Announcing A New Benefit
For Employees Of MicroLink, LLC
Enjoy a wide array of mortgage benefits from Wells Fargo Home Mortgage, the nation’s leading retail mortgage
lender, when using Home Mortgage Consultant Michael Pfeffer. As part of the Corporate Advantage Program®, I have worked with other organizations to obtain benefits and discounts for your employees. Put A Trusted Leader On Your Side
• Nation’s #1 new construction lender1 • #1 originator of renovation financing • #1 retail reverse mortgage originator • A leading FHA/VA mortgage lender • A leading home loan originator to minority customers, low- to moderate-income customers and customers in low- to moderate-income neighborhoods
Benefit
Closing Cost Discount from Wells Fargo Home Mortgage2 Champion Title Closing Cost Discount3 JK Moving & Storage Discount4 Home Warranty Paid for 1 Year5 Tony Arko - Market Adv. Realty Discount on Real Estate Agent commission of 1.5% of sales price from Tony Arko - Market Adv. Realty
Purchase
$495 $195 $300 $400
Refinance
$495 $195 N/A N/A
Home Sale
N/A $195 $300 N/A 4.5% (potential savings not counted in total below)
N/A
N/A
Total
$1390
$690
$495
For more information, please contact your dedicated Wells Fargo Home Mortgage consultant today!
Michael Pfeffer
7620 Little River Turnpike • Suite 300 • Annandale, VA 22003
703-967-0709 Phone • 1-866-682-0654 Fax
michael.pfeffer@wellsfargo.com • www.wfhm.com/michael-pfeffer I lend in all 50 states
1. Based on 2007 yearend MarketTrac® data. 2. Borrowers using Michael Pfeffer as their Home Mortgage Consultant are eligible for a $495 credit against closing costs or closing cost discount on any new purchase, secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing. This promotion is not available on all products. Consult your home mortgage consultant for details. This promotion is transferable, subject to the terms herein, and valid until Januaray 31, 2009. This promotion is void where prohibited. It is not a commitment to waive any term or condition of the New Loan or make any New Loan. Only one discount is permitted per New Loan. 3. Champion Title will reduce the standard closing fee by $195 for purchase, refinance or home sale transactions. This offer is good only for the Wells Fargo Home Mortgage Corporate Advantage Program®, subject to qualification, approval and closing. Some restrictions may apply. 4. JK Moving & Storage will provide a $300 discount for employees of MicroLink, LLC on any new purchase (purchaser side only) or home sale (seller side only), secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage ("New Loan") subject to qualification, approval and closing. This promotion is not available on all products. Consult your home mortgage consultant for details. 5. Tony Arko - Market Adv. Realty will pay for a 1 year Home Warranty up to $400 value for employees of (insert company name) on any new purchase (purchaser side only), secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing. The promotion is not available on all products. Consult with your home mortgage consultant for details. Wells Fargo Home Mortgage is not affiliated with Champion Title, JK Moving & Storage or Tony Arko Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2008 Wells Fargo Bank, N.A. All rights reserved. #61827 11/08-2/09
,Q WRGD\¶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¶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