Consumer Loan Product Rates
Vehicle Rates New 2008, 2007 Rates Terms From* 36 4.49% 48 5.24% 60 5.74% 66 6.24% 72 6.24% 84 7.49% Effective June 23, 2008 Used 2006, 2005 Used 2004, 2003, 2002 Rates Rates Term From* Term From* 36 5.99% 36 6.24% 48 6.74% 48 6.99% 60 7.24% 60 7.49% 66 7.49% 72 7.49%
Used 2008, 2007** Rates Term From* 36 4.99% 48 5.74% 60 6.24% 66 6.49% 72 6.49%
Pre-2002 Rate Term From* 48 10.74%
$6,000 minimum on 60 months
$15,000 miminum on 72 months
$25,000 Minimum on 84 months
* = Actual rate may be higher dependent upon borrower's credit history, income and other factors. ** = 2008 & 2007 Used if have more than 12,000 miles Signature Loan Rates VISA Classic VISA Gold VISA Platinum Signature Loan Secured Loan Rates Share Secured Loan Certificate Secured* * Step Up Certificates are not eligible Business Loans Risk-based Prime + 2.25% up to Prime + 4.75% Boats, RVs & Camper Rates New 2008, 2007 Rates Terms From* 48 5.24% 60 5.74% 120 7.24% 180 7.49% Effective January 1, 2008 Loan Amount $500 - $10,000 $5,000 - $15,000 $7,500 - $25,000 $500 Effective January 1, 2008 4% over 5% over 2% over Cert Rate Effective January 1, 2008 36 mo 120 mo Cert Maturity
Fee $0 $0 $0 $0
Rate 14.90% 12.90% 9.90% 16.00%
Used 2008, 2007** Rates Term From* 48 5.74% 60 6.24% 120 7.49% 144 7.74%
Effective June 23, 2008 Used 2006, 2005 Used 2004, 2003, 2002 Rates Rates Term From* Term From* 48 6.24% 48 6.49% 60 6.99% 60 7.24% 120 8.24% 144 8.49%
Pre-2002 Rate Term From* 48 10.49%
Minimum Loan Amount = $2,500 $5,001 min on 60 mos $15,001 min min 120 mos. Motorcycles, Personal Watercraft & Snowmobiles New 2008, 2007 Used 2008, 2007** Used 2006, 2005 Used 2004, 2003, 2002 Rates Rates Rates Rates Terms From* Term From* Term From* Term From* 48 6.24% 48 6.74% 48 7.24% 48 7.49% 60 6.74% 60 7.24% 60 7.99% 60 8.24%
$25,000 plus 180 mos Pre-2002 Rate Term From* 48 11.49%
$5,001 minimum on 60 months Minimum Loan Amount = $2,500 All vehicle secured loans under $5,000 will have 1% added to the current interest rate * = Actual rate may be higher dependent upon borrower's credit history, income and other factors. All rates are subject to change without notice. Rates are set by the Board of Directors on a regular basis to reflect current market conditions. ** = 2008 & 2007 Used if have more than 12,000 miles