balance interest low rate transfer

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Balance Transfer Form Use this form to apply to transfer a minimum balance of $100 from your credit, store or charge cards other than accounts of GE Money or it’s associated entities. The balance transfer rate is the standard annual percentage rate outlined in your Financial Table unless we otherwise offer you a special balance transfer annual percentage rate for a special promotion term. Complete your details below. Please clearly print the details of your nominated credit card account(s) to transfer the balance(s) to your GE Money Low Rate MasterCard account. Title: Mr, Mrs, Miss, Ms Unit/No Postcode __________ Given name Surname _____________________________________________ State Suburb _________________ ________________________________________________ Street address GE Money Low Rate MasterCard number ______________ _______________________________________________ _______________________________ _________________ 5 4 4 4 Balance transfer details Please provide details of the account balance(s) you wish to transfer to your GE Money Low Rate MasterCard. (Excludes balance transfers from existing GE Money accounts.) Name of account holder (must be primary cardholder) Amount to be transferred. $ value must be specified (minimum $100) Name of account holder (must be primary cardholder) Amount to be transferred. $ value must be specified (minimum $100) Name of account holder (must be primary cardholder) Amount to be transferred. $ value must be specified (minimum $100) $ Name of issuing bank / financial institution / store $ Name of issuing bank / financial institution / store $ Name of issuing bank / financial institution / store Account / credit card number Account / credit card number Account / credit card number Confirmation of your request and authorisation I request and authorise GE Capital Finance Australia ABN 42 008 583 588, trading as GE Money, to debit my GE Money Low Rate MasterCard account with the above amount(s), and pay each such amount to the provider of the relevant nominated credit card account(s) in accordance with the balance transfer offer terms and conditions overleaf and the Conditions of Use previously provided to me. Primary cardholder signature Date D D / M M / Y Y Next steps When completed, please sign and post this form to: GE Money Low Rate MasterCard, Reply Paid 140, VIC 3001. Or fax it back to us on 1300 369 905. Balance transfers can also be processed over the telephone by calling Customer Solutions on 1300 721 394. Should you wish to find out more information about this balance transfer offer or other features of the GE Money Low Rate MasterCard, please contact Customer Solutions on the above number. GE Money Low Rate MasterCard is a credit facility provided by GE Capital Finance Australia ABN 42 008 583 588, trading as GE Money. GE Money Low Rate MasterCard Balance transfer offer terms and conditions Unless otherwise specified in this form, words printed like this have the meaning in the Conditions of Use for the account. For a Conditions of Use Guide please call 1300 721 394. 1. Each balance transfer request must: (a) be for a minimum amount of $100; (b) be for an amount within the available credit on your account so that processing the balance transfer will not result in the credit limit being exceeded; (c) if submitted by mail or fax, be on a correctly signed and completed balance transfer form; and (d) relate to payment of an account denominated in Australian dollars. 2. 3. We will not close your nominated account for you so you must continue to comply with the terms and conditions (including payment) of your nominated account. The standard annual percentage rate will apply to any balance transfer from the day on which the balance transfer is debited to the account unless we have notified you that a balance transfer annual percentage rate will apply to certain balance transfers during a special promotion term. For full details on how interest on balance transfers is calculated, please refer to your Conditions of Use booklet. Your balance transfer may take up to 30 days to be processed by the relevant financial institution. Please notify us if the balance transfer does not appear on your nominated account. If you do not have enough available credit for us to process all balance transfers requested by you we will process as many balance transfers (chosen at our discretion) as are possible within your credit limit. If you do not have enough available credit for us to process the entire balance transfer requested by you, we will process part of the balance tansfer in our discretion. Your account must be open and not in default of your credit contract at the time of processing. We reserve the right to decline a request for a balance transfer; if your request is declined we will notify you in writing. This balance transfer service cannot be used to make payments on accounts of GE Money or its associated entities. 4. 5. 6. 7. 8. 9. 10. Each approved balance transfer will appear on your next statement after processing. 11. We will not be responsible for any fees or charges (including interest) which relate to your nominated account. 12. Government charges and duties may apply to the balance transfer which you authorise us to debit to your account. 13. We will decline a request for a balance transfer from any nominated account which relates to any other person (including any additional cardholder) other than yourself. 14. Your card must be activated prior to any balance transfer being processed. 15. Please note that your minimum monthly payment will increase if you take a balance transfer, as your closing balance includes balance transfers. GE Finance Australasia Pty Ltd ABN 88 000 015 485, trading as GE Money 572 Swan St, Richmond, VIC 3121 GECFMCL019

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