Best Possible Conservative Deposit Rates
Company
ING DIRECT
interState NetBank
Date
3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep 3-Sep
Rate
4.8 4.69 4.69 4.69 4.66 4.65 4.63 4.59 4.59 4.55 4.46 4.45 4.5 4.43 4.4 4.4 4.4 4.31 4.26 4.26 4.2 4.21 4.16 4.25 4.17 4.18
Minimum Deposit
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 1.00 1,000.00 1,000.00 1,000.00 500.00 500.00 500.00 1,000.00 2,500.00 10,000.00 1,000.00 10,000.00 500.00 500.00 1,000.00 10,000.00 1,000.00 2,500.00 500.00 1,500.00 1,000.00 10,000.00 1,000.00 1,000.00 5,000.00 5,000.00
Countrywide Bank NetBank
Ascencia Bank Stonebridge Bank State Farm Bank
UmbrellaBank
Intervest Natl Bk
MBNA America Bank
Eastern Svgs Bk
Providian Natl Bk
First NB of Baldwin County First Trade Union Bk Bank of Internet USA BANKFIRST
First Internet Bk of IN giantbank.com
American Bank everbank.com
Chattahoochee Natl Bk
VirtualBank
E*TRADE Bank
State Bank of Texas First Community Bk
Flagstar Bank, FSB
Approximate Figures for Early Payoff
No Extra Payments Time to Payoff Interest Saved $ 30 Years 1 Extra Payment 25 Years * $ 11,666.70 Interest Saved $ 2 Extra Payments 21 1/2 Years $ 23,333.40 3 Extra Payments 19 Years $ 35,000.10
Time to Payoff No Extra Payments 1 Extra Payment 2 Extra Payments 3 Extra Payments 30 Years 27 1/2 Years 25 Years 22 1/2 Years
$ 11,666.70 $ 23,333.40 $ 35,000.10