December programs at the Riverside Branch Library: SMALL BUSINESS SURVIVAL TIPS FOR AN ECONOMIC DOWNTURN Thursday, December 4, 2008 at 6:30pm Periods of economic downturn create opportunities for small businesses to outsmart larger competitors who are unable to adapt quickly. At this presentation you will learn how to be an entrepreneur whose business can survive an economic downturn. Find out what small business owners can do that will help your business endure the worst of times, and position it for success when conditions inevitably improve. SCORE Counselor, Bill Mackinnon, will present this workshop. SCORE "Counselors to America's Small Business" is a nonprofit association dedicated to educating entrepreneurs and the formation, growth and success of small business nationwide. This program is free and open to all but registration is required. HELP WITH YOUR HEATING COSTS Friday, December 5, 2008 at 11:00am Have you noticed the high energy prices and our worrisome economy? It may be a difficult winter for you and many other Rhode Islanders. Come to the Riverside Branch Library and learn about assistance and energy efficiency programs. Two representatives from the Office of Energy Resources will discuss the Weatherization Assistance Program, Low Income Heat and Energy Assistance Program, and the “Keep Rhode Island Warm” home efficiency kits. Attendees will find out how and where to apply for assistance. Also, learn if you are eligible for an energy audit and what money saving measures you can take to cut your energy prices this winter. Could you benefit from the assistance funds that Governor Carcieri and the federal government has authorized for Rhode Islanders? Come find out! This presentation is free and open to all. Handouts will be provided. IS MY MONEY SAFE? Thursday, December 11, 2008 6:30pm Bill Horn, Financial Advisor from Smith Barney, will be leading this presentation on investing in a volatile market, understanding FDIC changes, why it is important to stay calm when making financial decisions during an economic downturn and simple things you can do to avoid identity theft. This presentation is free and open to all. Riverside Branch Library 475 Bullocks Point Ave East Providence, RI 02915 (401) 433-4877