NOTICE OF HARRASSMENT by seige61

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									                             NOTICE OF HARRASSMENT
                      Want a killer letter to scare the collectors away? Here it is…


October 13, 2002

Creditor
Creditor Address
Certified mail number: XXXXXXXXXXXXXX
RE: ACCOUNT NO.: XXXXXXXXXXXXXX for XXXXXXXXX
AMOUNT IN DISPUTE: $xxxx.xx

NOTICE OF HARRASSMENT

Dear XXXX:

On October 4, 2002, you received via Certified Mail #XXXXXXXXXXXXX, a NOTICE OF DISPUTE
from me regarding the above account. According to 15 USC § 1666 you are to cease collection of
the disputed amount until verification and validation have been done. What has happened,
instead, is an increase of phone calls to this residence, sometimes up to four calls a day. I
consider this to be harassment.

This is your NOTICE that you are to limit all future communication with me in writing ONLY. If I
receive any phone calls from your company, I will consider them to constitute HARRASSMENT.
Please be advised that unwanted phone calls are a Class 1 Misdemeanor in this state and I will
file a complaint against the caller with the Attorney General’s office. I maintain a telephone log of
each phone call and in some cases, make an audio recording when necessary. I permanently
record all messages left on voice mail. I have evidence of over 20 calls from you since you
received my NOTICE OF DISPUTE on October 4, 2002. Beware and be wise.

Be advised that you have the right to remain silent. If you ignore this NOTICE OF HARRASSMENT
and contact me by telephone, you and your employees agree to allow me to make an audio
recording of our conversation and you and your employees agree to allow the recording and any
other information obtained to be used against you and your employees in a court of law. I will
accept only your written communication. Your failure to honor this request may constitute a
violation of 15 USC § 1666 and may result in legal action against you. Govern yourself
accordingly.

You should also be aware that making unsubstantiated demands for payment over the phone
may, in this case, be a form of wire fraud. Further, that sending unsubstantiated demands for
payment through the United States Mail System might constitute mail fraud under federal and
state laws. You may wish to consult with a competent legal advisor before your next
communication with me.

Sincerely,


XXXX

								
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