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Guide to fair housing

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Guide to fair housing Powered By Docstoc
					                                                       To File a Complaint,
                                                       Contact:
                                                                                                          Your Guide
                                                       Annapolis Human Relations Commission                     to
                                                       (HRC)
                                                       410-263-7998                                      Fair Housing
                                                       Maryland Commission on Human Relations
                                                       410-767-8600
Complaint Process                                      Maryland Real Estate Commission
                                                       410-230-6200                                             Annapolis
Annapolis Human
                                                       U.S. Department of Housing and Urban                       Human
Relations Commission                                   Development (HUD)                                        Relations
If the HRC decides that your complaint has             1-888-799-2085
merit, it will first try to resolve the problem
                                                                                                              Commission
                                                       You have one year after an alleged violation
through mediation. That is, Commissioners              to contact HUD and six months to contact the
will arrange a discussion between the                  Maryland Commission on Human Relations.
party who has made the complaint and                   The Annapolis HRC has no time limitations,
the party against whom it has been filed               but you should file as soon as possible.
in an attempt to reach an agreement that
satisfies both sides. If mediation does not            Sources of Information
work, or if either party refuses to meet, the
HRC may hold a public hearing to decide
                                                       about Fair Housing
whether your complaint has merit. After the            Fair Housing: Equal Opportunity for all, Office
                                 hearing, the HRC      of Fair Housing and Equal Opportunity, U.S.
                                 may take further      Department of Housing and Urban Develop-
                                 action under law,     ment (January 2002)
                                 including referring   Are You a Victim of Housing Discrimination?,
                                 the case to the       Office of Fair Housing and Equal Opportunity,
                                 appropriate local,    U.S. Department of Housing and Urban Devel-
                                 state and federal     opment (July 2004)
                                 agencies.             City of Annapolis Overview of Fair Housing
                                                       Regulations (October 2005)
                                                       Annapolis, MD Municipal Code and Charter,
                                                       Chapter 11.32 (Fair Housing)
                                                         Fair Housing Laws                                          You May Be A Victim
                                                         City of Annapolis                                          If Someone:
                                                         The City Code of Annapolis makes it illegal to              Refuses to rent or sell you housing.
                                                         discriminate against you in housing, residential and
                                                                                                                     Tells you that housing is unavailable when it
                                                         commercial real estate, and financial lending on the        really is available.
                                                         basis of race, color, gender, religion, national
                                                                                                                                          Shows you apartments or
                                                         origin, age, marital status, family status (includ-
                                                                                                                                          homes in certain neighbor-
                                                         ing having or expecting children), physical or                                   hoods only.
                                                         mental disability, sexual orientation, or lawful
                                                                                                                                          Sets conditions for the sale
                                                         income. The Annapolis Human Relations
                                                                                                                                          or rental of property that are
                                                         Commission (HRC) handles complaints that                                         different from those offered
Fair Housing:                                            occur within the City.                                                           to other people.
                                                         The State of Maryland                                                            Refuses to provide you
Your Right to Have the                                   Article 49B of the Maryland Annotated Code                                       with information regarding
Same Housing Choices                                     makes it illegal to discriminate on the basis of
                                                                                                                                          mortgage loans, denies you
                                                                                                                                          a loan, or imposes different
                                                         race, color, gender, religion, national origin, age,                             terms on a loan than another
You are guaranteed equal access to housing by
                                                         marital status, family status, physical or mental                                person receives.
laws of the Federal government, the State of Mary-
                                                         disability, or sexual orientation. Real estate
land, and the City of Annapolis. These laws are                                                                                           Denies you property
                                                         law forbids discriminatory practices by real                                     insurance.
made to stop unfair or discriminatory practices,
                                                         estate brokers or agents. The Maryland Commission
such as misinformation, inconsistent pricing, steer-                                                                 Refuses to make reasonable accommodations
                                                         on Human Relations handles complaints filed under
ing, and redlining, that are used to keep people                                                                     for you if you are disabled.
                                                         Article 49B. Violations of real estate law are enforced
from living in the communities they choose.                                                                          Threatens, coerces, or intimidates you from
                                                         by the Maryland Real Estate Commission.
                                                                                                                     exercising your rights under fair housing laws.
The fair housing laws of the City of Annapolis, the
                                                         The Federal Government                                      Refuses to accept Housing Choice Vouchers.
State of Maryland, and the Federal government
                                                         The Fair Housing Amendments Act makes it illegal
cover most types of housing. Certain types of
                                                         to discriminate in the sale or rental of housing on the
housing are exempt in some circumstances:
                                                         basis of race, color, gender, religion, national origin,
buildings with four or fewer apartments where the
                                                         disability, or family status. The Department of Housing
owner lives in one of the units, single-family housing
                                                         and Urban Development handles housing complaints
sold or rented without the use of a realtor, housing
                                                         filed under federal law. If you consider yourself to be
operated by organizations or private clubs that limit
                                                         a victim of housing discrimination, you can file suit in
occupancy to members, and (in the case of families
                                                         Federal court.
with children) qualified senior citizen communities.

				
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