Fees and Charges For American Express Cards CREDIT CARDS Product Standard Annual Fee Standard Membership Add on Rewards Card fee (MR) Fee (Where (Frequent Applicable) Traveler Option – (FTO) / (NonFrequent Traveler Option – NFTO) Finance Charges per month (per annum or pa)
RPM Credit Card from American Express and HPCL American Express Gold Credit Card American Express Green Credit Card
Rs.2000 Rs.2000
Rs.1000 Rs.1000
Rs.995
Rs.495
American Express Rs.995 Blue Credit Card with MR American Express Blue Credit Card Rs.495
Rs.495
Rs.250
American Express E- Rs.295 Blue Credit Card American Express Indian Airlines Credit Card American ExpressIMA (Indian Medical Association) Card American Express ICWA Card Rs. 3750 (1st Supp bundled) Rs.995
Rs.150
Rs. 1000 Rs.495
Rs. 800 (FTO) Free NFTO Rs. 800 (FTO) Rs. 250 (NFTO) Rs. 800 (FTO) Rs. 250 (NFTO) Rs. 800 (FTO) Rs. 250 (NFTO) Rs. 800 (FTO) Rs. 250 (NFTO) Rs. 800 (FTO) Rs. 250 (NFTO) Free FTO Rs. 800 (FTO) Rs. 250 (NFTO) Rs. 800 (FTO)
Goods & Cash Balance Svc Transfer 2.79% 2.79% 2.79% (33.48% pa) (33.48% pa) (33.48% pa) 2.79% 2.79% 2.79% (33.48% pa) (33.48% pa) (33.48% pa) 2.79% 2.79% 2.79% (33.48% pa) (33.48% pa) (33.48% pa) 2.95% (35.4% pa) 2.95% (35.4% pa) 2.95% (35.4% pa) 1.9% (22.8% pa) 2.95% (35.4% pa) 2.95% (35.4% pa) 2.95% (35.4% pa) 1.9% (22.8% pa) 2.79% (33.48% pa) 2.79% (33.48% pa) 2.79% (33.48% pa) 1.45% (17.4% pa)
2.79% 2.79% 2.79% (33.48% pa) (33.48% pa) (33.48% pa) 2.79% 2.79% 2.79% (33.48% pa) (33.48% pa) (33.48% pa)
Rs.995
Rs.495
The service charges are updated as on May 21, 2006 and circulated by American Express Bank Ltd. as a part of all credit card applications in compliance to circular no. RBI/2005-06/211 DBOD.FSD.BC.49/24.01.011/2005-06 dated November 21, 2005 issued by the Reserve Bank of India for Credit Card Operations of banks Page 1 of 3
Fees and Charges For American Express Cards Product Standard Annual Fee Standard Membership Finance Charges per month (per Add on Rewards annum or pa) Card fee (MR) Fee (Where (Frequent Applicable) Traveler Option – (FTO) / (NonFrequent Traveler Option – NFTO) Rs. 250 (NFTO) Rs.495 Rs. 800 2.89% 2.89% 2.79% (FTO) (34.68% pa) (34.68% pa) (33.48% pa) Rs. 250 (NFTO) Rs.495 Rs. 800 2.89% 2.89% 2.79% (FTO) (34.68% pa) (34.68% pa) (33.48% pa) Rs. 250 (NFTO) Transaction Charges 1.8% of the transaction value if booked on the internet ( IRCTC) 2.5% of the transaction value (0% at HPCL Gas Station) 3% of overseas charge Service Charges 3.5% per Transaction subject to a minimum of Rs. 250. 2.5% per transaction subject to a minimum of Rs.75 2.5% per transaction Rs.100 per statement for statements older than 3 months Rs.250 per Returned Instrument Conversion commission of 3% 20% of the Minimum Amount Due as shown on the Card statement, subject to a minimum of Rs.300 and a maximum of Rs.600 Rs. 500 Rs.100 Per Retrieval
American Express-J Rs.995 & K Bank Card India Today Group American Express Card Rs.995
Particulars Surcharge on Purchase of Railway Ticket Surcharge on Fuel Purchase Conversion Charge Particulars Cash On Card/Cash Advance Emergency Cheque Cashing Dial a Draft / Pay Phone Duplicate Statement Fee Cheque/ECS Return Fee Foreign Currency Cash and Cheque Withdrawals Late Payment Charge
Over Limit Penalty Record of Charge/Summary of charge Retrieval Fee
The service charges are updated as on May 21, 2006 and circulated by American Express Bank Ltd. as a part of all credit card applications in compliance to circular no. RBI/2005-06/211 DBOD.FSD.BC.49/24.01.011/2005-06 dated November 21, 2005 issued by the Reserve Bank of India for Credit Card Operations of banks Page 2 of 3
Fees and Charges For American Express Cards A tax of 12.24% (including 12% Service Tax & 2% education cess thereon) is applicable on fee, interest & other service charges. CHARGE CARDS . Product
Joining Fee
Standard Standard Add on Membership Rewards Fee Annual Fee Card fee (Where (Frequent Traveler Option – Applicable) FTO) / (Non-Frequent Traveler Option – NFTO) Rs. 50000 6 free Supplementary cards Rs.1500 Rs.950 Rs.2000 Rs.2000 FTO Bundled with the product Rs 800 (FTO) Rs 250 (NFTO) Rs 800 (FTO) Rs 250 (NFTO) FTO Bundled with the product FTO Bundled with the product
American Express Platinum Charge Card American Express Gold Charge Card American Express Green Charge Card Indian Airlines American Express Gold Card Indian Airlines American Express Green Card Particulars
NA
Rs. 1500 Rs.3100 Rs. 1200 Rs.2100 NA NA Rs.5900 Rs.3750
Transaction Charges 1.8% of the transaction value if booked on the internet ( IRCTC) 2.5% of the transaction value (0% at HPCL Gas Station) 3% of overseas charge Service Charges 3.5% Per Transaction subject to a minimum of Rs.250 Rs.250 per Returned Instrument 2.5% per transaction Rs.100 per statement for statements older than 3 months 2.5% per transaction subject to a minimum of Rs.75
Surcharge on Purchase of Railway Ticket Surcharge on Fuel Purchase Conversion Charge Particulars Cash On Card/Cash Advance Cheque/ECS Return Fee Dial a Draft / Pay Phone Duplicate Statement Fee Emergency Cheque Cashing
Foreign Currency Cash and Cheque Conversion commission of 3% Withdrawals Record of Charge/Summary of charge Rs.100 Per Retrieval Retrieval Fee Delinquency Charge 5% on the unpaid balance subject to a minimum of Rs. 300, at the end of each interval of 15 days until payment is received in full. A tax of 12.24% (including 12% Service Tax & 2% education cess thereon) is applicable on fee, interest & other service charges.
The service charges are updated as on May 21, 2006 and circulated by American Express Bank Ltd. as a part of all credit card applications in compliance to circular no. RBI/2005-06/211 DBOD.FSD.BC.49/24.01.011/2005-06 dated November 21, 2005 issued by the Reserve Bank of India for Credit Card Operations of banks Page 3 of 3