CEASE AND DESIST TO A COLLECTION AGENCY
Under the Fair Debt Collection Act, you have the right to ask the collection agencies to stop
contacting you—and they must comply with this request. Here is a letter you might use as a
guide. Keep a copy for your files and send the letter registered mail.
123 Your Street Address
Your City, ST 01234
123 Fagetaboutit Ave
Chicago, IL 00001
RE: Account XXXX-XXXX-XXXX-XXXX
Dear Sir or Madam:
I request that you CEASE and DESIST in your efforts to collect on the above referenced account
(see letter attached). It is my personal policy not to deal with collection agencies and I will only
deal with the original creditor of this account.
You are hereby instructed to cease collection efforts immediately or face legal sanctions under
applicable federal and state law.
GIVE THIS LETTER THE IMMEDIATE ATTENTION IT DESERVES.