LIFESPAN TIME
LIFESPAN, INC.
The Credit Counseling Services of LifeSpan is offering a series of four classes designed to teach independence through money education. The classes are designed to be very hands on for the basic money management. The classes are free for those who qualify. You don’t have to wait, we have TIME to give. Don’t wait to call. Each day time goes by your debt keeps growing. Credit Counseling Services: Hamilton Office 1900 Fairgrove Ave. (Rt. 4) Hamilton, OH 45011 (513) 868-3210
LIFESPAN, INC. CREDIT COUNSELING
LIFESPAN, INC.
LifeSpan, Inc. began in 1945 by
Midd Commons 2 North Main Street, Suite 601 6th Floor Middletown, OH 45042 (513) 424-6888 Lebanon Office 1073 Oregonia Road, Suite B Lebanon, OH 45036 (513) 934-1330
Over 20 Years of Service
concerned citizens of the community. The goal was to strengthen families & individuals. LifeSpan is still committed to that goal by providing a variety of programs such as Clinical Counseling, Debt Management Counseling, Personal Care, and Home Making for the Senior Population. Our Credit Counseling Service is just one of 13 services offered to our community. Please call (513) 8683210 for information.
IS IT TIME TO GET OUT OF DEBT?
IF SO, CALL US! LifeSpan, Inc. is an Equal Employment Opportunity Employer and Provider of Services
What is LifeSpan Credit Counseling?
LifeSpan Credit Counseling is a non-profit division of LifeSpan, Inc. and a member of the National Foundation the for Credit Business
sessions. This is a 12 hour course that is offered either in a four week three hour format or a 6 week two hour format.
with locating alternative housing or pusuing loss mitigation strategies.
How is LifeSpan Housing Counseling funded? Pre-Occupancy Counseling
The pre-occupancy compliments the HIP course but is a one-on-one counseling session which could include pre-purchase, pre-rental budgeting for mortgage or rent payments; money management; and housing care and maintenance. This also includes guidance on alternative sources of mortgage credit; how to apply for housing assistance; how to identify and avoid predatory lending practices; referrals to community or homeless services, and regulator agencies; and advocating with lenders Call LifeSpan for information regarding any of our consumer budgeting sessions: Debt Most of the funding to LifeSpan comes from grants from the United States Department of Housing and Urban Development (HUD) and the NFCC. In addition, we partner with banks, credit unions and businesses to provide There is no
Counseling
and
Better
Bureau. For more than twenty years, we have provided confidential and professional counseling on the life skill of household budgeting and debt management.
homebuyer education seminars.
fee to our clients for the one-on-one counseling.
How do I get started?
Housing Counseling
LifeSpan CCS employs certified Housing Counselors to assist families with housing related issues. We are a HUD approved
for non-traditional lending standards.
Bankruptcy Pre-Filing
Counseling,
Management Program, Financial Literacy
Post Purchase, Mortgage Default and Rent Delinquency Counseling
This type of counseling includes counseling on how to restructure debt, obtain recertification for rent subsidy, establish reinstatement plans, seek loan forbearance, and manage household finances. This counseling can also include helping victims of predatory lending, educating clients on renter’s and landlord’s rights, explaining the eviction process, providing referrals to other sources, and assisting clients
course TIME.
At that time, our Client
Service Representative will assist you. Our Certified Credit Counselors review and recommend possible solutions and provide a detailed action plan to address your needs.
Housing Counseling agency. Currently we offer the following housing Education Counseling, Default and counseling Seminars, Post Rent options: Pre-
Homebuyer Occupancy Mortgage Counseling.
Purchase, Delinquency
LifeSpan Credit Counseling 1900 Fairgrove Ave. (Rt. 4) Hamilton, OH 45011 (513) 868-3210 – Hamilton (513) 424-6888 – Middletown (513) 934-1330 – Lebanon Website – www.LifeSpanOhio.org
Homebuyer Education Seminars
LifeSpan CCS offers our HIP class which is a housing related education program in which educational materials are used in group training