James Z. Harman Dip. F.S. Authorised Representative 267656 AAA Financial Intelligence Ltd ABN 23 093 616 445 AFSL No. 312478 8/320 Main South Head Road, Morphett Vale SA 5162
Your Personal Budget Planner
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec TOTAL 0.00 0.00 0.00
A. Income
Salary,wages, fees, bonuses Commission Investment income (interest, dividends) Government pensions & allowances Superannuation pensions & annuities Other allowances Rent received Other Income TOTAL MONTHLY INCOME 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
B. Expenses
1. Living expenses Rent/mortgage/board Other lease / loan repayments Credit/Dept. Store Card (s) Interest payments Home maintenance Home rates (council, water, etc) Phone(s) (rental, service & calls) Utilities (electricity, gas, etc) Food / groceries / household Medical & pharmaceutical Clothes Education Child care Household purchases (eg. appliances) Other TOTAL LIVING EXPENSES 2. Car / transport Registration / maintenance / repairs Fares Fuel Other TOTAL CAR / TRANSPORT 3. Loans and credit cards Lease payments Credit/Dept Store Cards Home loan repayments Other Loan repayments TOTAL LOANS AND CREDIT CARDS 4. Insurance & Superannuation Life / income continuance / trauma Health Superannuation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Home & contents Car Business Other (Boat / Caravan / Trailer) TOTAL INSURANCE & SUPERANNUATION 5. Leisure / entertainment Holidays Restaurants / theatre etc Sports / hobbies / memberships Newspapers / magazines / books / CDs Other TOTAL LEISURE / ENTERTAINMENT 6. Taxes, fees and charges Fees and duties Overdraft fees Outstanding taxation Tax on investments Tax on income (PAYE, PAYG, etc) Other TOTAL TAXES, FEES AND CHARGES 7. Other Professional subscriptions Charitable donations Other TOTAL OTHER TOTAL EXPENSES SURPLUS or DEFICIENCY (Income minus Expenses) SUMMARY FOR THE YEAR Total income less Total expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Surplus or deficiency
For information on creation and protection of wealth:
AAA Shares & Investments Ltd
Phone: 03 9690 4622 Fax: 03 9690 4922 Email: invest@aaashares.com.au 8/230 Main South Road PO Box 763 Morphett Vale SA 5162
Your Personal Financial Position
Your Net Assets
A. Assets Cash Cheque account Savings account Other account Term deposits Other TOTAL CASH Personal property Motor vehicle(s) Trailer / boat / caravan Furniture / contents Jewellery Art / antiques Clothing Other TOTAL PERSONAL PROPERTY Superannuation Preserved Unpreserved TOTAL SUPERANNUATION Real estate Family home Holiday home Investment Property Other TOTAL REAL ESTATE Other investments Fixed interest investments Shares Managed investments Other TOTAL OTHER INVESTMENTS Other assets Money owed to you Surrender value of Life Insurance Other TOTAL OTHER ASSETS TOTAL ASSETS B. Liabilities Finance Credit card balance Retail store cards balance Overdraft Other TOTAL FINANCE Loans Home Mortgage Investment Loan Other Loans Outstanding taxation Other liabilities TOTAL LOANS Total liabilities TOTAL LIABILITIES TOTAL NET WORTH (Assets minus Liabilities) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Your Net Income
A. Income Salary, wages, fees, bonuses Commission Investment income (interest, dividends) Government pensions & allowances Superannuation pesions & annuities Other Allowances Rent received (net of expenses) Other income TOTAL INCOME B. Expenses Living Expenses Rent / mortgage / board Other lease / loan repayments Credit / Dept. store card(s) Home maintenance Home rates (council, water, etc.) Phone(s) (rental, service & calls) Utilities (electricity, gas, etc.) Food / groceries / household Medical & pharmaceutical Clothes Education Child care Household purchases (eg. appliances) Other TOTAL LIVING Car / transport Registration / maintenance / repairs Fares Fuel Other TOTAL CAR / TRANSPORT Loans & credit cards Lease payments Credit / Dept. store cards Home loan repayments Other loan repayments TOTAL LOANS & CREDIT CARDS Insurance & superannuation Life / income continuance / trauma Health Superannuation Home & contents Car Business Other (boat / caravan / trailer etc.) TOTAL INSURANCE & SUPER Leisure / entertainment Holidays Restaurants / theatre etc. Sports / hobbies / memberships Newspapers / magazines / books / CDs Other TOTAL LEISURE / ENTERTAINMENT Taxes, fees and charges Fees and duties Overdraft fees Outstanding taxation Tax on investments Tax on income (PAYG etc.) Other TOTAL TAXES, FEES & CHARGES Other Professional subscriptions Charitable Donations Other TOTAL OTHER TOTAL EXPENSES NET INCOME (Income minus Expenses) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (average monthly)