CU NEW$
Huntington Beach City Employees Credit Union April 2003
Calling All Kids
CU will deposit the 1st $5.00 Page 2
Rate Special VISA PLATINUM
Check out this new car rate special Page 2
Your credit union will be
Tax Loan offering a Visa Platinum
Tax Day will be here soon Page 3 program. Lower interest
rate and higher limits will
be available. Call for
Savings Bonds details.
We have a couple to choose from Page 4
CREDIT CARDS
See all of our current rates WORKING FOR YOU
inside…
Credit Cards have become part of how we
live. It’s difficult to imagine out society
without them. Make sure that you take
full advantage of the security, benefits and
convenience they afford. Low interest
New Security Measures
rates are yours with your HBCECU VISA
card.
Effective immediately, access to your BEWARE
credit union will no longer be available
through the receiving dock area. To Guard your account numbers and your identity.
enter your credit union, the front doors More and more thieves are getting creative on
of city hall, the city council chamber stealing this information.
doors and the police department are
available.
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Did you know your Credit Union has a
Website? No! Well check us out at
www.hbcecu.com. Find out about all the
latest news from the Credit Union
including…
Visa Account Services (ezCardinfo.com)
Log on to this secure site provided by
VISA to make payments, look at past
transactions, and even dispute charges. For a limited time now, if you open an
Reorder Checks account for your kids, the credit union will
All you need is the reorder form from deposit the first $5.00 for you. This is a
your current checks to gain access. perfect opportunity to get your children to
Loan Calculator learn about saving. You can even setup
Find out how much the payment of your payroll deductions directly into the
dream car would be. account for their college money. Call the
Current Rate and Product Information credit union for more details.
Online Banking
See instructions below to get access
Online Banking Login Instructions
Follow these simple steps to access your
account information:
1. Log on to our Website: www.hbcecu.com
Spring into a new car with a Special APR
2. Click on Online Banking Login Rate for purchases of any new vehicles.
This rate will be as low as 4.9%APR for
3. A screen will pop up asking you to enter any new vehicle purchase. Naturally this
your Member Number (ex. ****00) and a rate is based on approved credit and it
password; you can use the password from not valid for new loans previously
the Private Line or the last four digits funded. Call the credit union for further
from your Social Security number. Click details.
Login.
4. The Netbranch System will then ask you We are currently offering members
for a new password. This password must be the opportunity on any new/used auto
both alpha and numeric and at least six digits loan to lower the interest rate ½ %, by
in length.
having direct deposit and or payroll
After you follow those simple steps you are on deduction of your loan payment. This
your way. This site allows you to get real offer does not apply to pre-existing
time information regarding your account. As
well as make transfers, loan payments, and
loans. Stop by the Credit Union for
even credit card payments. If you experience more information.
any problems while logging on, please do not
hesitate to call the Credit Union for
assistance.
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You may think it is too early to think
about paying for those taxes but April Give the Gift of
15th will be here sooner than you think. Membership
Some of us might even have to pay a
little money. We know you do not want When you give a
to deplete your savings to pay this off, family member the
so we are offering a Tax loan. gift of credit union membership, you’re
giving them access to the same long list of
Similar to our Holiday Loan, you can
products and services you already enjoy.
borrow up to $2,400.00 for up to 24
months at 12%. Your payment would be
Low-interest VISA credit cards are just the
$113.00 per month or $56.50 if you have
beginning. We also offer high-yield
payroll deduction. Simply fill out a loan
investment accounts, low rate loans and a
application and provide us with income variety of services that make handling
information (i.e.; pay-stubs, or PERS your affairs more convenient. And don’t
monthly statement), and we will take forget membership in the credit union can
care of the rest. Stop by today! last a lifetime.
Call or come by to pick up membership
Bad Credit…Let Us Help! applications for your family members
today.
Do you think you cannot get financed
because you have bad credit? Do you have
any of the following? You can only have
automatic withdrawals
Bankruptcy? Tax Liens?
via Automated Clearing
Judgments? Charge offs?
House (ACH) from your
Repossession?
checking account, not from your
Or maybe all of these! Don’t worry we can savings account. This is a federal
help! Come in to the Credit Union before regulation, which prohibits such
going to the dealer, we will help you get electronic withdrawals. If you have
that car you need. any questions regarding this
Are you paying over 20% interest on your regulation, please contact the
vehicle loan? Bring your purchase contract Credit Union.
into the Credit Union and let us beat the
rate. The car of your dreams could be yours Credit Union Closure Dates
with a rate as low as 11.5%.
Memorial Day May 26th
Independence Day July 4th
Important Message: Any company or
service mentioned by the Credit Union Open a New Checking Account and
is not endorsed by the Credit Union. Get Your first Box of Checks Free
We merely provide the information as
a convenience. from the Credit Union. Come in
today for an application.
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*Rates can change without Office(714) 536-6517 Fax(714) 969-0817
notice www.hbcecu.com
Call for current Rate &
Terms.
New Auto 6.5 – 11.5%
The Credit Union is now able to sell and redeem
Used Auto 8.0 – 11.5% Savings Bonds for our members. We are offering
two types of Bonds: Series EE and HH bonds.
New Motorhome 7.0 - 10.0%
Used Motorhome Series EE bonds are bonds that are purchased at
a discount and are redeemed for the full value of
the bond plus that accrued interest.
New Boats 8.0 - 9.5%
Used Boats 10.0% Series HH are purchased at face value and the
interest is paid every six months through a direct
Motorcycles 10.5% deposit via an Automated Clearing House (ACH)
payment method into an account that you will
Personal Watercraft (new) 10.5% specify. Naturally, this type of bond is purchased
at a higher amount than the other due to the
Pledge of Shares 6.0% nature of the interest payments.
Computer 10.0% We are offering both types of Bonds for
Signature 12.0% immediate purchase. Stop into the Credit Union
Line of Credit 13.5% for further details.
Overdraft 15.0%
VISA Classic 15.0% Just a Reminder…
VISA Gold 11.9% If you have credit life and/or disability
SHARE RATES APR APY insurance on your credit line with us, an
Shares 2.00% 2.02%
advance may not be covered if your disability
IRA’s 3.00% 3.03%
or death results from a condition for which
Share Certificates: $2,500.00 minimum you have seen a doctor or chiropractor in the
Children Certificates: $1,000.00 minimum six months before the advance or charge.
Call the Credit Union for current rate Credit card balances are not subject to the
credit life and credit disability Pre-existing
Medical Condition provision.
Important “800” Numbers
“Private Line” Local (714) 374-3606
Hours “Private Line” (800) 424-5035
Mon., Wed., &Thurs. 8:00a.m. – 5:30p.m. (Automated account information)
Tuesday 10:00a.m. – 5:30 p.m.
Friday 8:00a.m. – 5:00 p.m.
Visa Inquiry (800) 808-7230
Phones & Website Lost/Stolen Visa Card
7:00a.m. - 9:00p.m. (800) 808-7230
9:00p.m. - 7:00a.m. (800) 991-4964
Lost/Stolen ATM Card
7:30a.m. - 5:30p.m. Call Credit Union
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9:00p.m. - 7:00a.m. (800) 754-4128
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