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OFFER TO RETURN SECURED PROPERTY

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					                        OFFER TO RETURN SECURED PROPERTY


____________________________ [your name and address]
____________________________
____________________________

_______________________ [date]



____________________________ [name and address of creditor]
____________________________
____________________________

Dear Sir or Madam:

I am writing in regard to my account with you, number _______________________________,
which I used to purchase the following items on a secured basis:
______________________________________________________________________________
______________________________________________________________________________
________________________________________________________________________.

As you may be aware, I have been experiencing financial difficulties lately. I wish to propose the
following settlement offer for this account. I will return the secured property to you in exchange
for cancellation of the debt and a neutral/positive rating for this account being reported to credit
reporting agencies.

Please respond to this offer in writing within fourteen days.

Sincerely,

				
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posted:4/20/2010
language:English
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Lingjuan Ma Lingjuan Ma
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