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P olice Credit Union offers


P olice Credit Union offers

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Found a house or looking to build?
Speak to Police Credit Union

          olice Credit Union offers
          a wide range of home
          loans with a variety of
          options. If you’re a first-

                                                                                                                                                         Po l i c e J o u r n a l October 2007 j o u r n a l . p a s a . a s n . a u
home buyer, an investor, or you
already have a home loan, it’s well
worth talking to us.
   Everyone’s situation is different,
so we’ll offer you a home loan that
best suits you, whether it’s fixed,
discount variable, line-of-credit,
no deposit, reverse equity or line
of credit.
   With Police Credit Union, you
can enjoy the flexibility of weekly,
fortnightly or monthly repayments
and make extra repayments at any
time. Our loans start from just
                                        The Ascent development.
$30,000 and are available with
terms of up to 40 years.
                                        your loan can be progressively        real estate figure Terry Ryder, who     an area which offers a fantastic
                                        drawn down and you only need to       predicts that the Mt Barker real       lifestyle.
No deposit? No worries                  repay the interest. Then, when        estate market is set to boom.             “Ascent has proven to be very
  At Police Credit Union we             your dream home is finished,              He says the SA real estate          popular, thanks to its location
understand how difficult it is           you can choose from any of our        market is on the verge of an           near the heart of Mt Barker, the
for borrowers to save enough            home-loan products including our      explosion, and Mt Barker is in         quality homes and the wonderful
for a home deposit. That’s why          award-winning Discount Variable,      his list of top 10 local hot spots.    landscaping centred around a
we’ve recently introduced the “No       one- to five-year fixed rate or         Terry says Mt Barker is affordable     feature lake.”
Deposit” Home Loan to our suite         even our Allegro Line of Credit.      – for now – but prices will increase      Construction of the Summit
of home-loan products.                                                        owing to population growth,            Collection is due to begin in
  It’s ideal for people with limited    Mount Barker land                     strong economic development and        October.
or no savings, or those who wish        release                               the appeal of the Adelaide Hills          For further information on the
to use the First Home Owners                                                  lifestyle.
                                           Police Credit Union members                                               Ascent Development or any Police
Grant or monetary gifts such as                                                  Ascent is one of the most
                                        with an eye to purchasing property                                           Credit Union home loan, contact
inheritances for their deposit.                                               prominent        and         popular
                                        have a unique opportunity to hook                                            Police Credit Union Mt Barker
                                        into the looming real estate boom     developments in the area. Now 75       branch manager Karen Hicks on
Building a home? Come                   in Mt Barker, with AVJennings         per cent complete, the Alexandrina     8393 7311.
and talk to us                          announcing a new collection of        Road community is taking
   At Police Credit Union we have       designer homes which will soon        beautiful shape, with the lake,
assisted hundreds of members            be on sale at its popular Ascent      reserve and playground attracting        • Terms, conditions, fees,
turn their dreams of building           development.                          families every weekend.                  charges and normal lending
their own homes into reality.              AVJennings has announced its          AVJennings executive general          criteria apply.
Therefore, we know the stress that      Summit Collection – the first and      manager Peter Jackson said the
can come with it. That’s why our        only home-and-land packages to        Summit Collection was a hassle-
construction loans are built with       be offered at Ascent. They will       free opportunity for home-buyers
flexibility in mind.                     be available for purchase off the     to purchase a quality home in
   You can choose from a range          plan, allowing members to save
of products including Discount          on stamp duty fees.
Variable, Fixed or even our Allegro        The AVJennings announcement
line-of-credit package.                 follows hot on the heels of a
   During the construction period,      property report by leading national

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