THE UNITED FEDERAL CREDIT UNION
(MAIN OFFICE AND 24-Hour Teller 1-800-458-3712)
ANTICIPATED LOAN RATES AND TERMS Effective December 1, 2008 (*)
RISK BASED LENDING
AUTO LOAN RATES: New/Used/Refinanced Low As: 6.25% A.P.R.
*Up to 100% MSRP (new) *Up to 100% NADA (used) *Most rates up to 72 months Qualified Applicants
HARLEY-DAVIDSON LOAN RATES: New/Used/Refinanced Low As: 6.25% A.P.R.
*Up to 100% MSRP (new) *Up to 100% NADA (used) *Most rates up to 72 months Qualified Applicants
HOME EQUITY LINES OF CREDIT: Low As: 5.00% A.P.R. $100,000 – Max / Prime + 1.00% / 5.00% A.P.R. *(Floor 5.00% APR.) *(NOTE; HOME EQUITY LINES ARE RESTRICTED TO PROPERTIES LOCATED WITHIN 400 MILES OF A BRANCH OFFICE) *Interest only during draw period (120 months) *$50.00 Annual Fee (January)
Qualified Applicants
UNSECURED LINES OF CREDIT: $5,000 – Max / Prime plus 7.0% / 11.00% APR. * Minimum payment = 3% of outstanding balance Low As: 11.00% A.P.R.
Qualified Applicants
UNSECURED LOANS: Up to 36 months / $2,000 / 10.00% A.P.R.* Platinum / $10,000 / 10.00% A.P.R. *
Low As: 10.00 % A.P.R.
ATV, Motorcycle, Boat, and RV Loans:
Up to 60 Months /up to 100 % of retail value
Low As: 10.00% A.P.R. Qualified Applicants
FULL SHARE PLEDGE LOANS: CERTIFICATE LOANS:
To 120 Months / A.P.R.* is 4% over Regular Share Savings rate
Term of Certificate / A.P.R.* is 2% over Certificate rate
(*) Rates and Terms are accurate as of date indicated. They are subject to change without prior notice. All loans require a minimum loan amount of $500 unless otherwise indicated. Call Credit Union for complete terms and disclosures. * Rates are expressed as Annual Percentage Rates • Effective April 1, 2005---$20.00 Loan Application Fee applies Modify Date: 11/17/2008