DEALING WITH INSURANCE CLAIMS- PART 2 Last week we began a series of articles about how to handle routine insurance claims. Here are a few more tips on how to avoid common mistakes. If you are told to pay your own health care bills, car repairs or rental car bills with the promise of reimbursement at a later date, then you should proceed with utmost caution and get the promise in writing. Far too often, reimbursement promises are not kept, leaving you obligated to pay a tab that may be more than you can afford. You should also proceed with caution if you receive a letter from an insurance company promising a speedy settlement or if the adjuster is pushing you to conclude your claim. As a general rule, a speedy settlement protects the insurance company's profits - not necessarily your interests. All too often victims rush to a settlement and then, after it's too late, realize their losses are far greater than they originally believed. Fred Davis is certified as a specialist in the fields of Personal Injury Trial Law and Civil Trial Law by the Texas Board of Legal Specialization. The firm of Davis & Davis handles cases involving wrongful death, defective products, general personal injury, medical and legal malpractice, and nursing home abuse. TIP: Take your time in evaluating your damages and settling your claim. It is always a good idea to consult with a qualified lawyer who has experience in the field to get an expert opinion regarding the potential value of your claim.
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