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					     ALEXANDRIA USDA
     FEDERAL

                               USDA Today
     CREDIT UNION                                                                             We Do Business in Accordance With the
                                                                                              Federal Fair Housing Law and the Equal
                                                                                                      Credit Opportunity Act




                                                                                                                                  March 2006
           A Newsletter for the Membership of the Alexandria USDA Federal Credit Union




Our annual meeting was held on Tuesday, March 21, 2006 at the Louisiana Convention Centre’ in
Alexandria and good times were had by all 264 members in attendance and their guests.

After due process, Mr. Johnnie LaFleur and Mr. Bob Pulaski were re-elected to the Board of Directors for
another 3 year term. Mr. Mike Taylor, our Board Chairman, presented the attendees with his Chairman’s
report and Mr. Chris Clark, CEO, presented the crowd with his President’s address. Our Supervisory
Committee Chairman, Danny Magee, Jr. along with Mark Ford of Post & Ford CPA’s gave their respective
reports. Independent auditors, Post & Ford CPA’s performed a full scope annual audit and stated that an
unqualified opinion on the financial statements was issued which, is the highest level of confidence attested to
by CPA’s.

Several members were big winners in our prize drawings. Our winners consisted of Mr. Carl Hornsby who
won a DVD player, Mr. Ben Baker won a $50 Target gift card, Mr. Sebastian Rabalais won $50 cash, Mr.
Tony Rawson and Ms. Joann McLain won USDA FCU jackets, Ms. Faye Hornsby won a Kodak Digital
Camera with printer dock, Nelwyn O’Neal won a $100 savings bond, Ms. Debbie Harper won a portable
DVD player, and Ms. Wanda Hinton won a $100 in cash.

All members in attendance received a free annual meeting gift of a large black umbrella with the credit
union’s logo. This gift is in appreciation for your attendance at our 2006 Annual Meeting. Thank you for your
attendance and support! We hope to see you all again next year at our 2007 Annual Membership Meeting!




                                        Privacy Disclosure
        ALEXANDRIA USDA FEDERAL CREDIT UNION is committed to meeting all your financial
        needs. To do so, we are sometimes required to share information about you with others in
        order to complete your transactions or to provide certain financial opportunities. To protect
        your privacy, we have always limited the use of information we provide and only shared
        information with companies that agree to maintain your privacy. These companies are also
        prohibited from sharing your information we give them with other third parties.

        Your financial privacy and confidence have always been and will always remain very
        important to every employee of ALEXANDRIA USDA FEDERAL CREDIT UNION. As
        required by law, this notice explains how we collect, use and safeguard your personal
        financial information. If after reading this notice you have questions, please contact us.


        ALEXANDRIA USDA FEDERAL CREDIT UNION collects non-public, personal information about
        you from the following sources:

           Information we receive from you on applications or other forms;
           Information about your transactions with us or others; and
           Information we receive from a consumer-reporting agency.

        We may disclose all of the information that we collect, as described above, to companies that perform
        marketing services on our behalf or to other financial institutions with whom we have joint marketing
        agreements. We may also disclose information about you under other circumstances, as permitted or
        required by law.

        If you decide to terminate your membership or become an inactive member, we will adhere to the
        privacy policies and practices as described in this notice.

        ALEXANDRIA USDA FEDERAL CREDIT UNION restricts access to your personal and account
        information to those employees who need to know that information to provide products or services to
        you. We maintain physical, electronic, and procedural safeguards that comply with federal
        regulations to guard your non-public personal information.


                                                             1
     ALEXANDRIA USDA
     FEDERAL

                                USDA Today
     CREDIT UNION                                                                               We Do Business in Accordance With the
                                                                                                Federal Fair Housing Law and the Equal
                                                                                                        Credit Opportunity Act




                                                                                                                                    March 2006
             A Newsletter for the Membership of the Alexandria USDA Federal Credit Union




     Come in to the Alexandria branch or the
     Pineville branch by April 12th and register
     your favorite child to win Baxter the Bunny!

     Baxter is full of toys and stands over 4 feet
     tall!

     Good luck to you all and Happy Easter!
     Baxter the Bunny is for children only and we ask that
     the child be 12 years old or younger.




               SAFETY PRECAUTIONS FOR THE USE OF
        AUTOMATED TELLER MACHINES AND NIGHT DEPOSITORIES
Remember there is safety in numbers, whenever possible have another person accompany
you when transacting business on an Automated Teller Machine

1.       OBSERVE THE SURROUNDINGS. Before approaching any automated teller machine (“ATM”) or night
         depository be alert for any suspicious persons or circumstances. Should you observe suspicious persons or
         circumstances or otherwise feel uneasy or uncomfortable with your surroundings leave the area immediately –
         do not use the ATM or night depository. Come back at a later or more appropriate time or use an ATM at
         another location. Report any suspicious persons to law enforcement authorities.

2.       BE READY TO TRANSACT BUSINESS: Before approaching any ATM machine have your access card and
         any other paperwork necessary for your particular transaction ready and in your hand. Having to retrieve these
         items from a purse or wallet is time consuming and allows a potential thief easier access to your valuables. By
         being ready to transact business before approaching the ATM, your transaction becomes quicker and safer.

3.       BE COURTEOUS TO OTHER USERS: When approaching an ATM which is then in current use do not stand
         directly behind the person actually using the machine. An adequate distance will allow the person currently
         using the machine to conduct their transaction securely, privately and confidentially.

4.       REMAIN OBSERVANT WHILE USING THE ATM: While transacting business at the ATM or night
         depository continue to observe your surroundings. Be careful not to disclose or otherwise reveal your Personal
         Identification Number (“PIN”) to others while using the ATM. Never begin a transaction when strangers have a
         clear view of the ATM keyboard. Use your body to shield the ATM keyboard as you access the machine. This
         will allow you to access the machine without disclosing or revealing your PIN. You should check your
         surroundings every few seconds while actually using the ATM. Should you observe any suspicious persons or
         circumstances terminate your transaction immediately, leave the area and contact law enforcement authorities.

5.       LEAVE QUICKLY: Upon completing your transaction, retrieving your card and receiving your receipt
         immediately leave the ATM area. Do not count or otherwise visually expose any money received from the
         ATM. Continue to observe your surroundings for any suspicious persons or circumstances such as anyone
         following or approaching you. Always maintain a safe distance between you and any stranger. If you believe
         that you are being followed you should go to the nearest place where there are people and contact law
         enforcement authorities.

The above disclosure is a required disclosure given pursuant to LSA-R.S. 6:1367. It is not intended to create any rights or
duties as between the parties. The guidelines contained herein are not all inclusive. Users of ATMs and night
depositories should utilize such other precautions as may be appropriate under any particular set of circumstances. The
Credit Union expressly disclaims any and all liability as relates to the use of Automated Teller Machines or night
depositories owned or controlled by the Credit Union except as provided by statue.

                                             (318) 473-4562
                                              800-264-4562                                  Alexandria Branch
 Pineville Branch                                                                           3616 Commerce St
 303 Edgewood Drive                   Email: geninfo@usdafcu.org
                                     Web Address: www.usdafcu.org                           Alexandria, La 71302
 Pineville, La 71360
                                  “MARS”: (318) 449 5525, 800-264-5525
                                                       2
       ALEXANDRIA USDA
       FEDERAL

                            USDA Today
       CREDIT UNION                                                     We Do Business in Accordance With the
                                                                        Federal Fair Housing Law and the Equal
                                                                                Credit Opportunity Act




                                                                                                            March 2006
           A Newsletter for the Membership of the Alexandria USDA Federal Credit Union




   Go Direct With Your Social Security!
 We are making it easier for you to get Direct Deposit with your Social Security
 benefits.

 We want to help make life a little easier by signing you up to receive your Social
 Security benefits directly deposited into your account each month. No more
 worrying with driving to the credit union to deposit or cash your benefits check!

 We can now sign up Social Security recipients online in minutes. No more mail-in
 paperwork to complete, this new system has streamlined the direct deposit
 process.

 Visit the credit union today to sign up for this service. We hope this makes life a
 little easier and less stressful for all of our Social Security benefits recipients.




                                        2005 Annual Report
                   Your 2005 Annual Report is now available at your Pineville &
                   Alexandria branches.

                   The Annual Report is a great source of up-to-date information on
                   the status of your credit union. Pick yours up and see the progress
                   and growth your credit union is experiencing!




               Christmas Club Savings. . .Start Today!
Don’t put it off any longer! Sign up today for our Christmas Club account. Every year
holiday expenses increase and seem to “sneak” up on us. Be prepared this year by
contributing monthly to your Christmas Club account.

It only takes a few minutes of your time to sign up with our Member Service
Representatives. This is just another member benefit from Alexandria USDA Federal
Credit Union. Come in today!




                                        (318) 473-4562
                                         800-264-4562                  Alexandria Branch
      Pineville Branch                                                 3616 Commerce St
      303 Edgewood Drive         Email: geninfo@usdafcu.org
                                Web Address: www.usdafcu.org           Alexandria, La 71302
      Pineville, La 71360
                             “MARS”: (318) 449 5525, 800-264-5525
                                                3
   ALEXANDRIA USDA
   FEDERAL

                         USDA Today
   CREDIT UNION                                                                   We Do Business in Accordance With the
                                                                                  Federal Fair Housing Law and the Equal
                                                                                          Credit Opportunity Act




                                                                                                                      March 2006
         A Newsletter for the Membership of the Alexandria USDA Federal Credit Union



                      Check In For 10!
We are offering our members an opportunity to make some money while they help
our credit union grow! You have an opportunity to make $10 for every successful new
member checking account referral you make.

Here’s how it works: You, our member, cut out the yellow coupon below, fill in your
name and address and hand it to someone who is not a member. When you refer a
non-member to our credit union and that non-member decides to join AND open a
checking account, you will receive $10 in your primary share account if they present
this coupon at the time they join. More coupons will be made available at the credit
union branches. Rules and regulations apply.

For complete details on rules, regulations, and limitations, please visit the credit
union or go online at www.usdafcu.org.




HOLIDAY CLOSINGS                         Alexandria USDA Federal Credit Union Officers and Board Members

   April 15th Easter                     Christopher C. Clark, CEO         Michael Taylor, Board Chairman
                                         Linda Saucier, Branch Manager     Wayne Staton, Vice Chairman
                                         Hugh McCarty, Jr., VP of Admin.   Nellanne Davis, Sec/Treasurer
May 30th Mem. Day                        Cindy Beauregard, CFO             Doug Davis, Director
                                         Paul Albritton, VP Lending        Mary Jane Close, Director
                                         Tessia Price, Marketing Manager   Robert Pulaski, Director
Please take note of the                                                    Johnnie LaFleur, Director
above holiday closings!
                                        (318) 473-4562
                                         800-264-4562                            Alexandria Branch
   Pineville Branch                                                              3616 Commerce St
   303 Edgewood Drive            Email: geninfo@usdafcu.org
                                Web Address: www.usdafcu.org                     Alexandria, La 71302
   Pineville, La 71360
                             “MARS”: (318) 449 5525, 800-264-5525
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