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					CreditSweep
CLIENT APPLICATION & SERVICE AGREEMENT
                                                                                                                                                                                                Affiliate #__________


CreditSweep & Co.                                                    PLEASE ATTACH A COPY OF THE FOLLOWING
PMB #44                                                                                          DRIVER’S LICENSE
3030 Gears Road Suite C                                                                       SOCIAL SECURITY CARD
Houston, TX 77067                                                                 BILL or MAIL with YOUR NAME and ADDRESS on it

                             Full Name           _______________________________________________________________________________

                  Complete Address               Street____________________________________________________________________________

                                                 City_______________________ State_____________________ Zip__________________________


               Contact Information               Home:______________________________________ Work:_________________________________

                                                 Cell:________________________________________ Fax:_________________________________

                                                 Email:___________________________________________________________________________

                Social Security No.              ____________/_______/___________

       Drivers License No./State                 ______________________ /________

                        Date of Birth            ___________/_______/____________

                              Employer           ________________________________________________________________________________

                    Monthly Income               $_________________ Other Income/Source $_________________Source:_________________________

List the last 3 street                           1._______________________________________________________________________________
addresses you have lived at.
                                                 2._______________________________________________________________________________
If you do not recall you may
include the street name, city
                                                 3._______________________________________________________________________________
and state only

How Did You Hear About Us?                       ________________________________________________________________________________

                     Initial Payment             OPTION 1: $_______________.______ ($150 which is 50% of the Total Service Fee). I understand that the balance of $150
            (You have 2 options)                 will be due in 10 days. I will be paying the first half now as indicated in the Payment Information section below and the balance of
                                                 $150 on the 10th business day as indicated in the Payment Information section below. Please bill me for the balance.

                                                 OPTION 2: $_______________.______ ($300 Total Service Fee)

                   Payment Method                __Cash                     __Money Order                       __Check                  __Credit Card/Debit Card:

                                                 Charge my credit/debit card: Account #_______________________________________________________

                                                 Expiration Date____________/________
                                                 What form of credit/debit card will you be using?_________________________________________________


                            Signature               __________________________________________________Date:______________________
                                                                                  (Receipts will be mailed or emailed to you. There may be a 3-5 day hold on checks)
CreditSweep offers various other services and has partnered with renowned mortgage companies and automobile dealerships in Houston Texas and surrounding areas. Our relationship with these companies has enabled us to assist you with
purchasing and locating a home or car at no additional cost to you. Please let us know if you are interested in one or more of the following services. There are no additional fees required for services other than credit repair:


                Credit Repair
                Mortgage
                Automobile Locating/Financing
                Alternative credit references
                MasterCard
                Affiliate Program (earn extra income, no startup cost)
1CreditSweep
SERVICE AGREEMENT
                                                                                                                       Affiliate #__________




Description of Services:
    A. This Credit Repair Service Contract between CreditSweep and the undersigned "Client” is for the purpose of purchasing
        credit report repair, improvement and consultation.
    B. The Services will include credit report analysis, preparation of correspondence (dispute letters) to credit bureaus, collection
        agencies and/or creditors including, but not limited to, request removal of errors, misrepresentations, outdated and/or
        unverifiable information, fraudulent accounts, invalid social security numbers, alias names and delinquent accounts which the
        Client states appear on his/her credit reports; and, continuing analysis for up to three months (90 days) of the credit bureau
        reports, all correspondence associated with the credit restoration process, the review for changes and the continuing planning
        and creation of documents.
    C. Client understands that CreditSweep will obtain Client’s credit report. CreditSweep will evaluate and complete an analysis of
        the Client's credit reports then contact Client in order to develop a strategy to delete, correct or change those negative and/or
        inaccurate items, which Client states appear on his/her credit reports.
    D. CreditSweep agrees to use its best efforts to provide the Services, and will perform them in accordance with federal and state
        laws.
Client Agreement:
    A. Client authorizes CreditSweep to order and obtain a copy of his/her credit report from the national credit reporting agencies
        or Client will provide a copy of each credit report from Experian, Equifax and TransUnion to CreditSweep.
    B. Upon the credit report analysis, CreditSweep will forward all dispute letters to Client for Client’s signature. Client agrees to
        sign correspondence and obtain a Notary Public signature when required and return such correspondence along with the
        payment necessary to cover mailing expenses of all correspondence (dispute letters) to credit bureaus, collection agencies
        and/or creditors, if any. A mailing expense invoice may be included with all correspondence. Client understands that
        CreditSweep will not forward any correspondence received unless mailing expense fees are returned with correspondence;
        however, if no invoice is included, Client will not be held responsible for mailing expenses.
    C. Client further agrees to send, via mail, all credit reports and/or correspondence received from credit bureaus, collection
        agencies and/or creditors to CreditSweep within five (5) days after the date received. If the Client has not received any credit
        reports or correspondence from the credit bureaus, collection agencies or creditors within 45 days after the date of the initial
        Credit Report Analysis, the Client must notify CreditSweep immediately.
    D. Additionally, Client agrees not to respond to any correspondence received during the term of the contract, as it may cause a
        delay in the credit restoration process. All responses and/or concerns should be addressed to your Specialist.
    E. For services other than credit repair, Client permits CreditSweep to furnish its affiliates, partners, employees and/or other
        resources Clients name, address, social security number, date of birth, telephone number and email address in order that
        CreditSweep, it’s affiliates, partners, employees and/or other resources may obtain Clients credit files when deemed
        necessary.
Service Fees & Terms
    A. Client understands that the Total Service fee is $________. There will be an initial Consultation Fee/deposit of $_______ or
        the entire Total Service fee required at the time this Contract is signed.
    B. The Client understands and agrees that upon receipt of Clients credit reports or 10 business from the date of the contract,
        whichever is longer, Client will remit balance, if any, to CreditSweep before CreditSweep will provide Client with dispute
        letters.
    C. Contract will expire three months (90 days) from date of this contract. Contract will continue until this Contract expires or is
        canceled in writing by CreditSweep or Client. The Client understands that the service fee includes the continuing analysis for
        up to three months (90 days) of the credit bureau reports, all correspondence associated with the credit restoration
        process, the review for changes and the continuing planning and creation of documents for the purpose of credit report repair,
        improvement and consultation.
Consumer Credit File Rights Under State and Federal Law
        You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However,
        neither you nor any ''credit repair'' company or credit repair organization has the right to have accurate, current, and verifiable
        information removed from your credit report. The credit bureau must remove accurate, negative information from your report
        only if it is over 7 years old. Bankruptcy information can be reported for 10 years. You have a right to obtain a copy of your
        credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned
        down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the
        preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are
        entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60
                                                                                                                                          1
2CreditSweep
SERVICE AGREEMENT
                                                                                                                        Affiliate #__________
         days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in
         your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair
         Organization Act. This law prohibits deceptive practices by credit repair organizations. You have the right to cancel your
         contract with any credit repair organization for any reason within 3 business days from the date you signed it. Credit bureaus
         are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may
         occur. You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit
         file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau
         may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error
         should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction,
         you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate.
         The credit bureau must include a summary of your statement about disputed information with any report it issues about you.
         The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The
         Public Reference Branch, Federal Trade Commission, Washington, D.C. 20580.
Credit Repair Organization Act
         Requires any consumer who enters into any contract with any credit repair organization to be given (1) a copy of the
         completed contract and the disclosure statement required under section 405 and (2) a copy of any other documents the credit
         repair organization requires the consumer to sign, at the time the contract or the other document is signed.
SEC. 407. Right to Cancel Contract
         In General. -- Any consumer may cancel any contract with any credit repair organization without penalty or obligation by
         notifying the credit repair organization of the consumer's intention to do so at any time before midnight of the 3rd business
         day which begins after the date on which the contract or agreement between the consumer and the credit repair organization
         is executed or would, but for this subsection, become enforceable against the parties.
'Notice of Cancellation'
         You may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which begins
         after the date the contract is signed by you. To cancel this contract, mail or deliver a signed dated copy of this cancellation
         notice, or any other written notice to CreditSweep at: PMB #44, 3030 Gears Road, Suite C, Houston, TX 77067 before
         midnight on 3rd day.
Final Agreement
         I understand that CreditSweep does not guarantee positive results nor can CreditSweep guarantee specific outcome or success
         of any situation and has not made any such predictions or guarantees and that the items disputed on all three (3) credit reports
         may or may not be to my satisfactory. I further understand that the dispute process can take more or less than 30 days – 3
         months. I indemnify and hold CreditSweep and it’s Affiliates harmless from any and all claims, damages, and expenses
         incurred during and after the term of this contract. In addition, I understand that CreditSweep will not render any disputes on
         my behalf until I remit the aforementioned balances and/or fees due.

I understand this is a binding agreement and agree to the terms set within.




________________________________                                _____________________
Signature                                                        Date



I acknowledge that I have received a copy f the Service Agreement and the, “How It Works” document.




________________________________                                _____________________
Signature                                                        Date




                                                                                                                                           2
       TRANSUNION CREDIT REPORT REQUEST
Date: _______________


Trans Union LLC
Customer Disclosure Center
P.O. Box 1000
Chester, PA 19022

To Whom It May Concern:

Pursuant to the FCRA Act, I am currently entitled to a free copy of my credit report, per
year, for one or more of the following reasons checked below:

      I was turned down for credit or insurance within the last 60 days.
      I hereby, certify that I am unemployed and intend to apply for employment
       within 60 days.
      I hereby certify that I am on welfare.
      I believe that my credit report contains inaccurate information due to fraud.
      Other__________________________________________________________
      None of the above. I have included the required fee to purchase my credit
       report.

To facilitate this request, the information you require is as follows:

       Full Name:              __________________________________

       Address:                __________________________________
                               __________________________________

       SS#:                    ________/_______/________

       Drivers License No:     ___________________

       Date of Birth:          _________/______/________

       Last 3 street addresses
       I’ve lived at:          ___________________________________
                               ___________________________________
                               ___________________________________

Your prompt attention is greatly appreciated.

Sincerely,


___________________________
My Signature

                                                                                            3
          EXPERIAN CREDIT REPORT REQUEST
Date: _______________


Experian
P.O. Box 2104
Allen, TX 75013

To Whom It May Concern:

Pursuant to the FCRA Act, I am currently entitled to a free copy of my credit report, per
year, for one or more of the following reasons checked below:

      I was turned down for credit or insurance within the last 60 days.
      I hereby, certify that I am unemployed and intend to apply for employment
       within 60 days.
      I hereby certify that I am on welfare.
      I believe that my credit report contains inaccurate information due to fraud.
      Other__________________________________________________________
      None of the above. I have included the required fee to purchase my credit
       report.

To facilitate this request, the information you require is as follows:

       Full Name:              __________________________________

       Address:                __________________________________
                               __________________________________

       SS#:                    ________/_______/________

       Drivers License No:     ___________________

       Date of Birth:          _________/______/________

       Last 3 street addresses
       I’ve lived at:          ___________________________________
                               ___________________________________
                               ___________________________________


Your prompt attention is greatly appreciated.

Sincerely,


___________________________
My Signature
                                                                                            4
             EQUIFAX CREDIT REPORT REQUEST
Date: _______________

Equifax Information Services LLC
P.O. Box 7402256
Atlanta, GA 30348


To Whom It May Concern:

Pursuant to the FCRA Act, I am currently entitled to a free copy of my credit report, per
year, for one or more of the following reasons checked below:

      I was turned down for credit or insurance within the last 60 days.
      I hereby, certify that I am unemployed and intend to apply for employment
       within 60 days.
      I hereby certify that I am on welfare.
      I believe that my credit report contains inaccurate information due to fraud.
      Other__________________________________________________________
      None of the above. I have included the required fee to purchase my credit
       report.

To facilitate this request, the information you require is as follows:

       Full Name:              __________________________________

       Address:                __________________________________
                               __________________________________

       SS#:                    ________/_______/________

       Drivers License No:     ___________________

       Date of Birth:          _________/______/________

       Last 3 street addresses
       I’ve lived at:          ___________________________________
                               ___________________________________
                               ___________________________________

Your prompt attention is greatly appreciated.

Sincerely,


___________________________
My Signature

                                                                                            5
CreditSweep
Service Agreement

CLIENT COPY (please keep for your records)
                                                                                                      Affiliate#______________
Description of Services:
    E. This Credit Repair Service Contract between CreditSweep and the undersigned "Client” is for the purpose of
        purchasing credit report repair, improvement and consultation.
    F. The Services will include credit report analysis, preparation of correspondence (dispute letters) to credit bureaus,
        collection agencies and/or creditors including, but not limited to, request removal of errors, misrepresentations,
        outdated and/or unverifiable information, fraudulent accounts, invalid social security numbers, alias names and
        delinquent accounts which the Client states appear on his/her credit reports; and, continuing analysis for up to three
        months (90 days) of the credit bureau reports, all correspondence associated with the credit restoration
        process, the review for changes and the continuing planning and creation of documents.
    G. Client understands that CreditSweep will obtain Client’s credit report. CreditSweep will evaluate and complete an
        analysis of the Client's credit reports then contact Client in order to develop a strategy to delete, correct or change
        those negative and/or inaccurate items, which Client states appear on his/her credit reports.
    H. CreditSweep agrees to use its best efforts to provide the Services, and will perform them in accordance with federal
        and state laws.
Client Agreement:
    F. Client authorizes CreditSweep to order and obtain a copy of his/her credit report from the national credit reporting
        agencies or Client will provide a copy of each credit report from Experian, Equifax and TransUnion to CreditSweep.
    G. Upon the credit report analysis, CreditSweep will forward all dispute letters to Client for Client’s signature. Client
        agrees to sign correspondence and obtain a Notary Public signature when required and return such correspondence
        along with the payment necessary to cover mailing expenses of all correspondence (dispute letters) to credit bureaus,
        collection agencies and/or creditors, if any. A mailing expense invoice may be included with all correspondence.
        Client understands that CreditSweep will not forward any correspondence received unless mailing expense fees are
        returned with correspondence; however, if no invoice is included, Client will not be held responsible for mailing
        expenses.
    H. Client further agrees to send, via mail, all credit reports and/or correspondence received from credit bureaus,
        collection agencies and/or creditors to CreditSweep within five (5) days after the date received. If the Client has not
        received any credit reports or correspondence from the credit bureaus, collection agencies or creditors within 45
        days after the date of the initial Credit Report Analysis, the Client must notify CreditSweep immediately.
    I. Additionally, Client agrees not to respond to any correspondence received during the term of the contract, as it may
        cause a delay in the credit restoration process. All responses and/or concerns should be addressed to your Specialist.
    J. For services other than credit repair, Client permits CreditSweep to furnish its affiliates, partners, employees and/or
        other resources Clients name, address, social security number, date of birth, telephone number and email address in
        order that CreditSweep, it’s affiliates, partners, employees and/or other resources may obtain Clients credit files
        when deemed necessary.
Service Fees & Terms
    D. Client understands that the Total Service fee is $________. There will be an initial Consultation Fee/deposit of
        $_______ or the entire Total Service fee required at the time this Contract is signed.
    E. The Client understands and agrees that upon receipt of Clients credit reports or 10 business from the date of the
        contract, whichever is longer, Client will remit balance, if any, to CreditSweep before CreditSweep will provide
        Client with dispute letters.
    F. Contract will expire three months (90 days) from date of this contract. Contract will continue until this Contract
        expires or is canceled in writing by CreditSweep or Client. The Client understands that the service fee includes the
        continuing analysis for up to three months (90 days) of the credit bureau reports, all correspondence associated with
        the credit restoration process, the review for changes and the continuing planning and creation of documents for the
        purpose of credit report repair, improvement and consultation.
Consumer Credit File Rights Under State and Federal Law
        You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly.
        However, neither you nor any ''credit repair'' company or credit repair organization has the right to have accurate,
        current, and verifiable information removed from your credit report. The credit bureau must remove accurate,
        negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10
        years. You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable
        fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling
        because of information in your credit report within the preceding 60 days. The credit bureau must provide someone
        to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if
        you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare

                                                                                                                                 6
         assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.
         You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law
         prohibits deceptive practices by credit repair organizations. You have the right to cancel your contract with any
         credit repair organization for any reason within 3 business days from the date you signed it. Credit bureaus are
         required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes
         may occur. You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in
         your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete
         information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all
         documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation
         does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in
         your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your
         statement about disputed information with any report it issues about you. The Federal Trade Commission regulates
         credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch, Federal
         Trade Commission, Washington, D.C. 20580.
Credit Repair Organization Act
         Requires any consumer who enters into any contract with any credit repair organization to be given (1) a copy of the
         completed contract and the disclosure statement required under section 405 and (2) a copy of any other documents
         the credit repair organization requires the consumer to sign, at the time the contract or the other document is signed.
SEC. 407. Right to Cancel Contract
         In General. -- Any consumer may cancel any contract with any credit repair organization without penalty or
         obligation by notifying the credit repair organization of the consumer's intention to do so at any time before
         midnight of the 3rd business day which begins after the date on which the contract or agreement between the
         consumer and the credit repair organization is executed or would, but for this subsection, become enforceable
         against the parties.
'Notice of Cancellation'
         You may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which
         begins after the date the contract is signed by you. To cancel this contract, mail or deliver a signed dated copy of this
         cancellation notice, or any other written notice to CreditSweep at: PMB #44, 3030 Gears Road, Suite C, Houston,
         TX 77067 before midnight on 3rd day.
Final Agreement
         I understand that CreditSweep does not guarantee positive results nor can CreditSweep guarantee specific outcome
         or success of any situation and has not made any such predictions or guarantees and that the items disputed on all
         three (3) credit reports may or may not be to my satisfactory. I further understand that the dispute process can take
         more or less than 30 days – 3 months. I indemnify and hold CreditSweep and it’s Affiliates harmless from any and
         all claims, damages, and expenses incurred during and after the term of this contract. In addition, I understand that
         CreditSweep will not render any disputes on my behalf until I remit the aforementioned balances and/or fees due.

I understand this is a binding agreement and agree to the terms set within.




________________________________                               _____________________
Signature                                                       Date



I acknowledge that I have received a copy f the Service Agreement and the, “How It Works” document.




________________________________                               _____________________
Signature                                                       Date




                                                                                                                                7

				
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