123 Elm Street ▪ Greenville, SC 29604 ▪ 854.555.5555 ▪ firstname.lastname@example.org
Exceptional Asset Review Management
Asset and liability management expert highly adept at monitoring, forecasting, and making recommendations for strategy,
portfolio, and budget adjustments. Known for creating assumptions that drive cash flow.
ABC LOANS – Greenville, SC, 20xx-20xx
Internal Asset Review Manager, Homebuilder Division (HBD): Led high-performing team charged with determining the
best strategies for a $25 million portfolio.
Analyzed the HBD loan portfolio for risk characteristics affecting asset quality and loan loss reserves.
Coordinated external, internal, regulatory, investor, and financial audits, and applied financial and managerial
expertise to facilitate accuracy and completeness.
Developed initial SOX documentation for the Homebuilder Division.
BCD FEDERAL BANK – Greenville, SC, 20xx-20xx
Asset Review & Workout Manager (ARWM): Expertly managed a $2.5 billion multifamily and commercial real estate
portfolio. Conducted portfolio analysis and designed workout for solutions for problem loans. Led the development of 35 full-
time and temporary personnel.
Devised and analyzed allowances for loan loss reserves.
Devised and implemented a new software application to document borrower relationships and loan
performance information used as the basis for loan classification.
Collaborated with management to enhance control awareness, which contributed to an audit rating improvement
by two levels.
CDE CAPITAL MANAGEMENT – Greenville, SC, 20xx-20xx
Asset Closing & Funding Associate: Managed the processing and tracking of loan trade documentation, expediting 60-80
trades simultaneously. Delegated assignments to co-workers to effectively manage workload.
Achieved 100% compliance with closing trades on time; evaluated paperwork to ensure necessary signatures
and applicable information that was critical to execute trades.
Automated trade status tracking by utilizing the Tasks application in Outlook; recommended automated process
to the team, which consolidated information in one location and eliminated the potential of losing critical data.
DEF EQUIPMENT – Greenville, SC, 20xx-20xx
Asset Planning & Analysis Manager – Pricing and Risk Analytics Group: Researched environmental equipment needs
and methods for reducing pollution. Calculated the financial impact of minimizing environmental effects. Evaluated numerous
options for bottom-line outcomes.
Determined optimal environmental strategies by evaluating financial impacts of installing various pollution
control equipments. Model is still used in many company projects.
Built generation dispatch model for medium- and long-term planning that remains a vital analytical tool.
Bachelor of Science in Accounting, XYZ University – Greenville, SC, 20xx
Creating a Compelling Cover Letter
A powerfully written cover letter is necessary to land most interviews and ensure job search success. When an advertised
position creates a pile of 100+ resumes, it becomes the responsibility of the hiring personnel to shortlist the applications.
Resumes without cover letters are usually the first to go, followed by the ones with poorly written cover letters. Avoid this
fate by following these effective strategies:
Address your cover letter appropriately:
Be sure that you get the name of the hiring manager before sending your resume, and address the letter to that individual.
The proper greeting will be either “Dear Mr. (Smith),” or “Dear Ms. (Smith).” Avoid using Miss or Mrs., and do not address
your letter to “Dear Sirs,” as it is considered inappropriate. If you are unsure of your contact’s gender, address them by
their first and last name, as in “Dear Pat Smith,” to avoid an embarrassing mistake. If you don’t know the name of the
hiring manager, simply use the greeting “Dear Hiring Manager,”– it’s clear, to the point, and gender neutral.
Get to the point in your opening paragraph:
One of the most common interviewing questions employers ask is “Why should I hire you among other candidates?”
Provide an answer to that question right off the bat in your opening paragraph. This is a very important section because it
is the first thing the employer will read. It must be powerful and make an immediate impact. Be sure sell yourself and your
unique abilities. Do not use a generic opening paragraph that can apply to any Tom, Dick or Harry.
Every line should sell you, so use aggressive language here and throughout the rest of your cover letter. For example,
instead of writing “My background is in finance management, making me well-suited for your advertised Corporate
Finance Director position.” you can write “A background in finance management and a proven record of developing
effective strategies that drive revenue, growth and shareholder value make me a strong candidate for your advertised
Corporate Finance Director position.”
Show your interest and sell your accomplishments in the body of the letter:
In this section, you need to show your interest in the job and the company. Research is a key ingredient to a successful
job search. The more you are able to demonstrate your interest and knowledge about a company, the better your chances
are to secure an interview. Get to know the company’s mission and new corporate initiatives, and tell them how you can
help them meet their objectives or resolve their problems. Praise the company for public recognitions or recent
accomplishments. The employer will surely take notice of your active interest.
Use “I” and “my” sparingly. Try not to use these words more than six times in your cover letter. You need to focus on what
you will bring to the company and how you will help them improve their profitability. Too much use of the word “I” will also
make your letter look elementary and poorly written.
For executive-level candidates and professionals with substantial achievements, a bullet point format is often the most
effective and efficient way to highlight accomplishments. If you fall into this category, be sure to keep the bullet point
statements unique and fresh. Do not copy and paste the exact same phrases from the resume as it will make you look
lazy. All sentences and achievements transferred from the resume should be rephrased.
Close your letter with a strong paragraph:
In the closing paragraph, you need to address several issues. At the very least, you need to ask for the interview and
provide contact information. This is also the ideal place to mention your salary requirements (if the employer insists on it),
or your desire to relocate.
To demonstrate your drive and interest, mention that you will call within a week to follow up. This is a great way to ensure
the resume was successfully received, and it creates an opportunity to establish a dialog. However, do not mention this in
your cover letter if you do not intend to follow up.
In summation, an aggressive and dynamic cover letter will help you stand out among the competition. Remember that the
goal is to market yourself – not to compose a dull biography.