Health Insurance for foreign students

							Health Insurance for foreign students

Upon arriving in Warsaw to take up studies at SGH it is advisable to think of the health
insurance which would protect you against financial consequences in the case of any medical
assistance or medication during your stay in Poland. Medical insurance as well as third party
liability insurance and accident insurance is the individual responsibility of each student while
studying at SGH.
Foreign students studying in Poland have few options of securing their health insurance:
1. public insurance which entitles to join the public health insurance system of the National
Health Fund (Narodowy Fundusz Zdrowia-NFZ)
2. insurance policy provided by private practices – commercial insurance
3. European Health Insurance Card (EHIC) for students from European Union countries

1.    Public insurance in public health insurance system of the National Health Fund
     (Narodowy Fundusz Zdrowia-NFZ)

You can join the public health insurance system of the National Health Fund (NFZ-Narodowy
Fundusz Zdrowia) by purchasing the insurance in the amount of 37,80 PLN/month.
In order to purchase the above mentioned insurance you need to sign an agreement with
NFZ. The documents needed to this are:
1. a certificate about present studies at the Polish Higher Education Institution
2. Student’s ID
3. passport or other identity document
4. confirmation of residence (issued by the Residence Office at the Office for Administration
and Civil Affairs according to the district of residing in Poland
www.um.warszawa.pl/v_syrenka/adresy/index_karta.php?grupa=12&adres=437&kat=46 )
5. PESEL (Polish Personal Identification) number – if the student is in Poland more than three
months (the PESEL number is issued by the Office of Administration and Civil Affairs
according to the district of residing in Poland)

Address of National Health Fund Department:

NFZ – Mazovian Department
00-613 Warsaw
Chałubińskiego Street 8
phone: 22 582-84-18
internet address: http://www.nfz-warszawa.pl/

Students insured in NFZ are admitted to student health centers for free upon showing present
student’s ID and receipt of payment of insurance premium to NFZ. In order to sign up, you
need to fill in the declaration of choosing the health center and the first contact doctor. For
those residing in Mazovian Province such declaration would mean resignation from the
regional health center in place of residence. Students outside of Mazovian Province have this
advantage, that they use student health centers during the academic year and during holidays
have the option of medical treatment in their own regions.

List of Public Health Centers for Higher Education Institutions

     1. Przychodnia Specjalistyczna
        ul. Mochnackiego 10
        phone: 022 659-77-38; 022 823-45-73

     2. Przychodnia Specjalistyczna
        ul. Waryńskiego 10A
        phone: 022 660-53-25; 022 823-51-07

     3. Przychodnia POZ
        ul. Krakowskie Przedmieście 24/26
        phone: 022 552-03-65
   4. Przychodnia POZ
      ul. Narbutta 85
      phone: 022 849-96-18; 022 660-84-27

   5. Przychodnia POZ
      ul. świrki i Wigury 95/97
      phone: 022 554-80-40; 022 822-02-11 w.433

   6. Przychodnia POZ
      ul. Smyczkowa 5/7
      phone: 022 553-31-25

   7. Przychodnia POZ
      ul. Okólnik 2A
      phone: 022 827-72-41 w. 274 for students

2. Commercial insurance

Students from EEA and outside of EU countries as well as all those interested in private
treatment (private clinics) are advised to purchase a KL+NNW package (health insurance and
casualty insurance). Receipt of insurance payment and number of policy should be presented
on every occasion of using the medical treatment. The insurance policy costs from 50 PLN,
the price differs depending on the range of medical services included in the insurance.
If you’re interested in acquiring more information about insurance offers of particular clinics
go to www.zdrowiedirect.pl
The other possibility is to purchase a insurance subscription in medical company. The cost of
such insurance is circa 100 PLN/month (LUXMED, Medicover, LIM, EnelMed)

3. EHIC (European Health Insurance Card )

EU citizens are eligible for free health insurance provided by NFZ (see NFZ bookmark) based
on EHIC (European Health Insurance Card ) issued in their home country.