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Annuity Estimator
http://www.spreadsheet123.com/ExcelTemplates/annuity-estimator.html
© 2010 Spreadsheet123.com
Initial Age: 65
Years To Pay Out: 20
Annual Balance
100,000
Initial Capital (Principal): 100000
Annual Interest Rate: 6% 80,000
Interest Rate: Fixed 60,000
Min Rate: 0.0%
Max Rate: 9.0% 40,000
Avarage Rate: 6.00%
20,000
Press F9 to recalculate
Inflation Rate: 2% 0
Earned Interest TAX: 25%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
Annuity Payment Term: Beginning of Year Interest Net Payment
6,000
4,000 20,000
Initial Annual Payment: 7,031.42
First Annual Payment: 7,031.42 2,000 10,000
Last Annual Payment: 10,243.45 0 0
1 3 5 7 9 11 13 15 17 19 1 3 5 7 9 11 13 15 17 19
Annual Net Payment Cumulative
Year Age Interest Rate Interest Tax Payment Balance Interest
0 65 6% 0.00 0.00 7,031.42 7,031.42 92,968.58 0.00
1 66 6% 5,578.11 1,394.53 7,172.05 5,777.52 91,374.64 5,578.11
2 67 6% 5,482.48 1,370.62 7,315.49 5,944.87 89,541.63 11,060.59
3 68 6% 5,372.50 1,343.12 7,461.80 6,118.68 87,452.33 16,433.09
4 69 6% 5,247.14 1,311.78 7,611.04 6,299.25 85,088.43 21,680.23
5 70 6% 5,105.31 1,276.33 7,763.26 6,486.93 82,430.48 26,785.54
6 71 6% 4,945.83 1,236.46 7,918.52 6,682.06 79,457.79 31,731.37
© 2010 Spreadsheet123.com Annuity Calculator by Spreadsheet123
7 72 6% 4,767.47 1,191.87 8,076.89 6,885.03 76,148.36 36,498.83
8 73 6% 4,568.90 1,142.23 8,238.43 7,096.20 72,478.84 41,067.74
9 74 6% 4,348.73 1,087.18 8,403.20 7,316.02 68,424.37 45,416.47
10 75 6% 4,105.46 1,026.37 8,571.26 7,544.90 63,958.57 49,521.93
11 76 6% 3,837.51 959.38 8,742.69 7,783.31 59,053.39 53,359.44
12 77 6% 3,543.20 885.80 8,917.54 8,031.74 53,679.05 56,902.65
13 78 6% 3,220.74 805.19 9,095.89 8,290.71 47,803.90 60,123.39
14 79 6% 2,868.23 717.06 9,277.81 8,560.75 41,394.33 62,991.62
15 80 6% 2,483.66 620.91 9,463.37 8,842.45 34,414.62 65,475.28
16 81 6% 2,064.88 516.22 9,652.63 9,136.41 26,826.86 67,540.16
17 82 6% 1,609.61 402.40 9,845.69 9,443.28 18,590.79 69,149.77
18 83 6% 1,115.45 278.86 10,042.60 9,763.74 9,663.63 70,265.22
19 84 6% 579.82 144.95 10,243.45 10,098.50 0.00 70,845.04
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© 2010 Spreadsheet123.com Annuity Calculator by Spreadsheet123
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© 2010 Spreadsheet123.com Annuity Calculator by Spreadsheet123
Annuity Estimator
http://www.spreadsheet123.com/ExcelTemplates/annuity-estimator.html
© 2010 Spreadsheet123.com
Solve for Initial Principal Solve for a Years to Pay Out
Annual Payment 25,000.00 Initial Principal 1000000
Interest Rate 6% First Annual Withdrawal 70000
Inflation Rate 2% Interest Rate 6%
Years to Withdraw 25 Inflation Rate 2%
Annuity Payment Term Beginning of Year Annuity Payment Term Beginning of Year
Term (type) 1 Term (type) 1
Initial Principal 338,758.94 Number of Years 28.38
Initial Principal (inflation adjusted) 409,253.45 Number of Years (inflation adjusted) 20.14
Solving for Annuity Payment Note:
Initial Principal 1000000 Term (type) - is the same as Annuity Due, if type = 1 then
Interest Rate 6% annuity is paid at the beginning of the year.
Inflation Rate 2%
Years to Withdraw 20 When solving without Inflation adjustments, enter 0 in the
Annuity Payment Term Beginning of Year Inflation Rate cells.
Term (type) 1
All calculators on this worksheet are designed to analyze and
Inflation Adjusted perform calculations with fixed interest rates!
First Annual Payment £82,249.58 £70,314.21
Last Annual Payment £82,249.58 £102,434.53
First Monthly Payment £7,128.67 £5,998.95
Last Monthly Payment £7,128.67 £8,931.52
© 2010 Spreadsheet123.com Annuity Calculator by Spreadsheet123
Annuity Estimator EULA
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