Free Credit Reports Once a year order a copy of your credit report at no cost by using one of the following options: Internet www.annualcreditreport.com Toll Free Phone: 877-322-8228 Mail: Send a copy of the form Annual Credit Report Request Form To Annual Credit Report Request Service P.O. Box 105281 Atlanta, Georgia 30348-5281 Copies of the form are available at www.ftc.gov/credit or at the local Extension Office Copies of your credit report are reviewed when you apply for loans, employment, insurance, or request rental property. Make sure the information is accurate to avoid having your credit request denied or excess charges applied.