Financial Planning Worksheet Monthly Gross Income Less Firstfruits Tithes Offerings by kerryisalano

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									Financial Planning Worksheet
Monthly Gross Income Less Firstfruits Tithes & Offerings (a tithe is 10% for
God's work)

Annual ____________

____________

____________ ____________ ____________

____________ ____________ ____________

Less Wage Taxes (20-30%)
FICA, federal, state and local

Net Spendable Income

Expense Categories

Avg. %

% of Net Spendable Income __________% __________%

Monthly

Annual

Savings (Includes debt
reduction)

(5-20%) (30-38%)

$__________ $__________

$__________ $__________

Housing (Includes
utilities, mortgage or rent, taxes, maintenance, and insurance)

Food Transportation Clothing Education Recreation/Vacation Medical Insurance Gifts Personal Miscellaneous Other

(12-18%) (10-16%) (5-8%) (2-8%) (4-7%) (3-6%) (2-5%) (2-3%) (2-3%) (2-3%) (?%)

__________% __________% __________% __________% __________% __________% __________% __________% __________% __________% __________%

$__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________

$__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________

Total Net Spendable
Cannot exceed 100 % $__________ $__________

Adapted from Living God's Generosity: benefits of financial planning for individuals, couples, and families, a stewardship resource from the congregational resource center of Lancaster Mennonite Conference. Copies of the entire eight page resources are available for $.25 each. Contact James R. Martin at James@lanmenconf.org or by calling 717-293-5246.


								
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