Interest Rates for Savings Accounts Rates apply to Barclays Bank - PDF - PDF by richman6

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									Interest Rates for Savings Accounts
Barclays Wealth Intermediaries & Corporates

Rates apply to Barclays Bank PLC - Cyprus

Rates may vary.
The Barclays Sterling Base Rate is       2.00%
The Barclays US Dollar Base Rate is      0.25%
The Barclays Euro Base Rate is           2.50%


INTERNATIONAL BUSINESS PREMIUM ACCOUNT (Sterling) – effective from 11th December 2008
A deposit account for Barclays Wealth Intermediary and Corporate customers (including clubs, charities,
churches and societies). Same day access is available by transferring funds to your Business Current Account.
Interest paid quarterly. Minimum balance £100. Maximum balance £5 million (£2 million for Financial
Institutions).

BALANCE           GROSS RATE %         ANNUAL EQUIVALENT
                   PER ANNUM                RATE %
£1 million+           0.500                  0.501
£500,000+             0.100                  0.100
£250,000+             0.100                  0.100
£100,000+             0.100                  0.100
£50,000+              0.100                  0.100
£25,000+              0.100                  0.100
£10,000+              0.100                  0.100
£100+                 0.100                  0.100


INTERNATIONAL BUSINESS PREMIUM ACCOUNT (US Dollars and Euro)
An interest bearing, easy access account denominated in US Dollar or Euros. Same day access is available by
transferring funds to your US Dollar or Euro current account. Interest paid quarterly. The minimum balance is
USD 100 or EUR 100.

US Dollars – effective from 18th December 2008
BALANCE           GROSS RATE %       ANNUAL EQUIVALENT
                    PER ANNUM               RATE %
$500,000+               0.100                0.100
$100,000+               0.000                0.000
$25,000+                0.000                0.000
$3000+                  0.000                0.000
$100+                   0.000                0.000

Euro – effective from 10th December 2008
BALANCE            GROSS RATE %     ANNUAL EQUIVALENT
                    PER ANNUM            RATE %
¤500,000+              0.800              0.802
¤100,000+              0.500              0.501
¤25,000+               0.300              0.300
¤3,000+                0.100              0.100
¤100+                  0.000              0.000
INTERNATIONAL 30 DAY STEP SAVER ACCOUNT (Sterling only) – effective from 11th December 2008
This account allows you to combine the benefit of instant access with higher deposit rates. If you leave your
funds untouched for 30 days and your balance remains above £10,000 - you will benefit from improved rates.
No minimum balance.
                                   STEP 1                                             STEP 2
                             (INSTANT ACCESS)                             (AFTER 30 DAYS WITHOUT A
                                                                       WITHDRAWAL AND £10k MINIMUM
                                                                                    BALANCE)
                                                                                                   ANNUAL
BALANCE             GROSS RATE %       ANNUAL EQUIVALENT            GROSS RATE %                 EQUIVALENT
                      PER ANNUM                RATE %                 PER ANNUM                     RATE %
£1 million+              0.500                   0.501                   1.350                       1.357
£500,000+                0.100                   0.100                   1.050                       1.054
£250,000+                0.100                   0.100                   0.750                       0.752
£100,000+                0.100                   0.100                   0.450                       0.451
£50,000+                 0.100                   0.100                   0.250                       0.250
£25,000+                 0.100                   0.100                   0.100                       0.100
£10,000+                 0.100                   0.100                   0.100                       0.100
£100+                    0.100                   0.100                   0.100                       0.100


INTERNATIONAL CLIENTS MONIES SCHEME
For businesses or bodies who hold clients’ funds which must be kept separate e.g. solicitors. Each client is
offered an individual interest bearing current account. Interest paid quarterly. No minimum balance.

Sterling – effective from 11th December 2008
BALANCE               GROSS RATE %     ANNUAL EQUIVALENT
                        PER ANNUM            RATE %
£1 million+                0.500              0.501
£250,000+                  0.100              0.100
£100,000+                  0.100              0.100
£25,000+                   0.100              0.100
£10,000+                   0.100              0.100
£0+                        0.100              0.100

US Dollars – effective from 18th December 2008
BALANCE              GROSS RATE %     ANNUAL EQUIVALENT
                       PER ANNUM             RATE %
$2 million+               0.000               0.000
$500,000+                 0.000               0.000
$200,000+                 0.000               0.000
$50,000+                  0.000               0.000
$0+                       0.000               0.000

Euro – effective from 10th December 2008
BALANCE              GROSS RATE %     ANNUAL EQUIVALENT
¤1 million+              0.500              0.501
¤250,000+                0.250              0.250
¤100,000+                0.100              0.100
¤25,000+                 0.100              0.100
¤0+                      0.000              0.000
INTERNATIONAL DEPOSIT ACCOUNT
An interest bearing current account which is available in all major currencies (except sterling). Interest paid
quarterly. The minimum balance is USD 3,000 or EUR 3,000 (or equivalent). Maintenance fee of £30 per quarter
plus £7.50 per cheque issued (first five cheques are free). Rates for other currencies are available on request.

US Dollars – effective from 18th December 2008
BALANCE              GROSS RATE %     ANNUAL EQUIVALENT
                       PER ANNUM             RATE %
$3,000+                   0.000               0.000
$0+                       0.000               0.000

Euro – effective from 10th December 2008
BALANCE              GROSS RATE %     ANNUAL EQUIVALENT
                      PER ANNUM            RATE %
¤3,000+                  0.100              0.100
¤0+                      0.000              0.000


CURRENCY CALL DEPOSIT ACCOUNT
An interest bearing account available in all major currencies. Interest paid quarterly. Minimum balance USD
3,000 (or equivalent). Same day access to funds held in US and Canadian Dollars. Two days’ notice required for
other currencies. Foreign currency notes may be withdrawn from the account but this service is subject to a 2%
handling fee. Rates for other currencies are available on request.

US Dollars – effective from 18th December 2008
BALANCE              GROSS RATE%      ANNUAL EQUIVALENT
                       PER ANNUM             RATE %
$5,000,001+               0.000               0.000
$1,000,001+               0.000               0.000
$250,001+                 0.000               0.000
$10,001+                  0.000               0.000
$0+                       0.000               0.000

Euro – effective from 10th December 2008
BALANCE              GROSS RATE %     ANNUAL EQUIVALENT
                      PER ANNUM            RATE %
¤3,000+                  0.100              0.100
¤0+                      0.000              0.000


TREASURY DEPOSITS
For Call/Seven Day Notice deposits or for a fixed period earning interest at money market rates. Available in all
major currencies. Overnight/Call Deposits (minimum £250,000 or currency equivalent). Seven Day Notice
Deposits (minimum £100,000 or currency equivalent). One month (minimum £100,000 or currency equivalent).
Other periods are available. Rates available on request. At maturity for fixed deposits or on repayment for Call
and Notice deposits, funds can be repaid to your Barclays current or deposit account.


CLIENTS PREMIUM ACCOUNT (Sterling only)
For businesses or bodies who hold clients’ funds e.g. solicitors. Interest bearing current account with no charges
for cheques or credits. Interest paid quarterly. Minimum balance £10,000. Rates available on request.
Definitions
Annual Equivalent Rate (AER) – Illustrates what the interest would be if the interest was paid and
compounded one a year.
Gross Rate – is the rate of interest payable before the deduction of tax. Interest is payable gross to non-tax
payers subject to the required certification. Account holders should check their own tax situation, as there may
be a potential tax liability.

Important Information
If your account goes overdrawn without prior arrangement, you will be charged the Barclays unauthorised
borrowing rate of 29.5%

Changes to Barclays Sterling Base Rate are published in the UK in The Times, The Guardian and The
Independent within 3 working days of change

Barclays Wealth is the wealth management division of Barclays and operates through Barclays Bank PLC and its
subsidiaries.

Barclays Bank PLC is registered in England and is authorised and regulated by the Financial Services Authority.
Registered No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC is authorised by the Central Bank of Cyprus to conduct banking and investment business.

Barclays Bank PLC has its principal place of business in London, England.

UK FINANCIAL SERVICES COMPENSATION SCHEME
Barclays Bank PLC is a member of the Financial Services Compensation Scheme established under the Financial
Services and Markets Act 2000. In respect of deposits with a UK office, payments under the scheme are limited
to 100% of the first £50,000 of a depositor’s total deposits with the bank. Most depositors, including
individuals and small firms, are covered. The Scheme covers deposits made with the offices of the bank within
the European Economic Area and deposits denominated in all currencies are treated alike.
Further details of the Scheme are available on request from the Financial Services Compensation Scheme, 7th
Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN. Helpline 020 7892 7300. Website www.fscs.org.uk
The scheme is not applicable to branches in the Isle of Man or the Channel Islands.

The paid-up capital and reserves of Barclays Bank PLC exceed £8,753 million.

Latest audited accounts are available on request.

This item can be provided in Braille, large print or audio by calling 0800 400 100^ (via
TextDirect if appropriate). If outside the UK please call: +44(0)1624 684 444^^ or order
online via our website www.barclayswealth.com.

^ Lines are open 8am to 8pm UK time Monday to Friday and 9am to 5pm UK time Saturday
and UK bank holidays. Calls to 0800 numbers are free if made from a UK landline. Other call
costs may vary - please check with your telecoms provider.
^^ Lines are open 8am-6pm UK time Monday-Friday excluding UK bank holidays. Call costs
may vary - please check with your telecoms provider.
Calls may be recorded so that we can monitor the quality of our service and for security
purposes.
Current and historic rates are detailed on our website at www.barclayswealth.com or by calling us on:
London (Knightsbridge): +44 (0) 20 7590 4800^^

Your Feedback
If you want to complain you may do so in person, in writing, by post or e-mail, or by telephone. To obtain a
copy of our complaint handling procedures, or to make a complaint, please contact your account-holding
centre.

Barclays Bank PLC subscribes to the Business Banking Code

								
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