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rates on home equity loans

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					Home equity loan
rates you’ll love.
651.215.3500                                                         u          www.spire-banking.com

                                                                                                              Locally owned and financially
                                                                                                              strong since 1934.




                                                                                        5.24           % APR*


                                                                                        6.24
                                                                                         5-year ter
                                                                                                   m


                                                                                        15-year te     % APR*
                                                                                                  rm




  We’ll even pay your closing costs!
                                                                                                                                                                **




                                                       *Rate effective 3/31/08 - 12/31/08. Rates above are for a Loan-to-Value up to 80%. 5. 24% for 5 (five) year term
                                                       and 6.24% for 15(fifteen) year term. Cannot use loan proceeds to pay off any existing SPIRE debt. Borrower must
               Your savings federally insured to at least $250,000
      and backed by the full faith and credit of the United States Government




              NCUA
                                                       meet membership requirements to qualify for offer. Interest rates are subject to change and are subject to type of
                                                       loan and borrower’s credit history. Other rates and terms available. See your tax advisor for details regarding
                                                       interest deductibility. Property must be owner occupied and located in Minnesota or Wisconsin. Property Insurance
                                                       is required. **Effective 3/31/08, No Closing Costs on all home equity loans up to $50,000. Terms & conditions of
         National Credit Union Administration, a U.S. Government Agency


                                                       this No Closing Cost offer are as follows: Minimum loan amount of $10,000 (new money at SPIRE) and automatic
    payment will be required. This offer does not include appraisal fees, if required. For loans over $50,000 see a SPIRE Representative for additional details. SPIRE
    reserves the right to terminate the No Closing Cost offer at its discretion. No Closing Cost offer on loans in progress will be honored.

				
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posted:1/23/2009
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