SAMPLE: CREDIT REPORT DISPUTE LETTER
Please use this letter as a guide to write your own letter of dispute. {Date} {Your Name} {Your Address} {Your City, State, Zip Code} {Credit Reporting Agency} Dispute Department {Address} {City, State, Zip Code} To Whom It May Concern: I am writing to dispute information listed on my credit report. The items I dispute are listed below and are highlighted within the attached copy of my credit report. {List the items you believe are inaccurate. Please include the account number, name of the financial institution, and any detailed information that is incorrect. include what changes you feel should be made.} Enclosed are copies of {payment records, letters from the creditor, court documents, other credit report letters etc.} supporting my dispute. Please investigate this matter and update my credit report accordingly. If you have any questions, please contact me at (area code) xxx-xxxx. Thank you,
{Signature} {Your full name} {Date of birth} {Social Security number} Enclosures: (List the documents enclosed with your letter)