $0.00
120        Gross Amount Due From Borrower                        #VALUE!   420        Gross Amount Due to Seller                                  ###########
200        Amounts Paid By Or In Behalf of Borrower                            500        Reductions In Amount Due To Seller
201        Deposit or earnest money                                      $0.00 501        Excess deposit (see instructions)                             $0.00
202        Principal amount of new loans                                 $0.00 502        Settlement charges to seller (line 1400)                  #VALUE!
203        Existing loans taken subject to                                     503        Existing loan(s) taken subject to
204                                                                            504        Payoff of first mortgage loan                             #VALUE!
205                                                                            505        Payoff of second mortgage loan                                $0.00
206        Seller's concession/Ameridream program                        $0.00 506        Seller's concession'/Ameridream program                       $0.00
207                                                                            507
208                                                                            508
209                                                                            509
Adjustments for items unpaid by seller                                         Adjustments for items unpaid by seller
210        City/Village taxes                                        #VALUE!   510        City/Village taxes                                        #VALUE!
211        Town /County Taxes                                        #VALUE!   511        Town/'County taxes                                        #VALUE!
212        School Taxes                                              #VALUE!   512        School Taxes                                              #VALUE!
213        Water                                                     #VALUE!   513        Water                                                     #VALUE!
214        Sewer                                                         $0.00 514        Sewer                                                         $0.00
215                                                                            515
216                                                                            516
217                                                                            517
218                                                                            518
219                                                                            519
220        Total Paid By/For Borrower                                #VALUE!   520        Total Reduction In Amount Due Seller                      #VALUE!
300         Cash At Settlement From/To Borrower                                 600          Cash At Settlement To/From Seller
301         Gross Amount Due From Borrower (line 120)                #VALUE!    601          Gross Amount Due to Seller (line 420)                ###########
302         Less amounts paid by/for borrower (line 220)             #VALUE!    601          Less reductions in amt. due seller (line 520)          #VALUE!
303         Cash          #VALUE! Borrower                           #VALUE!    603          Cash          #VALUE! Seller                           #VALUE!



            Buyer                                                                            Seller

            Buyer                                                                            Seller
L. Settlement Charges
700        Total Sales/Broker Commissions            Price         ########### %                    Total =   $0.00 Paid from      Paid from
                                                                                                                    Borrower's     Seller's Funds
701                                                                                                                 funds at       at Settlement
702                                                                                                                 settlement
703         Commission paid at settlement                                                                                                  $0.00
704
800         Items Payable In Connection With Loan
801         Loan Origination Fee               includes appraisal fees, credit report, flood fee,                          $0.00
802         Loan Discount
803         Appraisal Fee
804         Credit Report
805         Lender's Inspection Fee/Flood fee
806         Mortgage Insurance Application Fee
807         Assumption fee
808         Bank Attorney fee                  Pay to                                                                      $0.00
809
810
811
900         Items Required By Lender To Be Paid In Advance
901         Interest                           No. Days                           Rate
902         Mortgage Insurance Premium         No. Months                         Per Mnth
903         Hazard Insurance Premium
904
905
1000        Reserves Deposited With Lender
1001        Hazard Insurance                      No. Months                      Per Mnth
1002        Mortgage Insurance                    No. Months                      Per Mnth
1003        City/Village taxes                    No. Months                      Per Mnth
1004        Town /County Taxes                    No. Months                      Per Mnth
1005        School Taxes                          No. Months                      Per Mnth
1006        Combined Tax Reserves, includes lines 1003, 1004, 1005                                                         $0.00
1007
1008
1100        Title Charges
1101        Settlement or closing fee                Pay to
1102        Abstract and/or Title Search/Title Insurance          Includes line 1108                                       $0.00           $0.00
1103        Title Examination                        Pay to
1104        Title Insurance Binder                   Pay to
1105        Document preparation                     Pay to
1106        Notary fees                              Pay to
1107        Attorney Fees                            Buyer's Atty                 Seller's Atty                            $0.00
1108        Title Insurance                          Pay to                                                                $0.00           $0.00
1109        Lender's Coverage
1110        Owner's Coverage
1111
1112
1113
1200        Government Recording and Transfer Charges
1201        Recording Fees, includes deed stamps(line 1201) and mortgage tax (line 1202)                              #VALUE!        #VALUE!
1202        County Deed/Mortgage Taxes See above                                                                          $0.00          $0.00
1203        State Deed and Mortgage taxes. See above                                                                      $0.00          $0.00
1204        UCC recording fees, State                                                                                     $0.00          $0.00
1205
1300        Additional Settlement Charges
1301        Survey                                   Pay to                                                                $0.00           $0.00
1302        Pest Inspection                          Pay to
1303        Sales Tax                                                                                                      $0.00
1304
1305
1400        Total Settlement Charges (enter on lines 103, Section J and 502 Section K                                 #VALUE!        #VALUE!




Buyer                                                                             Seller



Buyer                                                                             Seller



Settlement Agent
shown. Items marked "POC"