Despite the economic crunch, there are still thousands who are interested in getting an insurance policy. For one, it can serve as their leverage, especially if they really don’t have enough funds to meet their needs. When they get sick, they can simply make use of their health insurance coverage, and majority of their expenses will be shouldered by it. Second, it offers them protection and security. You will definitely feel more confident to travel when you know that your life and your car are insured. Third, in certain circumstances, you can use your insurance policy as collateral for loan. There are also some of them that allow you to build assets or savings. After a certain period, you can be able to withdraw all your contributions, along with interest.