Personal Finance � Syllabus

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					Personal Finance – Syllabus
2008-2009 Boonville High School Instructor: Mr. Stone Rstone1@boonville.k12.mo.us Conference Period: TBA

Personal Finance Course Rationale
Financial literacy is essential in meeting the financial challenge of the 21st Century. The competencies, which form the basis for this semester course, enable students to analyze their personal financial decisions, evaluate the costs and benefits of their decisions, recognize their rights and responsibilities as consumers, and apply the knowledge learned in school to financial situations encountered later in life.

Personal Finance Course Description
Understanding and managing personal finances are key to one’s future financial success. This onesemester course is based on the Missouri Personal Finance Competencies and presents essential knowledge and skills to make informed decisions about real world financial issues. Students will learn how choices influence occupational options and future earning potential. Students will also learn to apply decision-making skills to evaluate career choices and set personal goals. The course content is designed to help the learner make wise spending, saving, and credit decisions and to make effective use of income to achieve personal financial success.

Business and Career Concepts
After completing the course, the student will be able to do the following:  Explain financial literacy and how sound financial decisions can increase a person’s standard of living and wealth.  Apply decision making to personal financial choices (planning, maintaining and analyzing money management) throughout various stages of financial status.*  Evaluate the sources and resources of financial systems that are available throughout various stages of financial status.  Evaluate sources of credit, as well as the rights and responsibilities of credit, and be able to apply a decision-making process to ensure appropriate purchases.*  Evaluate investments and create a plan for the future.*  Apply the rights and responsibilities of consumers to personal living and financial choices. *These objectives are being tracked on the competency profile.

Course Guidelines and Expectations
Classroom Behavior
 Practice the 3 R’s  Respectfulness  Responsibility  Reliability  Keep assigned workstations neat  Discard trash  Push in chair at the end of the hour

Daily Attendance is important to your success
 Be on time to class every day  Tardies will be recorded and turned in for detention  Have supplies with you; tardies recorded if you return to your locker

Drinks/Snacks
 NONE ARE ALLOWED IN THE COMPUTER LAB!!!!!!!

Textbooks
 Numbered textbooks/workbooks will be used in class and remain in the class. If you need to check one out, please come see me  Return the same book in the same condition if take one  The district will not replace lost books

Supplies
     Paper for notes ONLY black or blue pen and/or pencil for assignments to be graded Pocketed folder Do not use felt-tip pens of any kind Calculators—not required but helpful

Homework/Daily Assignments
    Staple in upper left-hand corner in page number order. OUT OF ORDER—NO GRADE Name on every assignment turned in. NO NAME—NO GRADE NO LATE WORK ACCEPTED

Make Up Work
 Absent on “homework due day”, work due when you return to class  Assignment sheets (including DUE DATES) for absences kept in Makeup Work folders on top shelf of bookcases  School related absence—get assignments ahead of time; work is due on assigned date  You will receive an assignment calendar and one will be posted in the room. USE IT to plan your time in completing assignments and projects  MISSED ASSIGNMENTS ARE YOUR RESPONSIBILITY—NOT THE TEACHER’S

Tests
     Scheduled several days in advance Absent the day before a test does not excuse you from taking the test as originally scheduled Absent on test day—5 school days to make up the test Make up tests need to make arrangements with me, they will not be made up during class time Pop quizzes are not made up but do not count against your grade

Course Grades
 Test Grade—60% (Tests and major projects)  Daily Grades—40% (Anything that is not a test grade)

Most Important Things to Remember About This Class
The following things will be STRESSED in the classroom:  Irresponsible, immature behavior  Negative, rude talk about others  Having to repeat instructions because you were talking  Assignments done in strange colored inks  Assignments turned in with pages order of out  Assignments turned in without a name  LATE ASSIGNMENTS Course Outline
Unit 1—Careers Unit 2—Money Management (pay; benefits; taxes; budgets; checking accounts) Unit 3—Financial Security (savings; investing; real estate; retirement planning) Unit 4—Credit Management (responsibilities and costs of using credit) Unit 5—Resource Management (renting or buying a home; buying and upkeep of a car) Unit 6—Risk Management (different types of insurances) Unit 7—Consumer Rights & Responsibilities

Student Contract
Personal Finance

I have read and had explained in detail the guidelines and expectations set forth for Personal Finance. I understand that successful completion of this course will be based largely upon my following these guidelines and expectations. As it is my intention to successfully complete this course with a passing grade and credit granted, I agree to follow all of the guidelines given.

Name

Date

Class Hour

Grade I will work to earn in Personal Finance