VISA CREDIT CARD
Annual Percentage Rate (APR) for Purchases
9.99% APR
9.99% APR
Balance Transfers And Cash Advances Grace Period for Purchases Finance Charge Calculation Method Annual Fee Cash Advance Fee
New Cardholders - 0%APR for 6 months from the opening date. 25 days Average Daily Balance (including new purchases) None None Late Payment Fee: Over the Limit: $25.00 $10.00 1% of purchase $22.00 $5.00
Other Fees
Foreign Transaction: Payment Returned for Nonsufficient Funds: Card Replacement:
Minimum Finance Charge
None
You may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of electronic gambling transaction through the Internet. Also, you agree that you will not use your card for any transaction that is illegal under applicable federal, state or local law. You further agree, should illegal use occur, to waive any right to sue the Credit Union for such illegal use or any activity directly or indirectly related to it and additionally you agree to indemnify and hold the Credit Union harmless from any suits or other legal action or liability, directly or indirectly, resulting from such illegal use. The information about the costs of the card described in this application is accurate as of November 15, 2008. The information may have changed after that date. To find out what changes may have occurred, write to us at 5839 Ridge Road, Parma, Ohio 44129, or call us at 440.886.2558.