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A Semester Abroad

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					                                                Presented by Daniel Toriola


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                                                           A Semester Abroad
                                                             By Maxine Greco



   Are you lucky enough to be taking a semester abroad? Worried about what you'll need to bring
along? Let's go through some easy packing tips and advice.

If you are bringing any electrical appliances such as a laptop, cell phone, hair dryer, electric razor, iron,
bipod, digital camera, etc., you'll need to check if these are designed for dual voltage (110/220watt). If
they are not, you'll need to purchase a converter/adapter set. Remember, that there are different
versions of converters. Some are designed only for high voltage appliances, some for low voltage
appliances, and some that take both. Check with your cell phone provider that your phone can be
used in the country where you'll be staying. Also, remember to purchase a grounded adapter plug for
your laptop.

Remember to bring credit cards in your own name. Also, make a duplicate copy of your passport and
keep the copy in a separate safe place along with your credit numbers and phone numbers where you
can call if there is any problem. Wearing a money belt is a very good idea. They are thin enough not
to annoy the wearer, and they are the only item that works against pick- pockets. You can carry extra
cash and your passport in the money belt, but keep a wallet for purchases you'll need to make
immediately. There are many versions of money belts that can be worn around the waist, neck,
shoulder, or leg. American passports are a desirable item, and you don't want to put yourself at risk.

The best way to pack is in rolling duffels that are collapsible. These come in many large sizes and are
easier to manage than a large suitcase. Additionally, because the sides fold down it can slide under
your bed or in a closet for storage. You'll need the wheels to make it manageable when it's filled.
Also, many of them can hook up a second bag where you can pack your books, shoes, and other
heavy items. You can also than have that bag available for the many sightseeing trips you'll likely be
taking. Another good idea is a foldable tote that can be packed. That way you'll have a bag to bring
back your many purchases.

If you do not speak the language of the country you will be at a disadvantage. You will need a book of
phrases or one of those hand held electronic translators. You'll be able to pick up bits and pieces of
the language, and the phrase book or translator will make your stay more enjoyable. It's extremely
important to keep a journal. You'll be seeing so much and learning so much that writing everything
down will make it easier to recall all of your wonderful memories.

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A complete and comprehensive guide to creating income while abroad !
                                                                                                             Page 1
                                                  Presented by Daniel Toriola


Maxine Greco has worked in luggage and travel industry for over 35 years. She is now currently at
Village Luggage & Gifts




Living Abroad Report
Helping you start a new life in Perth, Brisbane or India.
                                                                                                    Page 2
                                                Presented by Daniel Toriola


                                     Car Insurance When It Comes To Driving Abroad
                                                             By David Thomson



 Driving abroad has always been the number source for jokes and we have all found them extremely
funny, however the truth is that when it comes to driving abroad there is nothing funny about it when it
comes to dealing with insurance matters.

If you are going abroad and hiring a car, then insurance matters aren't really that big of a problem,
however more and more people are now taking their own car to places such as France and it is here
when insurance matters can be very confusing. Will you be covered by your existing policy and even if
you are, are you covered for the same coverage that you are in the UK?

There is unfortunately no clear cut answer for this. While the majority of policies will cover you for
driving abroad in the same way that your policy covers you in the UK there are sometimes different
rules and regulations. European law differs slightly to ours and only the very minimal amount of cover
is needed. In reality in most countries this level of cover is about the same as the third party cover
which we have in the UK.

So while you will be covered for driving abroad the fact of the matter is that you will only be covered for
such as damage or injury to the other party and not yourself. It is worthwhile checking with your
insurance company as some companies will give you what is called a "top-up" for your insurance if you
are going to be driving abroad.

A top-up such as this will usually cover you as fully comprehensive for up to a period of 30 days, which
of course will cover you for all eventualities whilst driving abroad. There are some companies which
will offer European cover for those who go abroad regularly as a part of a standard policy so when it
comes to renewing your insurance policy this is something worth considering.

David Thomson is Chief Executive of BestDealInsurance (http://www.bestdealinsurance.co.uk) an
independent specialist broker dedicated to providing their clients with the best deal on their home,
motor and life insurance. 




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                                 Presented by Daniel Toriola




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