My Smart Personal Budget Cashflow forecast Name Age Month Year
A
INFLOW Bal b/d from previous month Income 1 Income 2 Income 3 Income 4 Total
Ksh
B
OUTFLOW Re-investment (Pay myself first) Ksh Ksh 10% Income Basket Growth Basket Education Basket Savings Basket Major purchases
1 2
Tithe / Charity / Philanthropy Investment 1 Investment 2 Investment 3 Investment 4 Investment 5 Personal Expenses Bank Charges Bank Loan installments Car maintanance Child care Clothes & Shoes Club memebrships Electricity Email Entertainment Food & Shopping Gas Hair & Personal Grooming Hobbies House Cleaning Household help Insurance Medical bills Medical insurance Miscelenous Rates Rent / Mortgages Telephone Transport Travel / Holidays Water Others TOTAL OUTFLOW Excess / (Deficit)
50%
3
40%