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TABLE OF CONTENTS
Begin modifying your home loan today! This amazing eBook can literally help shave thousands from
your annual mortgage burden. Follow these easy step-by-step instructions utilized daily by Venture
Capitalists and Private Equity Funds, including over 30 pages of insider intelligence and privileged
strategies. Dozens of behind the scenes Secrets and Tips offered by the Industry’s best and brightest -
to help YOU win. This is the REAL information that Banks are trying to keep secret!
CHAPTER 1 KNOWLEDGE IS POWER, INSIDER SECRETS
The “Loan Modification” Buzzword - What is it?
Terms Index [Important Lingo]
Will My Bank Really Do This?
Lenders Most Likely to offer a Loan Modification
Summary of Some of the Options
CHAPTER 2 EVALUATING YOUR SITUATION
What Do You Want To Accomplish?
Calculating Your New “Target” Payment
Examine All Options
Special Forbearance/Forbearance Agreement
Who Qualifies & Why
Debt Ratio Requirements
CHAPTER 3 HAVE TO BE ORGANIZED
Tips on Completing the Required Forms
The Big Picture
Debt Ratio - Figure It Out
CHAPTER 4 PRESENTATION IS KEY TO SUCESS
Secrets to Completing the Financial Statements
What Not To Do
CHAPTER 5 TAKE ACTION NOW; TIME IS NOT ON YOUR SIDE
Time to Practice What You’ve Learned
How to Talk To Your Lender
Ask Your Lender These Questions
C.Y.A. And Keep Track of Everything
Get the Right Person on the Phone
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Congratulations! While most decide to put their head under a pillow, you have risen to take
actions - We commend you!
If you feel like you’ve been victimized, you’re not alone, but rather part of the majority. Part of
the hundreds of thousands who have lost their homes and millions who are dealing with or will
be dealing with an impossible loan to maintain.
Many are the reasons that can be debated on why this financial epidemic of residential
foreclosure is taking place. Alan Greenspan called it a once in a century “credit tsunami”.
Even the great economist is at a loss for words as to how we got here. The simple fact
however is, that Wall Street has always been fueled by greed, and this is no exception. They
have managed to loosen the needed lending standards to be able to maximize their bottom
We however always have two choices in life, we can allow the situation to control us and do
nothing, or we can take actions to remedy our situation today!
By ordering this complete guide on how to handle your current loan situation you have taken
actions to remedy your situation. This guide will coach you through the entire process and give
you the needed confidence to win.
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Knowledge Is Power
Again, we congratulate you in taking action towards facing your situation rather than letting the situation
control your destiny. In order to properly represent yourselves, you have to become at least “Buzz-word”
compatible with the institutions you’re dealing with. This doesn’t require a degree in finance but rather
just an understanding of the different terminologies used in the industry. This will give whomever your
communicating with that your an informed and proactive homeowner who is educated and prepared to