assets liabilities

							NET WORTH WORKSHEET
The net worth worksheet will provide you with your own personal balance sheet. It is an account of everything
you own (assets) less everything you owe (liabilities). When calculating your net worth, use actual market
values for the assets listed. For example, your home should be listed at its value if you sold it today. Liabilities
should be calculated by totaling all unpaid bills and loan balances. Your net worth is equal to your assets less
your liabilities. This is a great tool to determine if you are on the path to meeting your financial objectives.

Assets                                                   Liabilities
Cash on hand                                             Mortgage (balance due)
Checking accounts                                        Taxes
Savings accounts                                         Personal loans
Money market accounts                                    Auto loans
Certificates of deposit                                  Credit card balances
Life insurance (cash value)                              Insurance premiums
Retirement plans                                         Educational loans
        Pension/profit-sharing                           Other
        IRAs
        401(k) plans                                     TOTAL LIABILITIES
        SEP-IRAs
        Tax sheltered annuities                          Summary
Securities                                               Total Assets
Other investments                                        Less Total Liabilities
Home
Real estate                                              NET WORTH
Automobile(s)
Furnishings
Jewelry/furs
Money owed you

TOTAL ASSETS



Not happy with your new worth? Call a representative of FORUM Investments for a no obligation planning
session on improving your financial net worth. A FORUM Investment representative can be reached at 558-
6152 or email at foruminvestments@forumcu.com.