refinance auto loan

Of Interest... Unhappy with your current auto loan...? Auto Loan Refinance Program Benefits: Competitive rates and convenient terms often result in lower payments. Local servicing by knowledgeable, friendly people at your credit union. Apply right over the phone and receive an answer in minutes. Receive 90 days with NO payments! Make the move to Qualstar and you could SAVE! Maybe your rate from another bank or credit union is higher than it should be, or you could have taken advantage of dealer incentives and rebates and now you have “dealer financing.” You may not realize how simple it is to move your auto loan to Qualstar and get, • Competitive rates and terms (which ususally means a lower payment) • Great, local service with no “run-around” (typically the entire process can be done over the phone) • Less expensive after market products (GAP insurance, warranty coverage, debt protection, etc.) The process of moving (a.k.a. refinancing) your auto loan with another lender starts with a simple phone call to Qualstar - from there our lending department will check the value of your car and, using our lending guidelines, tell you what rate we can give you and even how much less your payment could be each month! What do you have to lose by calling? Maybe just higher payments, unreasonable rates and inadequate service - take a look at the following “true member story” for an example of what we can do for our members: John came in to the branch to cash his paycheck and I asked him about the huge Dodge Ram truck he drove up in. He said he loves his truck but not the interest rate he currently had, which was in the 20’s. I thought his rate was way too high so I told him about our auto loans and that it is very simple to refinance and move his loan to Qualstar at a much lower rate...plus he could get 90 days with no payments! He ended up moving his Dodge loan to us and is now saving $30.30 per month on his payment...a savings of $1818.00 throughout the full term of his loan! -Zach, Kent branch representative Want to know if we can give you a better deal on your auto loan? Simply call us at 1-800-848-0018! NCUA Your funds federally insured to $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a US Government Agency For more information on Qualstar products & services: 1-800-848-0018 www.qualstarcu.com Giving credit where it’s due since 1952

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