Discover_Credit_Cards__A_Look_At_The_Top_3

							Title:
Discover Credit Cards: A Look At The
 Top 3

Word Count:
584

Summary:
Although Visa and MasterCard might
be the forerunners of the credit ca
rd industry, Discover card has been
 increasing in popularity over the
last decade or so. Except for stude
nt credit cards, most Discover card
s have a comparatively low APR, and
 they never have an annual fee. The
y have also been commended for cust
omer service and for fraud preventi
on. With more than 50 million cardh
olders and more than 4 million merc
hant locations, Discover is proving
 their critics
Keywords: wrong. Whe...
discover credit cards, apply for di
scover, discover applications, mile
s, gas, credit card, cash back

 Article Body:
Although Visa and MasterCard might
be the forerunners of the credit ca
rd industry, Discover card has been
 increasing in popularity over the
last decade or so. Except for stude
nt credit cards, most Discover card
s have a comparatively low APR, and
 they never have an annual fee. The
y have also been commended for cust
omer service and for fraud preventi
on. With more than 50 million cardh
olders and more than 4 million merc
hant locations, Discover is proving
 their critics wrong. When they fir
st opened in the early 90_s, their
competition scoffed and it didn_t l
ook as though they would make it in
 the credit card industry. They wer
e hoping to brand a new trend in cr
edit cards, and they have succeeded
 after years of marketing and commu
nication.

Here are three popular Discover cred
it cards:

The Miles Card from Discover Card

The Miles Card is one of the most v
ersatile frequent flier credit card
s in that it allows you to earn mil
es as well as gift certificates or
cash back. Customers earn one mile
for every dollar spent, and can cho
ose how they want to redeem their p
oints.

Discover recently increased the bon
us miles card holders can earn with
 the Miles Card to 12,000. On both
purchases and balance transfers, th
e introductory rate is 0%. There ar
e no blackout dates and miles can b
e redeemed both online and over the
 phone. In addition, you can redeem
 your points for flights on any air
line. Discover might not offer some
 of the fringe benefits that accomp
any Visa and MasterCard credit card
s, but they make up for it in rewards.

Discover Platinum Gas Card

With gas prices rising nearly every
 day, many consumers are turning to
 gas rebate cards to offset the amo
unt they_re spending at the pump. G
as rebate cards, such as the Discov
er Platinum Gas Card, offer cash ba
ck rewards for every dollar you spe
nd at gas stations.
The Discover gas rebate card is sin
gularly unique because of its doubl
e-reward program. Typically, custom
ers earn 5% cash back on all purcha
ses at gas stations, but if you red
eem your cash back rewards with sel
ect merchants, you receive double t
he original amount. Discover offers
 a 0% introductory APR of 0%, which
 applies to both purchases and bala
nce transfers.

Customers also enjoy 0% fraud liabi
lity and free online Bill Pay. This
  card does require excellent credit
, however, and they do have a minim
um spending limit to receive the fu
ll 5% cash back. This card has a $5
0,000 credit limit.

Discover Gold Card

The Discover Gold card is one of th
e oldest Discover credit cards, and
 is still popular today. Like the p
latinum card, the Gold card allows
customers to earn up to 5% cash bac
k on purchases at select merchants
and the cash back doubles if used w
ithin the Discover Merchant Network.
Customers can choose between three
unique card faces and enjoy 0% frau
d liability. Stores within the Disc
over Merchant Network include Red L
obster, Sharper Image and the Sungl
ass Hut. As with most Discover card
s, there is a 0% introductory APR o
n balance transfers for the Gold ca
rd.

The Gold card requires a good credi
t rating and there is a minimum spe
nding limit in order to receive the
 full 5% cash back rewards. The car
d offers up to $25,000 in auto rent
al insurance coverage and up to $50
0,000 in travel accidental death in
surance.

Discover Card is the newest credit
card company, but it is growing in
popularity as they continue to offe
r excellent customer service and va
luable rewards programs. Take a loo
k at our top three Discover cards a
nd choose the one that works for you.