instant 0 credit approval card

Document Sample
instant 0 credit approval card Powered By Docstoc
					                                                                                        Frequently asked questions
GatHer your FaMily &                                                                                                                                                                                              Fees and CHarGes
                                                                                        q. How are the rewards given?
Friends to Join us & you’ll                                                             a. For every approved new to bank Principal Direct Access                                              Annual Fee          Direct Access FREE FOR LIFE Platinum / Gold
Be reWarded instantly!                                                                     FREE FOR LIFE Platinum/Gold Card application, you will
                                                                                           receive RM50 cash.
                                                                                                                                                                                                                   Credit Card For Graduates & Professionals.
                                                                                                                                                                                                                    Card Type          Platinum          Gold
Dear Valued Direct Access Cardmember,                                                   q. When can i expect to receive the cash reward?                                                                            Principal           RM388        RM150
                                                                                                                                                                                                                                                     iFe
                                                                                                                                                                                                                                                     l
                                                                                                                                                                                                                    Supplementary        Fr ee For
                                                                                        a. The cash reward will be credited into your Direct Access                                                                                     RM194            RM75
receive instant rM50 Cash today!                                                           credit card account, 20 days from the successful referral’s
Introduce as many new cardmembers and receive RM50                                         credit card approval date.                                                                          Joining Fee         No joining fee.
CASH for every approved credit card application!
                                                                                        q. if i used another application form instead of the form                                              Finance Charges     The charges are :
                                                                                           coded with “MGM 0104”, will i be entitled for the                                                                       (a) 1.25% per month or 15% per annum if you
2 easy steps to Cash & rewards!                                                            rewards?                                                                                                                    have promptly settled your minimum
 STEP 1 :     Fill in your details at the bottom right-hand corner of the application   a. To be eligible for the rewards, you must use the application                                                                payment due for 12 consecutive months.
              forms coded with “MGM 0104” (so that we’ll know whom to reward)              form which is coded with “MGM 0104” only.                                                                               (b) 1.42% per month or 17% per annum if
              and pass these forms to your family members and friends to submit.                                                                                                                                       you have promptly settled your minimum
                                                                                        q. Can i use photostat copies of the direct access credit                                                                      payment due for at least 10 months in a
 STEP 2 :     Mail the application form (s) to Direct Access right away for your
                                                                                           card application form for potential referrals?                                                                              12 month cycle.
              reWards!
                                                                                        a. Yes, provided application form is coded with “MGM 0104”.                                                                (c) 1.50% per month or 18% per annum if your
                                                                                                                                                                                                                       payment record is not within either (a) or
                                                                                                                                                                                                                       (b) above.
Free thumbdrive For new Cardmembers!                                                    terMs & Conditions :                                                                                                       Finance charge for cash transaction is 1.5%
New cardmembers will receive a thumbdrive                                               1. The Member-get-member (MGM) Programme is valid from 1 January to 31 December 2008.                                      per month or 18% per annum.
absolutely FREE upon first usage of their                                                   This Programme is open to all Principal and Supplementary Direct Access Cardmember only.
                                                                                        2. This Programme is not open to all employees of CIMB Bank Berhad (CIMB Bank), including              Cash Advance Fee    The cash advance fee is 5% of the amount
Direct Access MasterCard within 1 month                                                     its subsidiaries and related companies.                                                                                advanced or a minimum of RM15, whichever
from card approval date.                                                                3. At the time of participating in this Programme, all Direct Access cardmembers’ credit card                              is higher. This is imposed for each cash
                                                                                            must be valid.                                                                                                         advance transaction.
Offer ends 31 December 2008.                                                            4. Every approved new-to-bank Principal Direct Access credit card application is regarded as a
                                                                                            “Successful Referral”. All existing Principal and Supplementary Direct Access cardmembers          Minimum Monthly     5% of the outstanding balance or a minimum
Hurry, introduce as many people as you can and enjoy cash                                   are not regarded as new-to-bank. Each successful Platinum/Gold referral introduced by the          Repayment           of RM50.
                                                                                            cardmember is worth RM50.
and rewards!                                                                            5. The use of photostated copies of the Direct Access credit card application form coded with          Late Payment        1% of the total outstanding balance as at
                                                                                            “MGM 0104” is allowed.                                                                             Charge              statement date or a minimum of RM10, whichever
For more information, please call 03-6204 7878.                                         6. Incomplete “Introducer” details in the application form will not be considered for the Programme.                       is higher, capped to a maximum of RM100.
                                                                                        7. Only the use of application forms coded with “MGM 0104” will be applicable for the
                                                                                            Programme.                                                                                         Interest-Free       Full payment on previous statement balance
                                                                                        8. Application approved after 31 December 2008 will not be considered as approvals for this            Period              Enjoy an interest-free period of 20 days for all
Yours sincerely,                                                                            Programme.                                                                                                             new retail transactions from statement date.
                                                                                        9. Rewards made to cardmembers for the Programme, is neither transferable nor exchangeable
                                                                                            for any other form of reward. Rewards will be credited into the cardmembers’ Direct Access                             Partial or minimum payment on previous
Jean Yap                                                                                    credit card account 20 days from the successful referral’s credit card approval month.                                 statement balance
                                                                                        10. CIMB Bank’s decision on all matters arising from the Programme will be final and binding on                            No interest-free period.
Head
                                                                                            all participants of the Programme.                                                                                     A finance charge will be levied on your unpaid
Direct Banking and Cards                                                                11. CIMB Bank reserves the right to cancel, terminate or suspend the Programme with or without                             outstanding balance and all new transactions
                                                                                            any prior notice.                                                                                                      from the date the transactions are posted.
                                                                                        12. CIMB Bank reserves the right at its absolute discretion to vary, delete or add to any of these
                                                                                            Terms and Conditions from time to time without prior notice.                                       Conversion For      The conversion rate as determined by
                                                                                        13. By participating in the Programme, participants agree to be bound by these Terms and               Overseas            MasterCard International or VISA International
                                                                                            Conditions.                                                                                        Transactions        and no additional administration cost is
                                                                                                                                                                                                                   imposed by the Bank.

direct access is a division of CiMB Bank Berhad [13491-P]
                                                                                                                 tel : 03-6204 7878                                                                                                                             MGM                                     0         1       0      4
  The Way Banking Should Be                            SIRIM


                                                       Certified to ISO 9001:2000



                                                                                                               an inVitation reserVed For Graduates & ProFessionals
                                                          Cert. No. : AR 1350




                                                                                                                                                                                                                      deClaration (By indiVidual BorroWers) in ConneCtion WitH Bank
   i WisH to aPPly For tHe FolloWinG Cards (Please ✔) :                                                                                                       requireMents
                                                                                                                                                                                                                      neGara Guidelines on Credit transaCtions and eXPosures WitH
                                                                                                                    Income                Platinum Card       : RM80,000 per annum                                    ConneCted Parties
 u MasterCard & VISA Platinum
 The Way Banking Should Be                             SIRIM
                                                                                                                                          Gold Card           : RM24,000 per annum
                                                       Certified to ISO 9001:2000



 u MasterCard & VISA Gold
                                                          Cert. No. : AR 1350
                                                                                                                                                                                                                  Please complete this declaration section if any of the below is applicable to you.
                                                                                                                    Minimum Age           Principal           : 21 years old
                                                                                                                                                                                                                  (No declaration from you denotes that it is not applicable).
 Note : Additional credit cards will share a combined credit line.                                                                        Supplementary       : 18 years old
                                                                                                                                                                                                                  1. u I am a staff of the CIMB Group 1.
                                                                                                                                                                                                                  2. u To the best of my knowledge, I have close relative(s) 2 employed under the CIMB Group
 My Personal details                                                                                               My FinanCial PartiCulars (FaX or sCan suPPortinG doCuMents)                                            or has acted as my guarantor.
                                                                                                                 Gross Annual Salary :                                     Other Income Per Annum :               Particulars of my close relative(s) in CIMB Group :
Full Name as in NRIC : u Mr      u Miss        u Madam                              u Dr    u Others
                                                                                                                 RM                                                        RM                                                                                                                                    Acted As Guarantor
                                                                                                                                                                                                                                   Name                          I/C No.               Relationship             (Indicate Yes or No)
Name to appear on Card (Not more than 19 letters) :
                                                                                                                   My eMerGenCy ContaCt Person (relatiVe / Friend not stayinG WitH Me)
Date of Birth (DD/MM/YY) :             Old I/C No. :                                       Nationality :         Name :
                                                                                                 Malaysian
                                                                                                                 Relationship :                                            Home Tel :
New I/C No. :                                              -                               -                                                                                                                      1
                                                                                                                                                                                                                      CIMB Group means CIMB Bank Berhad or CIMB Islamic Bank Berhad or CIMB Investment Bank Berhad or other
                                                                                                                 Office Tel :                                              Mobile Tel :                               subsidiaries or companies controlled by the aforesaid respective banking institutions.
Marital Status : u Single        u Married                u Widowed                            u Divorced                                                                                                         2
                                                                                                                                                                                                                      Close relative(s) include parents / spouse of staff including the spouse’s dependents children / spouse of the
                                                                                                                                                                                                                      children / brother and sister / spouse of brother / sister and any other dependents and persons who may influence
                                                                                                                                                                                                                      / be influenced by the staff.
Sex : u Male             u Female                      Number of Dependents :                                      My BillinG and Card ColleCtion instruCtions
Qualifications :                                                                                                 Mailing / Billing Address             : u To Home                   u To Office                      ‘deClaration’ seCtion
u University / Professional Institute
✔                                                                                                                Courier instruction for credit card : u To Home                     u To Office                  I/We hereby declare and certify that all the information given by me/us in this application is true, accurate and
    (Fax or scan degree certificate)                                                                                                                                                                              complete. Notwithstanding the generality of the foregoing, I/we confirm that CIMB Bank Berhad [13491-P]
                                                                                                                                                                                                                  (“CIMB Bank”) is authorised to verify and/or make any checks and/or obtain any information and/or confirmation,
                                                                                                                   otHer BankinG serViCes
 My HoMe address                                                                                                                                                                                                  with or from any credit reference agencies, and/or from any financial institution, on me/us and/or any other
                                                                                                                 Yes, I would like to apply for the following services :                                          person, individual and/or entity as CIMB Bank may deem fit, for any purposes which CIMB Bank deems fit.
Residential Address :                                                                                                                                                                                             I/We hereby request CIMB Bank to issue, upon approval of this application, the credit card(s) which I/we have
                                                                                                                 u Overdraft Facility (subject to eligibility & minimum income requirement is RM60,000 p.a.)      indicated. I/We acknowledge that the use of the credit card(s) issued to me/us shall be subject to CIMB Bank’s
                                                                                                                 u Credit Card PIN (to access ATM and CIMB Clicks online statement)                               Cardmember agreement (“Cardmember Agreement”), which will be sent to me with the credit card(s) upon the
                                                                                                                                                                                                                  approval of this application, and agree to be bound by the terms and conditions set forth in the Cardmember
Postcode :                                                                                                                                                                                                        Agreement upon issuance or use of the credit card(s). I, the principal Applicant further agree to accept joint and
                                                                                                                  My sPouse details                                                                               several liability for all amounts incurred arising from the use of the principal and/or supplementary credit card(s)
Residence is :
                                                                                                                                                                                                                  issued pursuant to this application or at any time thereafter at my and/or the Supplementary Applicant’s request.
u Owned - No-Loan                 u Owned - With-Loan                                          u Rented          Full Name as in NRIC / Passport :
                                                                                                                                                                                                                  I/We further understand that CIMB Bank shall not hold the Supplementary Applicant jointly and severally liable for
u Employer’s                      u Parents’ / Relatives’                                      Years There :                                                                                                      the debts or amounts incurred by the Principal Applicant or other Supplementary Applicant(s).
                                                                                                                 New I/C No. :                                             -                  -                   I/We acknowledge that CIMB Bank reserves the sole and absolute right to decline or reject my/our application(s)
Home Tel :                                              Mobile Tel :                                                                                                                                              without assigning any reasons therefore.
                                                                                                                 Company Name :                                                                                   I/We also acknowledge that it is a requirement by Bank Negara Malaysia (“BNM”) that all information relating
E-Mail :
                                                                                                                                                                                                                  to this application, whether successful or otherwise, must be updated and/or transmitted to the Central Credit
Permanent Home Address if Residential Address is Employer’s or Rented :                                          Office Tel :                                              Mobile Tel :                           Information System ( “CCRIS” ), a database maintained by BNM. In addition thereto, CIMB Bank is hereby
                                                                                                                                                                                                                  irrevocably and unconditionally authorised to disclose any information or particulars given by me/us herein
                                                                                                                                                                                                                  to any person(s) in or out of Malaysia and for such purpose(s) as CIMB Bank deems fit, proper or necessary
                                                                                                                  My suPPleMentary Card                                                                           at any time. I/We understand that the credit card(s) when issued shall at all times remain the property of
                                                                                                                 Full Name as in NRIC / Passport :                                                                CIMB Bank and must be duly returned upon request by CIMB Bank. I/We further agree liability to accept liability
Home Tel :                                                                                                                                                                                                        for all amount incurred arising from the use of my/our credit card(s) issued pursuant to this application or at any
                                                                                                                 u Mr u Miss u Madam u Dr                       u Others                                          time thereafter at my/our request.
 My Personal seCurity Code
Mother’s Maiden Name :
                                                                                                                 Name to appear on Card (Not more than 19 letters) :
  My eMPloyMent details (FaX or sCan Business Card)
Name of Company :                                                                   Nature of Business :         Date of Birth (DD/MM/YY) :               Old I/C No. :                           Nationality :
                                                                                                                                                                                                                  Principal Applicant’s Signature :                            Supplementary Applicant’s Signature :
                                                                                                                                                                                                                  Date :                                                       Date :
Address :
                                                                                                                 New I/C No. :                                         -                  -                           introduCer seCtion                                                                                    a0001
                                                                                                                                                                                                                      IMPORTANT! Please complete this section to allow for your cash rewards to be credited into your
                                                                                                                                                                                                                      credit card account.
Postcode :
                                                                                                                 Relationship to Principal :                                                                          Introducer’s Details
u Salaried Employee          u Self-Employed                         Years There :                               Mother’s Maiden Name (for verification purposes) :                                                   Name :
                                                                                                                                                                                                                      NRIC No. :                                  -              -
Position :                                                           Office Tel :                                                                                                                                     Card No. :                        -                         -                         -
                                                                                                                 Note : The Supplementary card will share the Principal credit line unless specified otherwise.

                                                              Please fax or scan the completed application form (together with your i/C (front & back), business card and degree certificate) to the following:
                                                                                                                                Fax: 03-2381 5533 or e-mail: mktgda@cimb.com

				
DOCUMENT INFO
Shared By:
Stats:
views:172
posted:12/21/2008
language:English
pages:2