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Resist_The_Urge_To_Splurge

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					Title:
Resist The Urge To Splurge

Word Count:
457

Summary:
Always find yourself short of cash or in debt because of unnecessary or
impulse buys. There are certain people who cannot control such a
behavior and they cannot leave a store or shop without bringing a small
item for that matter. I have to admit that controlling such takes a lot
of discipline and self control. I will provide here some helpful ways to
get yourself started in taking charge of your wallet.

I have to admit shopping gives you a certain feeling of high. But ...


Keywords:
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Article Body:
Always find yourself short of cash or in debt because of unnecessary or
impulse buys. There are certain people who cannot control such a
behavior and they cannot leave a store or shop without bringing a small
item for that matter. I have to admit that controlling such takes a lot
of discipline and self control. I will provide here some helpful ways to
get yourself started in taking charge of your wallet.

I have to admit shopping gives you a certain feeling of high. But that
high is just a temporary feeling of pleasure. When you do window
shopping, leave your wallet at home so that you won’t get to spend a cent
unless you really need something. Otherwise, if you don’t need to buy
anything but just go to the mall for some window shopping, I suggest that
you don’t bring any money along with you to avoid spending.

Most people especially women usually shop in groups with friends. There
have been studies that show that people spend more when shopping in
groups rather than when shopping by themselves though there are those
people who shop alone. Go with someone who is not a big shopper.

It is better to pay in cash than on credit. There are some people who get
into debt because they frequently use their credit card without thinking
that they are already spending money the moment the card is swiped. When
the billing statement arrives you have to pay for it one way or another.

Try to avoid the shops that you cannot avoid leaving without making a
purchase. When you need to buy something make sure that you only buy that
particular item and avoid going to other stores and shops where you will
be tempted to make impulse buys.

Of importance also is for you to be able to distinguish between a need
and a want. A need is a necessary purchase while a want is something you
could just forego. So, you may need shoes but it doesn’t have to be in
the most expensive brand right? You could always purchase something
within your price range or budget as long as it is durable and in good
quality. Do not force yourself to buying things that you do not
necessarily need.

Always think twice even thrice before heading off to the nearest counter
to pay. Always think of what forthcoming expenses you need to pay. Save
for a rainy day for untoward incidents or for instances when you need an
emergency fund. It is all about taking control of your emotions and
having a sense of self-discipline. You cannot expect to change overnight
but with strong will and determination you can do it.

				
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posted:4/23/2010
language:English
pages:2