Star Health Network Ludhiana Chandigarh Delhi We have 95 offices operating across the country and have an arrangement with a large network of hospitals. Durgapur Bhopal Ahmedabad Kolkata Indore Zonal Offices are located in all Baroda major cities - Delhi, Mumbai, Ahmedabad, Pune, Bangalore, Kolkata, Hyderabad & Chennai. Mumbai Pune Our offices are fully equipped to handle customer queries & Visakhapatnam Hyderabad grievances. Vijayawada We currently employ over 900 Belgaum Hubli people and that number is steadily increasing. Tirupathi Bangalore Chennai Mangalore Mysore Pondicherry STAR OFFICES Kozikode Salem Coimbatore Corporate Office Cochin Trichy Madurai Branch Office Alappuzha Trivandrum Thirunelveli The specialists in Health Insurance. Toll Free No.: 1800 425 2255 (BSNL/MTNL) SMS “STAR” to 6677 CORPORATE OFFICE No.1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai-600 034 Phone: 91-44-2828 8800 (30 lines) www.starhealth.in About Star Health Why you should insure with Star Health? Star Health is a joint venture between Star Health and Allied Insurance is the first No Claim Discount Oman Insurance Company and leading exclusive health insurance company in India, We also offer a No Claim Discount, a ¡ Cashless service for Indian industrialists and business specializing in Health Insurance. We are feature that is a first in the health insurance medical attention houses. Star Health and Allied committed to provide quality service at the sector in the country. ¡ Doctor on call for Insurance Company Limited (Star best rates. emergency medical 24 Hour Contact Centre consultation Health) was formed with a capital base Star Health has introduced a number of first We make it very easy for our policy holders of Rs.105 crores, more than what is ¡ In-house settlement of time practices and other benefits for its policy or their relatives to get in touch with us at adequate to form a General Insurance claims - No TPAs - Direct holders. any time of the day or night. Star Health has tie-up with spectrum of Company. set up a 24 hour contact centre to guide hospitals across India "We envision becoming the most Cashless Hospitalization and help patients to their nearest hospital In case there is a need for hospitalization, we ¡ 24x7 toll free assistance favoured brand in Health Insurance in or to advise them on the policy ideally India setting benchmarks for the provide hassle free cashless settlement. ¡ Large network of over suited to their profile. industry in domains of service, 1500 hospitals across Faster Settlement of Claims India innovative products and collaborative Doctor on Call Since no Third Party Administrator (TPA) is relationships with an aim to become the Star Health is also the first to have Doctors ¡ Specially negotiated rates involved, we significantly reduce the time for BRIGHTEST STAR in the galaxy of non- on Call. They will be available for all for all lines of treatment claim of settlements. life insurers." emergencies and will carry out all the formalities for admitting the insured and arrange for timely help. Protecting health. Promoting health. STAR Accident Care STAR Accident Trauma Care STAR Medi Premier Insurance STAR Medi Classic Insurance Star True Value Insurance What are the policies that Star Health offers? As the name suggests, this policy covers hospitalization This accident policy is not restricted to road accidents Aimed specifically at major illnesses, this policy provides It covers a whole range of illnesses and hospitalization This health insurance policy caters to low-end insurers and other medical alone. The person is covered 50% of the insured amount expenses for individuals as allowing limits ranging from requirements in case of an for all kinds of accidents as upfront in case of diagnosis well as families. The age Rs.30,000 to Rs.80,000. accident. It is available to well as subsequent of stroke, renal failure and groups covered start from 5 While insuring a whole family, everyone of legal driving age, hospitalization. The policy is cancer. The insured amount months and go up to 80 discounts starting from 10% from 18 to 70, anywhere in available to everyone within is also given in full for years. are offered on the premium the world. Prospects are India of legal driving age medical expenses, providing depending on the number of classified under various risk from 18 to 70. the insured person has high persons covered. It is covers, depending on their chances of survival. available to both individuals occupation and monthly as well as families. income. STAR Family Health Optima Star Health All Care Insurance STAR Travel Protect STAR Student Care Insurance STAR Micro Health Insurance Insurance Star Health’s Family Health Designed specifically for This policy offers cover for a This policy has been This is an initiative to cover Optima plan brings the whole NRIs, this policy insures host of risks while traveling. designed to take care of the economically family under one insurance the NRI’s family (spouse, We provide a travel protect students' emergent needs. It disadvantaged sections of plan. It covers hospitalization children and parents) for plan that covers provides compensation / society in rural areas. For a charges, fee for medical unforeseen medical hospitalization in case of hospitalization expenses in very small yearly premium, we professionals, diagnostic emergency during their accidents/sickness, third case of an accident leading to provide the means for quality expenses, cost of medicine, stay in India at all the Star party liability, loss of checked death or permanent disability. health care to a wide section drugs and emergency designated hospitals. The in baggage, passport, etc. in Educational grants are also of people who cannot, under ambulance charges. It is policy covers consultation, any of the countries the provided to insured students normal circumstances, afford available for people in the hospitalization expenses, person travels to for a pre- in case of death/complete it. The policy is available for age group of 5 months to 60 surgery, nursing, defined limit. disability of the earning people between 5 and 50 years, residing in India. diagnostic expenses, cost parent. Students between the years of age. of medicines, etc and is ages of 3 and 18 are covered available to anyone who is under this policy. 5 years and above. What are the benefits of Group Insurance from Star Health? STAR Health provides a choice of options for companies who want to insure their employees. Apart from low policy rates, the biggest benefit is the lifting of the burden from the Administration and Human Resource Departments. Star Health will take over and handle all the necessary formalities in case of hospitalization, accident or any other emergency. Star Health is rapidly expanding its tie-ups with hospitals across the country. On specific client requests, we will be able to include a hospital within a specific time frame. This arrangement allows us to negotiate better terms with the hospitals directly, s which is in the interest of all parties involved. Star Health' in-house 24 hours call centre facility and round-the-clock doctors on call take care of any claim that is reported and ensure personal attention, hassle free admissions and easy claim settlement. Euro Alarm, subsidiary of Munich Re, is our service provider for our Overseas Travel Policy. Our re-insurance arrangements Star Health is adequately re-insured with GIC of India, India’s national re-insurer. Star Health is the only company in India that has re-insurance coverage for its health portfolio with a ‘Stop Loss' provision. Other portfolios like Personal Accident & Overseas Travel Policy are also adequately re-insured with GIC. Our re-insurance philosophy is simple - "to ensure that the bottom line of Star Health is protected while taking care of the interest of the insuring public". How can I find out more? Star Health has a dedicated online portal (www.starhealth.in). It provides policy holders as well as potential customers a chance to study our insurance products in detail and arrive at the policy that best suits their needs and expenses. They can also call up the nearest office or call centre and obtain additional details. It also answers several concerns and doubts that people may have about the policies.