Personal Health Coverage H Plans TM Monthly Premiums Effective deductible

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							Personal Health Coverage - H Plans
                                                                                            TM




                                                  Monthly Premiums Effective 8/1/08


                                    H01                                                                        H02
         $250 deductible, 80% Coinsurance, $1,250 Out-of-Pocket Max                 $500 deductible, 80% Coinsurance, $1,500 Out-of-Pocket Max
                                $20 Office Visit                                                          $20 Office Visit
                              Maternity $310.10                                                          Maternity $288.65
Preferred           Non-Tobacco                          Tobacco           Preferred           Non-Tobacco                          Tobacco
                Male            Female             Male          Female                    Male           Female              Male          Female
  0-17       $239.11          $239.11            $239.11        $239.11      0-17       $203.67          $203.67           $203.67         $203.67
 18-24       $289.11          $338.20            $361.39        $422.76     18-24       $246.25          $288.07           $307.81         $360.09
 25-29       $302.59          $372.84            $378.24        $466.05     25-29       $257.73          $317.57           $322.17         $396.96
 30-34       $322.41          $421.02            $419.13        $547.33     30-34       $274.61          $358.61           $357.00         $466.19
 35-39       $370.69          $479.99            $500.44        $647.98     35-39       $315.74          $408.83           $426.25         $551.92
 40-44        $440.86         $539.79            $617.20        $755.71     40-44        $375.50         $459.77           $525.71         $643.68
 45-49        $562.36         $623.11            $815.41        $903.50     45-49        $478.99         $530.74           $694.53         $769.56
 50-54        $685.66         $678.61          $1,028.49      $1,017.91     50-54        $584.02         $578.01           $876.03         $867.01
 55-59        $805.45         $735.45          $1,208.18      $1,103.18     55-59        $686.05         $626.42          $1,029.08        $939.64
 60-64        $915.10          $803.99         $1,372.65      $1,205.98     60-64        $779.45         $684.80          $1,169.16      $1,027.20
  65+       $1,238.31        $1,136.69         $1,857.46      $1,705.03      65+       $1,054.73         $968.18          $1,582.11      $1,452.27




                                    H03                                                                        H05
        $1,000 deductible, 80% Coinsurance, $2,000 Out-of-Pocket Max               $2,500 deductible, 80% Coinsurance, $3,500 Out-of-Pocket Max
                                $20 Office Visit                                                           $20 Office Visit
                              Maternity $260.34                                                          Maternity $205.14
Preferred           Non-Tobacco                          Tobacco           Preferred           Non-Tobacco                          Tobacco
                Male            Female             Male          Female                    Male            Female             Male          Female
  0-17       $163.23           $163.23           $163.23        $163.23      0-17       $127.48           $127.48           $127.48        $127.48
 18-24       $197.37           $230.89           $246.71        $288.60     18-24       $154.13           $180.31           $192.67        $225.39
 25-29       $206.57           $254.52           $258.22        $318.16     25-29       $161.32           $198.77           $201.66        $248.47
 30-34       $220.09           $287.41           $286.12        $373.64     30-34       $171.89           $224.46           $223.45        $291.80
 35-39       $253.06           $327.66           $341.63        $442.35     35-39       $197.63           $255.89           $266.80        $345.46
 40-44        $300.96          $368.49           $421.35        $515.89     40-44        $235.04          $287.78           $329.06        $402.89
 45-49        $383.90          $425.37           $556.65        $616.79     45-49        $299.81          $332.20           $434.73        $481.68
 50-54        $468.08          $463.26           $702.12        $694.89     50-54        $365.55          $361.78           $548.32        $542.68
 55-59        $549.85          $502.07           $824.79        $753.10     55-59        $429.41          $392.09           $644.12        $588.14
 60-64        $624.71          $548.85           $937.05        $823.28     60-64        $487.87          $428.63           $731.81        $642.95
  65+         $845.35          $775.97         $1,268.02      $1,163.96      65+         $660.18          $606.01           $990.28        $909.01




                                     H11                                                                        H13
        $1,000 deductible, 80% Coinsurance, $2,000 Out-of-Pocket Max               $2,500 deductible, 80% Coinsurance, $3,500 Out-of-Pocket Max
                                $30 Office Visit                                                           $30 Office Visit
                              Maternity $260.34                                                          Maternity $205.14
Preferred           Non-Tobacco                           Tobacco          Preferred           Non-Tobacco                          Tobacco
                Male            Female              Male          Female                   Male            Female             Male          Female
  0-17       $153.18           $153.18           $153.18         $153.18     0-17        $119.00          $119.00           $119.00        $119.00
 18-24       $185.20           $216.65           $231.50         $270.82    18-24       $143.88           $168.31           $179.85        $210.39
 25-29       $193.83           $238.84           $242.30         $298.54    25-29       $150.59           $185.55           $188.24        $231.93
 30-34       $206.53           $269.70           $268.49         $350.61    30-34       $160.45           $209.53           $208.58        $272.38
 35-39       $237.46           $307.47           $320.57         $415.09    35-39       $184.48           $238.87           $249.05        $322.47
 40-44        $282.41          $345.78           $395.37         $484.10    40-44        $219.40          $268.63           $307.16        $376.09
 45-49        $360.23          $399.15           $522.34         $578.77    45-49        $279.86          $310.09           $405.80        $449.63
 50-54        $439.23          $434.71           $658.84         $652.06    50-54        $341.23          $337.71           $511.84        $506.57
 55-59        $515.96          $471.12           $773.95         $706.67    55-59        $400.84          $366.01           $601.27        $549.01
 60-64        $586.20          $515.02           $879.30         $772.53    60-64        $455.41          $400.11           $683.11        $600.17
  65+         $793.23          $728.14          $1,189.85      $1,092.21     65+         $616.25          $565.68           $924.38        $848.53




                                     H18                                                                       H20
        $5,000 deductible, 100% Coinsurance, $5,000 Out-of-Pocket Max               $500 deductible, 80% Coinsurance, $1,500 Out-of-Pocket Max
                                $30 Office Visit
                              Maternity $166.77                                                       Maternity $288.65
Preferred            Non-Tobacco                         Tobacco           Preferred          Non-Tobacco                       Tobacco
                Male            Female             Male          Female                   Male          Female            Male          Female
  0-17         $94.24           $94.24            $94.24          $94.24    0-17        $165.79        $165.79          $165.79        $165.79
 18-24        $113.95          $133.29           $142.43        $166.62     18-24       $200.46        $234.50          $250.58        $293.12
 25-29        $119.25          $146.94           $149.07        $183.67     25-29       $209.80        $258.52          $262.26        $323.14
 30-34        $127.07          $165.93           $165.19        $215.71     30-34       $223.54        $291.92          $290.61        $379.49
 35-39        $146.10          $189.17           $197.23        $255.37     35-39       $257.02        $332.80          $346.98        $449.29
 40-44        $173.75          $212.74           $243.25        $297.84     40-44       $305.67        $374.27          $427.94        $523.98
 45-49        $221.63          $245.57           $321.37        $356.08     45-49       $389.91        $432.04          $565.37        $626.44
 50-54        $270.23          $267.45           $405.34        $401.17     50-54       $475.41        $470.52          $713.12        $705.78
 55-59        $317.44          $289.85           $476.16        $434.78     55-59       $558.47        $509.93          $837.71        $764.90
 60-64        $360.66          $316.86           $540.98        $475.29     60-64       $634.49        $557.46          $951.74        $836.18
  65+         $488.03          $447.99           $732.05        $671.97      65+        $858.59        $788.12        $1,287.88      $1,182.20
Personal Health Coverage - H Plans
                                                                                                               TM




                                                   Monthly Premiums Effective 8/1/08

                                    H21                                                                                          H25
        $1,000 deductible, 80% Coinsurance, $2,000 Out-of-Pocket Max                                $2,500 deductible, 100% Coinsurance, $2,500 Out-of-Pocket Max
                              Maternity $260.34                                                                           Maternity $223.16
Preferred           Non-Tobacco                         Tobacco                             Preferred            Non-Tobacco                        Tobacco
                Male            Female            Male           Female                                     Male            Female            Male           Female
  0-17       $126.20           $126.20          $126.20         $126.20                       0-17         $96.21           $96.21           $96.21           $96.21
 18-24       $152.60           $178.51          $190.75         $223.14                      18-24        $116.33          $136.09          $145.42         $170.11
 25-29       $159.71           $196.79          $199.64         $245.99                      25-29        $121.76          $150.02          $152.20         $187.53
 30-34       $170.17           $222.22          $221.22         $288.88                      30-34        $129.73          $169.41          $168.65         $220.23
 35-39       $195.66           $253.35          $264.14         $342.01                      35-39        $149.16          $193.14          $201.37         $260.74
 40-44        $232.69          $284.91          $325.77         $398.87                      40-44        $177.40          $217.20          $248.35         $304.09
 45-49        $296.82          $328.88          $430.39         $476.88                      45-49        $226.28          $250.73          $328.11         $363.56
 50-54        $361.91          $358.18          $542.85         $537.27                      50-54        $275.90          $273.06          $413.85         $409.59
 55-59        $425.13          $388.18          $637.70         $582.28                      55-59        $324.11          $295.94          $486.16         $443.90
 60-64        $483.00          $424.36          $724.51         $636.54                      60-64        $368.22          $323.51          $552.34         $485.27
  65+         $653.60          $599.97          $980.40         $899.94                       65+         $498.27          $457.39          $747.41         $686.08

                                    H26                                                                                          H28
        $5,000 deductible, 80% Coinsurance, $6,000 Out-of-Pocket Max                                $5,000 deductible, 100% Coinsurance, $5,000 Out-of-Pocket Max
                              Maternity $155.55                                                                           Maternity $166.77
Preferred           Non-Tobacco                         Tobacco                             Preferred            Non-Tobacco                        Tobacco
                Male            Female            Male           Female                                     Male            Female            Male           Female
  0-17         $59.73           $59.73           $59.73          $59.73                       0-17         $62.12           $62.12           $62.12           $62.12
 18-24         $72.22           $84.49           $90.28         $105.60                      18-24         $75.11           $87.87           $93.89         $109.84
 25-29         $75.59           $93.14           $94.49         $116.42                      25-29         $78.62           $96.87           $98.27         $121.08
 30-34         $80.54          $105.18          $104.70         $136.72                      30-34         $83.76          $109.38          $108.89         $142.20
 35-39         $92.60          $119.90          $125.01         $161.86                      35-39         $96.31          $124.71          $130.01         $168.34
 40-44        $110.13          $134.84          $154.18         $188.78                      40-44        $114.53          $140.24          $160.35         $196.33
 45-49        $140.48          $155.65          $203.69         $225.70                      45-49        $146.10          $161.89          $211.84         $234.73
 50-54        $171.28          $169.52          $256.93         $254.28                      50-54        $178.14          $176.31          $267.20         $264.45
 55-59        $201.21          $183.72          $301.81         $275.58                      55-59        $209.26          $191.07          $313.89         $286.61
 60-64        $228.60          $200.84          $342.89         $301.26                      60-64        $237.74          $208.87          $356.62         $313.31
  65+         $309.33          $283.95          $464.00         $425.93                       65+         $321.71          $295.32          $482.57         $442.97


                                    H29                                                                                          H30
                        $20 Office Visit Copay Plan                                                                  $30 Office Visit Copay Plan
                            Maternity $349.84                                                                            Maternity $316.81
Preferred           Non-Tobacco                        Tobacco                              Preferred            Non-Tobacco                        Tobacco
                Male          Female              Male         Female                                        Male          Female              Male         Female
 0-17        $269.32         $269.32           $269.32        $269.32                         0-17        $244.15         $244.15           $244.15        $244.15
 18-24       $325.64         $380.93           $407.04        $476.17                         18-24       $295.20         $345.33           $369.00        $431.67
 25-29       $340.83         $419.94           $426.03        $524.93                         25-29       $308.98         $380.69           $386.21        $475.87
 30-34       $363.14         $474.21           $472.08        $616.48                         30-34       $329.21         $429.90           $427.96        $558.86
 35-39       $417.53         $540.62           $563.66        $729.84                         35-39       $378.50         $490.09           $510.98        $661.63
 40-44       $496.56         $607.99           $695.18        $851.18                         40-44       $450.15         $551.16           $630.21        $771.63
 45-49       $633.40         $701.82           $918.43      $1,017.64                         45-49       $574.20         $636.23           $832.59        $922.53
 50-54       $772.29         $764.34         $1,158.42      $1,146.51                         50-54       $700.10         $692.90         $1,050.16      $1,039.36
 55-59       $907.21         $828.37         $1,360.82      $1,242.54                         55-59       $822.43         $750.94         $1,233.64      $1,126.42
 60-64      $1,030.71        $905.56         $1,546.06      $1,358.34                         60-64        $934.38        $820.93         $1,401.57      $1,231.39
  65+       $1,394.74      $1,280.29         $2,092.12      $1,920.43                          65+       $1,264.40      $1,160.63         $1,896.59      $1,740.94



Estimating Your Personal Health                                                            Optional Dental Coverage Available
Coverage Monthly Premium                                                                   Monthly premiums are $26.50 for each adult and
The premium tables can be used to estimate your                                            $14.60 for each dependent from age 2 through age
Personal Health Coverage plan’s monthly premium.                                           17. Your dental premiums will be billed with your
The premiums listed are for a preferred risk. Your                                         individual health coverage.
actual rate may vary based on your health status.
Your rates will be calculated by our automated
system and your final rate may vary due to rounding.




                                 BlueCross BlueShield of Tennessee, Inc., an Independent Licensee of the BlueCross BlueShield Association
                            ® Registered marks of the BlueCross BlueShield Association, an Association of Independent BlueCross BlueShield Plans
                                                          This document has been classified as public information

                                                                            COMM-555 (6/08)

						
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