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					                                                                                                       ABN: 26 005 440 193
                                                                         Australian Financial Services Licence No: 240297




Dear Franchisee,

                                  Insurance Plan

Please find herewith documents as requested.

                                     Our system is simple

1.     Complete Application Form (attached).

2.     Complete Direct Debit Request Form -
       We accept payment only by Monthly Deductions from your Bank Account.
       There is NO Loading to do so.

3.     Deductions are made on the first trading day of each month.

4.     Details and Pricing charts are attached.

5.     Copy of our Financial Services Guide is attached for your information.


Should you have any queries please do not hesitate to contact Network Insurance Brokers
on Freecall 1800 639 177.

PLEASE NOTE A $2.50 PER MONTH REFERRAL FEE WILL BE PAID TO VIP
AUSTRALIA BY NETWORK INSURANCE BROKERS PTY. LTD.


Yours faithfully,



LEE GRAHAM
VIP HOME SERVICES MANAGER

                               Network Insurance Brokers Australia Pty Ltd
                            Postal Address: PO Box 301, Bentleigh, Vic, 3204
                           Office Address: 279 Centre Road, Bentleigh, Vic 3204
                                 Phone: 03 9563 9177 / Fax: 03 9563 9171
             Email: service@network-insurance.com.au / Web: www.network-insurance.com.au
                                                                                                     ABN: 26 005 440 193
                                                                       Australian Financial Services Licence No: 240297


           APPLICATION - GENERAL INSURANCE

                               HOME SERVICES

STATE:      …………………………...… DATE……………………………………….

NAME:       ………………………………………………………………………………

………………………………………………………………………………………………

ADDRESS:    ………………………………………………………………………………

            …………………………………………………..P/CODE………………...

PHONE:      HOME…………………..………………                                   FAX………………………...
            MOBILE ……………………………….                                  EMAIL……………………..

OCCUPATION: (Please Tick) LAWN                           DOMESTIC CLEANING

            COMMERCIAL CLEAN                             HANDYMAN

            ALL OTHER PLEASE SPECIFY…………………...……………………..


INSURER:    BUSINESSPAK          CGU INSURANCE                     ABN 27 004 478 371
            485 Latrobe Street, Melbourne, Vic 3000

COVER:      PUBLIC & PRODUCTS LIABILITY

            LIMIT OF LIABILITY                                    $10,000,000        Excess: $250

            Variations and Extensions:                            $     100,000
            Property in physical and Legal Control
            Tree Lopping/Felling - Height Limit 5 Metres
            Window Cleaning - Height Limit 10 Metres
            Large Commercial Cleaning & Shopping Centre Cleaning Excluded-Refer Office

                             Network Insurance Brokers Australia Pty Ltd
                          Postal Address: PO Box 301, Bentleigh, Vic, 3204
                         Office Address: 279 Centre Road, Bentleigh, Vic 3204
                               Phone: 03 9563 9177 / Fax: 03 9563 9171
           Email: service@network-insurance.com.au / Web: www.network-insurance.com.au
                 TAX AUDIT                                            $       5,000

                 MOTOR COMMERCIAL TRAILER                             $       5,000     Excess: $100

                 Year of Manufacture__________________ Reg. No: ________________



INSURER:         MARINE ASSOCIATED MARINE INSURERS AGENTS ABN 13 000 296 640
                 459 Collins Street, Melbourne, Victoria, 3000

                 TOOLS & EQUIPMENT                                    $       8,000     Lawn mowing
                                                                      $       2,000     Cleaners

                                                                                        Excess: $100

COVER:           Fire, Damage due to Collision and/or Overturning of the conveying
                 vehicle. Theft resulting from Forcible Entry into a Locked Vehicle/Trailer
                 and Theft Resulting from Forcible Entry into Locked Premises.



                                GENERAL QUESTIONNAIRE


1. Has any Insurer declined/cancelled or refused to insure you?            YES               NO

2. Have you had any Claims at all in the last five years?                  YES               NO

3. Have you had or been charged or convicted of any                        YES               NO
   Criminal Offence?

4. Is there any other relevant fact you want to tell us?                   YES               NO
   If yes, please give full details

________________________________________________________________________
________________________________________________________________________
________________________________________________________________________


DECLARATION:

The facts above are true and correct.



……………………………………                                               ………..…………………………..
     Signature                                                      Date


                                 Network Insurance Brokers Australia Pty Ltd
                              Postal Address: PO Box 301, Bentleigh, Vic, 3204
                             Office Address: 279 Centre Road, Bentleigh, Vic 3204
                                   Phone: 03 9563 9177 / Fax: 03 9563 9171
               Email: service@network-insurance.com.au / Web: www.network-insurance.com.au
                                  DIRECT DEBIT REQUEST (DDR)
CLIENT SERVICE AGREEMENT:

Drawing Arrangements:
    •    The first drawing of payments due under this agreement will be in line with the contract between you and Network Insurance
         Brokers (NIB) and in accordance with the DDR authorisation contained in this document.

    •    Where the due date falls on a non business day, NIB will draw the amount on the previous business day.

    •    NIB will retain all information pertaining to your nominated account at the Financial Institution private & confidential.

Your Rights:

    •    You may terminate the DDR arrangements at any time by giving written notice to be received by NIB at least seven (7) days prior
         to the due date.

    •    You may stop payment of a drawing due under the DDR by giving written notice to be received by NIB at least seven (7) days prior
         to the due date.

    •    You may request change to the drawing amount and or frequency of the DDR by contacting NIB and advising your requirements
         no less than seven (7) days prior to the due date.

    •    Where you consider that a drawing has been initiated incorrectly and outside the agreed DDR arrangements you should take the
         matter up directly with NIB.

Please note that the conditions of the loan contract may be enforced should a suitable payment arrangement not be made.

Your Commitment to NIB

    •    It is your responsibility to ensure that sufficient funds are available in your nominated account to meet a drawing on its due date.

    •    It is your responsibility to ensure that the authorisation given to draw on the nominated account is identical to the account signing
         instruction held by the Financial Institution where the account is based.

    •    It is your responsibility to advise NIB if the account nominated by you to receive DDR drawings is transferred or closed.

    •    It is your responsibility to arrange with NIB a suitable alternative payment method if the DDR drawing arrangements are
         cancelled either by yourself or the nominated Financial Institution.

To Network Insurance Brokers Australia Pty. Ltd.

I/We request that the moneys due in terms of the repayment arrangements and any other amount due under the Terms and Conditions
contained in the Agreement made between ourselves and Network Insurance Brokers be Drawn under the Direct Debit System from my/our
account detailed below:

BANK         …………………………………………………….                                               BRANCH …………………………………………………….

BSB …………………………………………………….                                              ACCOUNT NO ……………………………………………..

ACCOUNT NAME ……………………………………………………………………………………………………………………………….

I/We acknowledge receipt of a copy of the Client Service Agreement and accept this Direct Debit arrangement is Governed by the terms
contained within that Agreement.


…………………………………………………………………. …………………………………………………………………………
Customer Account Holders Signature If joint account, all signatures may be required

Date: …………………………………………………………..
                                   Network Insurance Brokers Australia Pty Ltd
                                Postal Address: PO Box 301, Bentleigh, Vic, 3204
                               Office Address: 279 Centre Road, Bentleigh, Vic 3204
                                     Phone: 03 9563 9177 / Fax: 03 9563 9171
                 Email: service@network-insurance.com.au / Web: www.network-insurance.com.au

				
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Description: Insurance Plan