Provided Tax Tables These tax tables are provided in the

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Provided Tax Tables These tax tables are provided in the exam booklets for the November 2008 CFP® Certification Examination. SCHEDULE X: Single 2008 Taxable Income But Not Over Over $ 0-- $ 8,025 8,025-32,550 32,550-78,850 78,850-- 164,550 164,550-- 357,700 357,700-- ........ Pay $ 0 802.50 4,481.25 16,056.25 40,052.25 103,791.75 + % on Excess 10% 15 25 28 33 35 of the amount over-$ 0 8,025 32,550 78,850 164,550 357,700 SCHEDULE Y-1: Married Filing Jointly and Surviving Spouse 2008 Taxable Income But Not Over Over $ 0-- $ 16,050 $ 16,050-65,100 65,100-- 131,450 131,450-- 200,300 200,300-- 357,700 357,700-- ........ Pay 0 1,605.00 8,962.50 25,550.00 44,828.00 96,770.00 + % on Excess 10% 15 25 28 33 35 of the amount over-$ 0 16,050 65,100 131,450 200,300 357,700 SCHEDULE Y-2: Married Filing Separately 2008 Taxable Income But Not Over Over $ 0-- $ 8,025 $ 8,025-32,550 32,550-65,725 65,725-- 100,150 100,150-- 178,500 178,500-- ........ Pay 0 802.50 4,481.25 12,775.00 22,414.00 48,385.00 + of the % on amount Excess over-10% $ 0 15 8,025 25 32,550 28 65,725 33 100,150 35 178,500 SCHEDULE Z: Head of Household 2008 Taxable Income But Not Over Over $ 0-- $ 11,450 11,450-43,650 43,650-- 112,650 112,650 -- 182,400 182,400-357,700 357,700-- ........ + 0 1,145.00 5,975.00 23,225.00 42,755.00 100,604.00 Pay % on Excess 10% 15 25 28 33 35 of the amount over-$ 0 11,450 43,650 112,650 182,400 357,700 $ TAX RATES CORPORATE INCOME TAX RATES 2008 Taxable Income of the But Not % on amount Over Over Pay + Excess over-$ 0-- $ 50,000 $ 0 15% $ 0 50,000-75,000 7,500 25 50,000 75,000-100,000 13,750 34 75,000 100,000-335,000 22,250 39 100,000 335,000-- 10,000,000 113,900 34 335,000 10,000,000-- 15,000,000 3,400,000 35 10,000,000 15,000,000-- 18,333,333 5,150,000 38 15,000,000 18,333,333-- ........... 35 0 Note: Taxable income of certain personal service corporations is taxed at a flat rate of 35%. ESTATES AND NONGRANTOR TRUSTS INCOME TAX RATES 2008 Taxable Income But Not Over Over $ 0-$ 2,200 2,200-5,150 5,150-7,850 7,850-10,450 10,700-....... Pay + $ 0 330.00 1,067.00 1,823.00 2,764.00 % on Excess 15% 25 28 33 35 of the amount over-$ 0 2,200 5,150 7,850 10,700 INCOME TAX AND PERSONAL EXEMPTIONS Standard Deduction*: Single Married filing jointly/ Qualifying widow(er) Married filing separately Head of household Dependent $ 5,450 10,900 5,450 8,000 900** *increased by $1,050 for a married taxpayer age 65 or older or blind ($2,100 if both 65 and blind; by $1,350 for a single taxpayer age 65 or older or blind ($2,700 if both 65 and blind) **or $300 plus earned income Itemized Deduction Phase-out Thresholds: Single/Married filing jointly/ Qualifying widow(er)/Head of household Married filing separately $159,950 $79,975 Reduced by 3% for every dollar the AGI exceeds threshold Personal Exemption: $3,500 Personal Exemption Phase-out Thresholds: Single $159,950 Married filing jointly/ Qualifying widow(er) 239,950 Married filing separately 119,975 Head of household 195,500 Personal exemptions are phased-out by 2% for each $2,500 by which AGI exceeds threshold COVERDELL EDUCATION SAVINGS ACCOUNTS (Education IRAs) Modified AGI Phase-Out Range for Contributions to Coverdell Education Savings Accounts: Married Filing Jointly Single $190,000- $220,000 $95,000- $110,000 HOPE AND LIFETIME LEARNING CREDITS Hope Credit- Up to $1,800 Lifetime Learning Credit- Up to 20% of tuition paid Modified AGI Phase-Outs: Married Filing Jointly Others 2008 $96,000- 116,000 $48,000- 58,000 CHILD TAX CREDIT Modified AGI Phase-Out Range for Child Tax Credit: Married Filing Jointly Single $110,000- 129,001 $ 75,000- 94,001 TAX RATES ESTATE AND GIFT TAX RATE SCHEDULE Column A Column B Column C Column D Rate of tax on excess over amount in column A Percent 0 18 1,800 20 3,800 22 8,200 24 13,000 26 18,200 28 23,800 30 38,800 32 70,800 34 155,800 37 248,300 39 345,800 41 448,300 43 555,800 45 780,800 45 Taxable Tax on Taxable amount not amount in amount over over column A $ 0 10,000 20,000 40,000 60,000 80,000 100,000 150,000 250,000 500,000 750,000 1,000,000 1,250,000 1,500,000 2,000,000 $ 10,000 $ 20,000 40,000 60,000 80,000 100,000 150,000 250,000 500,000 750,000 1,000,000 1,250,000 1,500,000 2,000,000 Applicable Credit Amount (Estate Tax) 2005 2006-2008 2009 2010 2011 555,800 780,800 1,455,800 0 345,800 Applicable Credit Amount (Gift Tax) 2005-2009 2010 2011 345,800 330,800 345,800

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