Tradies new best friend

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                          92    Herald Sun, Tuesday, April 3, 2007                                                                                                                                               

                                                                                                                                                                      HEARD ANYTHING?
                                                                                                                                                                          PHONE: 9292 2756
                                                                                                                                                                            FAX: 9292 1834

                          Tradie’s new best friend                                                                                                                                                   & GADGETS
                          INSURANCE companies used
                          to have long, boring, staid sort
                          of names.
                             Then they moved to ‘‘What the?’’
                          names like AXA and Vero.
                             Now there is a trend to more
                          descriptive names such as Blue Dog

                             Designed to cover tradies and their
                          dogs, marketing director Mike
                          Hooton said the idea was to have an
                          image clients could immediately

                          identify with.
                             ‘‘Insurance is always something of
                          a grudge purchase, so we wanted to                                                                                                                                         Berry, berry good

                          look beyond the traditional
                          branding,’’ Mike said from London.                                                                                                                                         BlackBerry 8800
                             ‘‘We thought it was the right time                                                                                                      Lindsay Fox                     $899
                          to launch a niche product for trade                                                                                                                                        Vodafone: 1300 650 410
                             Formed out of the listed
                          Australian insurance group Calliden,
                          Mike said he was confident Blue Dog
                          would soon become a trusted name
                                                                                                                                                          Fox just                         
                                                                                                                                                                                                     THE BlackBerry 8800 is probably
                                                                                                                                                                                                     the best that Research in Motion has
                          in the insurance market.
                             The standard package will cover a
                          tradie’s public and product liability,
                          general property including tools and
                                                                                                                                                          keeps on                                     It’s a wider version of the excellent
                                                                                                                                                                                                     Pearl 8100, to accommodate a full
                                                                                                                                                                                                     qwerty keyboard.
                                                                                                                                                                                                       A smartphone with embedded
                          a standard coverage of up to $500 for
                          the dog.
                             A range of add-on insurance is
                          available to cover cars, accident and
                                                                                                                                                          trucking                                   GPS and BlackBerry maps, it brings
                                                                                                                                                                                                     multimedia to what is essentially a
                                                                                                                                                                                                     business phone in the form of audio
                                                                                                                                                                                                     and video playback and microSD-
                          illness, business interruption,                                                                                                 A VERY important birthday is on the        card expandable memory.
                          burglary, goods in transit, electronic                                                                                          way and Fully Frank hears a big              But it’s not a 3G phone, so while
                          equipment and fraud or dishonesty.                                                                                              celebration is planned.                    you can use it for web browsing it’s

                             One of the unusual features of the
                          insurance will be a form of no-claim                                                                                               On April 19 everybody’s favourite       not likely to be a good experience.
                          bonus.                                                                                                                          truckie made good, Lindsay Fox,
                                                                                                                                                          turns 70.
                             That will take the form of a 10 per
                          cent rebate of premiums for three                                                                                                  It doesn’t seem that long since he
                          claim-free years.                                                                                                               was streaming out of defence for St
                             ‘‘We wanted to create a system                                                                                               Kilda in the VFL before building a
                          that would reward people for their                                                                                              formidable transport company
                          loyalty and for their lack of claims                                                                                            beginning with just one truck.
                                                                   Covered: Blue Dog Insurance has policies for tradies and their dogs.
                          over time.                                                                                                                         And at the moment, of course,
                             ‘‘One of the reasons people don’t     270,000 construction and trade-          — their livelihood, tools, ute,               Lindsay is urging the $2.5 billion
F B 1 2 3

                          like insurance is they feel they don’t   related small businesses in Australia    workplace and their dog,’’ he said.           Bank of Queensland merger with
                          get anything back and we wanted to       and it was about time they had a           ‘‘We think it will get a quite a lot of     Bendigo Bank across the line to
                          provide that.’’                          tailored insurance product.              cut-through in the market.’’                  enlarge one of his largest listed
                             Mike said Callidan’s research           ‘‘We wanted to protect the assets        Blue Dog will be very targeted and          company investments.
                          showed there were more than              trade contractors saw as important       rely heavily on word of mouth.                   News on the big birthday bash is
                                                                                                                                                          being kept very quiet but I hear it
                                                                                                                                                          will be in Sydney and that the cream
                                                                                                                                                                                                     DIY surveillance
                          Shutting up shop on cheques                                                                                                     of political power will be there,
                                                                                                                                                          including Prime Minister John
                                                                                                                                                             Which brings up the age old
                                                                                                                                                                                                     Phone-enabled security camera
                                                                                                                                                                                                     Price: $129
                                                                                                                                                                                                     Swann: 8412 4600
                          THE days of the dividend cheque are      said the six-monthly payments will       suggests shareholders provide their           question of the sort of birthday
                          rapidly drawing to a close.              disappear unless shareholders                                                                                                     SWANN’S Capture-Cam Mobile is
                                                                                                            banking details online to the                 present you buy for the man who has
                                                                   cough up some bank details — and                                                                                                  an entry-level, do-it-yourself
                            A few years after Telstra led the                                               company’s share registry Link                 everything.
                                                                   soon.                                                                                                                             surveillance kit that lets you stream
                          charge to ‘‘encourage’’ electronic                                                Market Service.                                  Certainly a Zimmer frame with
                                                                     Coles’ interim dividend is payable
                                                                                                                                                                                                     live video and audio from a webcam
                          dividend payments, Coles Group                                                      The only hope left for Coles’               ‘‘You are passing another Fox’’ on it      to your 3G mobile phone or PC.
                          won’t pay them any other way.            on May 14 to shareholders registered     cheque loving ‘‘owners’’ is to get one        seems a little premature for this hale
                                                                   on on April 20.                                                                        and hearty businessman who shows
                                                                                                                                                                                                        Your $129 buys a Max-i-Swann
                            In a note sent to shareholders who                                              really fat final cheque from a private                                                   webcam and PC software, while
                          still get sent dividend cheques, Coles     Company secretary Tim Hammon           equity bidder.                                no signs of slowing down.
                                                                                                                                                                                                     $399 snares an Advanced pack with
                                                                                                                                                                                                     two OutdoorCam security cameras,

                                                                                                            Weather’s hot goss,
                                                                                                                                                                                                     a four-port PCI card and software.
                                                                                                                                                                                                        Both can record to a PC and have
                                                                                                                                                                                                     features such as motion detection
                                                                                                                                                                                                     and alert messages.
                                                                                                                                                                                                        Available from Dick Smith and

                                                                                                            and cold comfort                                                                         Tandy.

                                                                                                            IT USED to be that only boring
                                                                                                            people talked about the weather.
                                                                                                               Now it is a dangerous topic indeed,
                                                                                                            liable to ignite all sorts of greenhouse
                                                                                                               And yesterday it was an expensive
                                                                                                            topic of conversation on the ASX.
                                                                                                               First was crane hire company
                                                                                                            Boom Logistics which warned about
                                                                                                            the financial impact of ‘‘recent
                                                                                                            weather events’’ in the mining areas
                                                                                                            of Queensland and Western
                                                                                                            Australia.                                                                               So coooooool!
                                                                                                               ‘‘The protracted and stronger than         shares by almost 5.7 per cent or 20¢       USB beverage chiller

                          Ride a bed of roses
                                                                                                            usual cyclonic activity and flooding          to $3.33.                                  $37 plus shipping
                                                                                                            in these regions over February and               It was a similar story for Rio Tinto
                                                                                                            March have impacted on Boom’s
                                                                                                                                                          offshoot Energy Resources Australia        WE’VE seen USB cup-warmers, but
                                                                                                            operations and customer base,’’ the           which is struggling to recover from
                                                                                                            market darling warned.                                                                   now comes a USB ‘‘beverage
                                                                                                                                                          flooding of its Ranger uranium mine.
                        IF you are going to get sick in a          Gaydarski insists that the luxury           Pilbara operations were closed for            Heavy rain in February and March        chiller’’.
                        remote area, Bulgaria could be the         vehicles were chosen after Porsche       14 working days for three                     led ERA to declare force majeure on            CoolIT, a US company that
                        place to do it.                            came up with the lowest quote in a       consecutive cyclones while central            its sales contracts and the                specialises in CPU coolers for geeks
                           The health care you get at the          tender offer.                            Queensland floods led to closures of          temporary closure of the processing        who like to overclock their PCs, has
                        hospital may not be outstanding,                                                    up to 19 working days.                        plant lost 300 tonnes of uranium           applied its cold logic to this great
                                                                     That has left critics scratching
                        but the ride there in a Porsche may        their heads, given that these vehicles      All of this lost time led to a deferral    oxide production.                          little gadget.

                        be just the heart-starter you need.                                                 of planned maintenance as miners                 Production at Ranger could fall by          Plug it into the USB port of your
                                                                   retail for a whisker under $100,000
                           While Bulgaria’s economy is also a                                               tried to make up for lost production.         up to a third in 2008, because of          PC or laptop, put your glass or drink
                                                                   here in Australia.
                        little on the sick side, thanks to a                                                   Boom chief Rod Hammon said the             continuing restricted access to ore.       can on to the plate, and wait as it
                        World Bank loan it will soon have            They point out that the rest of        third quarter profit would be cut,               For a while the mine will process
                                                                   Bulgaria’s health system suffers                                                                                                  cools to 7 degrees centigrade.
                        some exceptional rural ambulances.                                                  leading to second half earnings only          ore stockpiles but production will
                           A fleet of 32 four-wheel-drive          from debt, rationing and medical         slightly above the first half.                fall by up to 35 per cent in 2008 unless          − Compiled by DAVID BULLARD
                        Porsche Cayennes have been                 shortages.                                  Earnings per share would still             regulators approve a ramp up in                            and PETER FAMILARI
                        ordered to get to remote areas               A total of 150 new ambulances          grow around 10 per cent though.               water treatment and disposal.
                      + quickly over difficult terrain.            have been ordered, including                The market didn’t like the way the            Again investors fled the stock which       More gadgets in tomorrow’s
                           Health Minister Radoslav                Peugeots, Fords and Volkswagens.         wind was blowing, cutting Boom’s              fell 5.5 per cent or $1.54 to $26.26.               Connect liftout                  +

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