VIEWS: 12 PAGES: 1 POSTED ON: 4/2/2010
CEASE AND DESIST TO A COLLECTION AGENCY Under the Fair Debt Collection Act, you have the right to ask the collection agencies to stop contacting you—and they must comply with this request. Here is a letter you might use as a guide. Keep a copy for your files and send the letter registered mail. Your Name 123 Your Street Address Your City, ST 01234 Cheatem Collections 123 Fagetaboutit Ave Chicago, IL 00001 Date RE: Account XXXX-XXXX-XXXX-XXXX Dear Sir or Madam: I request that you CEASE and DESIST in your efforts to collect on the above referenced account (see letter attached). It is my personal policy not to deal with collection agencies and I will only deal with the original creditor of this account. You are hereby instructed to cease collection efforts immediately or face legal sanctions under applicable federal and state law. GIVE THIS LETTER THE IMMEDIATE ATTENTION IT DESERVES. Cordially, Your Signature Your Name
"Cease and Desist to a Collection Agency"