May 2008
56 Years of Service
A positive difference in your financial life! ®
Reaching for the stars--new look, new hours
If you attended our Annual Meeting at Rincon High School last month, you were first to learn about up and coming exciting events at your Credit Union. Moving forward we’re embracing our heritage and reaching for the stars to help you reach your financial goals.
Wetmore Branch Grand Opening! May 27,2008
M-Th 9:00 am - 5:00 pm Drive-in 7:30 am - 5:00 pm Fri 9:00 am - 6:00 pm Drive-in 7:30 am - 6:00 pm Sat 9:00 am - 5:00 pm Drive-in 9:00 am - 5:00 pm For other branch hours, please visit our Web site at www.hughesfcu.org We’re celebrating Saturdays at our NEW building, 971 W. Wetmore Rd. Stop by for a chance to win cash prizes, food, give-aways and fun for the whole family!
We’ll have a new logo, new brand, new building and expanded hours.
Our new branch and corporate headquarters will be Opening Soon (May 27) at 971 W. Wetmore (near Tucson Auto Mall) equipped with full-service teller stations, six drive thru lanes, state of the art training facility for financial seminars, safe deposit boxes, investment services division, first mortgage division and member service areas.
971 W. Wetmore Road
(west of Tucson Auto Mall) There will be something for everyone during our Grand Opening Celebration and monthly drawings for a HOME ENTERTAINMENT CENTER, DREAM VACATION OR $3,000 CASH all year long! Our members can’t go wrong! The more services you have, the more chances you can WIN!
Grand Opening at Wetmore Branch from 10 a.m. - 2 p.m.! Saturday, May 31 Saturday, June 7 Saturday, June 14 Saturday, June 21
Refer a New Member and Receive $25!
Rope us in or refer a new member now through June 30, 2008 and you’ll receive $25!* Every new member who joins will also receive $25! With the high cost of financial services, being a member of Hughes can save you money with low fees or no fees for many of our services, low interest rate loans and higher savings rates. According to the Consumer Federation of America, credit union members can save between $200 and $500 a year. Spread the word to your family and friends! Pick up a referral form at any branch or online at www.hughesfcu.org. Membership is open to anyone who lives, works,
Refinance with us and save...
Are you, your family members or friends paying more than 5.00%* Adjustable APR on an auto loan financed at another financial institution? Spread the word, check the interest rate—you or they could save money by refinancing with us!
New & Used Vehicles
5.00% APR*
Adjustable
Every little bit helps these days—and we want to help our members save! Spread the word. We’ve got low auto loan rates for anyone who qualifies. No teaser rates. Good on NEW and USED vehicles up to 72 months. Ask about our terms for 84 months!
5.75%e APR* Fix d
worships or attends school in Tucson.
*Certain restrictions apply. Funds deposited into Main Share Account.
For more information, please call us at (520) 794-8341 or visit us online at www. hughesfcu.org. Apply online, at any of our branches or at most dealers throughout Arizona.
*Rates reflect the annual percentage rate (APR) effective May 1, 2008 and are subject to change. Certain restrictions apply. Does not include current Hughes loans.
Investing during your retirement years
There’s a natural tendency to gravitate to income-producing investments in retirement. That impulse may arise from the feeling that it’s necessary to reduce your investment risk, a reluctance to face an instance when you might have to invade your capital, or both. With today’s market turmoil, your concerns are likely to be magnified. Why not just convert all of your assets to bonds, CDs and interest-bearing accounts? As you can see, there’s a lot to think about and important financial decisions to make as you approach retirement.
Do you KNOW what TIME it is?
It’s time to take out a new mortgage or refinance and save on an existing mortgage with Hughes FCU! Not only do we have great low rates on mortgages, but we’re also offering no-cost appraisals on all loans over $100,000. Now is the time for you to get the house you want at the rate you want. But hurry, this offer won’t last forever. Don’t let time run out on you: apply today! Offer ends July 31, 2008. Call 794-8341 and ask to speak with a Mortgage Loan Representative today!
Don’t go it alone
One of the best financial planning decisions you can make is to get unbiased, objective financial advice to help you make financial decisions that are right for you. We can help. Contact us today at (520) 2944140 for a free consultation.
Amount Borrowed
Number of Payments
Monthly Payment
Finance Charge
Total Amount of Payments
$1,000 $2,000 $3,000 $4,000 $5,000
36 36 36 36 36
$32 $64 $96 $128 $160
$152 $304 $456 $608 $760
$1,152 $2,304 $3,456 $4,608 $5,760
Make the Switch! @ www.hughesfcu.org
The Switch kit is a free online tool that allows you to quickly and easily change your accounts from one financial institution to Hughes Federal Credit Union. By filling out a series of forms, the Switch Kit provides all the documentation that is needed to complete the process. Just print off the documents and mail to notify companies of your account switch. It’s easy!
*Rate reflects the Fixed Annual Percentage Rate (APR) effective May 1, 2008, and is subject to change. Based on credit approval. Certain restrictions apply. Deadline to apply is August 30, 2008. Monthly payment is for illustration purposes and may vary due to loan amount.
Summer Vacation Loans
Hughes Federal Credit Union now offers Summer/Vacation Loans that can help you make the most of this summer! Take a vacation Make home improvements Get your car fixed Consolidate bills
Our Loan Offers:
A great fixed rate - 9.5% APR* Easy application Quick approvals Borrow from $1,000 to $5,000 Terms up to three years
Apply online at www.hughesfcu.org, call (520) 794-8341 or AnyHour Loan at (877) 999-LOAN, or apply at any branch.
Visit www.hughesfcu.org today and make the Switch!
Expecting a tax refund?
If you’re expecting a tax refund check, you’ll want to plan carefully because there are a number of things you can do with that money. Here are a few suggestions that might help you get ahead: 1. 2. 3. Use it as part of a down payment on a new car. Build your rainy day fund for inevitable budget challenges. Open an IRA (Individual Retirement Account) or save for your child’s education. Add it to the fund you’re building for a down payment on a house. 5. Apply it to your mortgage principal. However you choose to invest your tax refund check, remember that Hughes can help your money go further. Call us at 794-8341 for a FREE Credit Score Analysis or for more information.
Hughes FCU Information
Call Center (520) 794-8341 (800) 253-8245 AnyHour Loan (877) 999-LOAN (5626) 24-Hour Voice Response (520) 205-5555 www.hughesfcu.org
4.