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Macquarie Express Guarantee

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					MACQUARIE RELATIONSHIP BANKING




Macquarie Express Guarantee
1 Macquarie Relationship Banking




Guaranteed to be ready when
you are

                    The Macquarie Express Guarantee is a bank                Why use a Macquarie Express Guarantee?
                    guarantee that gives you a better option than directly   Situations when you may need a bank guarantee
                    outlaying your cash. Instead, use your cash to obtain    include:
                    a Macquarie Express Guarantee and we’ll pay you
                    interest* during the term of the agreement.              – When you are buying a property, especially off-the-
                                                                               plan purchases. The guarantee effectively takes
                    Unlike other bank guarantees we don’t require              the place of the cash deposit between the time of
                    your financial statements or put you through a time        exchange and settlement of the property.
                    consuming, credit assessment process. There are no
                    ongoing account keeping fees, and you don’t need to      – When you enter into a lease for your business
                    have an existing banking relationship with Macquarie       premises. The guarantee is issued to your landlord
                    to apply.                                                  or real estate agent as your commercial bond.
                                                                             – When you enter into a building contract, your
                                                                               builder may require security to be lodged for
                                                                               reasons such as cost overruns or failure to meet
                                                                               a progress payment. A bank guarantee can be
                                                                               issued for this purpose.
                                                                             The Macquarie Express Guarantee can be used in all
                                                                             of these situations, and is fast, easy and ready when
                                                                             you are.
                                                                                                                          Macquarie Express Guarantee 2




How you can benefit



Features                                                How you can benefit
 Simple application process                             Just one form to complete. No credit approval process or
                                                        financials required.
 Fast turnaround                                        No lengthy processing. Typically just 4 days from receipt of your
                                                        application - a fast, easy way to get organised.
 Earn interest*                                         Interest is calculated daily and paid monthly.

 Minimum one-off application fee                        Only a one-off $400 up front application fee applies.

 You set the term                                       You have the option of setting an expiry date or leaving the term
                                                        of the guarantee open.
 No fees                                                No ongoing line fees or charges.

 Cash backed                                            Cash deposit secured - simple to set up, then set and forget.

* Interest is paid on Deposits Amounts at the Macquarie Express Guarantee Rate. The Macquarie Express Guarantee Rate is a
  variable rate of interest and is subject to change at any time without notice. You can obtain details about the Macquarie Express
  Guarantee Rate on our website at www.macquarie.com.au.




Let Macquarie Relationship Banking provide the solution for you
If you’re looking for a bank guarantee that can be more beneficial than directly outlaying your cash,
please call (61 2) 8232 6413 and you’ll be immediately connected to one of our specialists.
Apply at         www.macquarie.com.au/expressguarantee
Email us at      depositservices@macquarie.com
This advice has been prepared by Macquarie Bank Limited ABN 46 008 583 542 (“Macquarie”) for general information purposes only, without taking into
account any potential investors’ personal objectives, financial situation or needs. Before acting on this general advice, you must consider its appropriateness
having regard to your own objectives, financial situation and needs. All potential investors should obtain a Product Disclosure Statement available from
us relating to that financial product and consider that Product Disclosure Statement before making any decision about whether to acquire that particular
financial product.
MRB_111_1209 Macquarie Bank Limited ABN 46 008 583 542

				
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Description: Macquarie Express Guarantee