Best Possible Conservative Deposit Rates
Minimum
Company Date Rate Deposit
ING DIRECT 3-Sep 4.8 $ 1.00
interState NetBank 3-Sep 4.69 $ 1,000.00
Countrywide Bank 3-Sep 4.69 $ 1,000.00
NetBank 3-Sep 4.69 $ 1,000.00
Ascencia Bank 3-Sep 4.66 $ 500.00
Stonebridge Bank 3-Sep 4.65 $ 500.00
State Farm Bank 3-Sep 4.63 $ 500.00
UmbrellaBank 3-Sep 4.59 $ 1,000.00
Intervest Natl Bk 3-Sep 4.59 $ 2,500.00
MBNA America Bank 3-Sep 4.55 $ 10,000.00
Eastern Svgs Bk 3-Sep 4.46 $ 1,000.00
Providian Natl Bk 3-Sep 4.45 $ 10,000.00
First NB of Baldwin County 3-Sep 4.5 $ 500.00
First Trade Union Bk 3-Sep 4.43 $ 500.00
Bank of Internet USA 3-Sep 4.4 $ 1,000.00
BANKFIRST 3-Sep 4.4 $ 10,000.00
First Internet Bk of IN 3-Sep 4.4 $ 1,000.00
giantbank.com 3-Sep 4.31 $ 2,500.00
American Bank 3-Sep 4.26 $ 500.00
everbank.com 3-Sep 4.26 $ 1,500.00
Chattahoochee Natl Bk 3-Sep 4.2 $ 1,000.00
VirtualBank 3-Sep 4.21 $ 10,000.00
E*TRADE Bank 3-Sep 4.16 $ 1,000.00
State Bank of Texas 3-Sep 4.25 $ 1,000.00
First Community Bk 3-Sep 4.17 $ 5,000.00
Flagstar Bank, FSB 3-Sep 4.18 $ 5,000.00
Approximate Figures for Early Payoff
No Extra 1 Extra 2 Extra 3 Extra
Payments Payment Payments Payments
Time to Payoff 30 Years 25 Years * 21 1/2 Years 19 Years
Interest Saved $ - $ 11,666.70 $ 23,333.40 $ 35,000.10
Time to Payoff Interest Saved
No Extra
Payments 30 Years $ -
1 Extra Payment 27 1/2 Years $ 11,666.70
2 Extra Payments 25 Years $ 23,333.40
3 Extra Payments 22 1/2 Years $ 35,000.10