AUTISM - PDF by fjhuangjun

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									                                                                                                                                                                                                                                                           3rd Quarter 2008
                                                                                                                                                                                                                                                      Volume 3 • Number 3


               Administrative Group
                      110 S. Shipley Street
                       Seaford, DE 19973


                                                                                                                                                HELLO SUMMER.....
                                                                                                                                                                                                                                            IN THIS ISSUE
                                                                                                                                                SunTips                                      for a safer summer!
                                                                                                                                                                                                                                                    SunTips
                                                                                                                                                              There is no such thing as a safe tan!
                                                                                                                                                   A tan is your skin’s reaction to UV exposure; it attacks your skin’s DNA
                                                                                                                                                                                                                                            ...for a safer summer!
                                                                                                                                                 causing genetic defects that could lead to skin cancer. Skin cancer has been                         page 1
                                                                                                                                                      named as the most common type of cancer in the United States.

                                                                                                                                                          Read our sun tips to help keep you safe and healthy this summer.
                                                                                                                                                                                                                                             FSA - Reimbursing
                                                                                                                                                • What does the SPF # mean??                 • Safer?? Nah!
                                                                                                                                                                                                                                              over-the-counter
                                                                                                                                                The SPF # is a multiple used in figuring     Tanning booths use mostly UVA rays
                                                                                                                                                how long you can stay in the sun                 which are absorbed deeper into the                 drugs
                                                                                                                                                without burning. For example if                      skin than UVB rays and are 2 to                page 1
                                                                                                                                                you can stay outside for 20                             3 times more concentrated
                                                                                                                                                minutes before your                                       than natural sunlight.
                                                                                                                                                unprotected skin starts
                                                                                                                                                turning red and you                                          • How about                    President’s Message
                                                                                                                                                apply SPF15, 15 x 20 =                                        self-tanners?                        page 2


AUTISM
                                                                                                                                                5 hours that you can                                           For those who insist on
                                                                                                                                                                                                               a tan this summer, try
     Fundraising                                                                                                                                (theoretically) stay
                                                                                                                                                outside before the                                             out self-tanning
        with a lot of                                                                                                                           same effects occur.                                            products. They won’t              Meet our
                                                                                                                                                                                                              harm DNA like sunlight
                                                                                                                                                                                                                                              FSA/HRA TEAM!
 CLASS!                                                                                                                                         • Did you know…
                                                                                                                                                Dark & bright colored
                                                                                                                                                                                                             will; they work by
                                                                                                                                                                                                            causing the top layer of
                                                                                                                                                                                                                                                  page 2
                                                                                                                                                clothing offer more                                       skin to dry up temporarily.
INTEGRA Administrative Group and a
                                                                                                                                                protection than lighter or                              As the skin sloughs off, the
local 3rd Grade Class partnered to help
                                                                                                                                                                                                      color will fade usually within a
fight the rising tide in autism. On June                                                                                                        looser knit fabrics. Also, if your                                                           New Video Library
                                                                                                                                                clothes are wet, they become more                  week, unless reapplied.
6th, Laura Burk`s third grade class at                                                                                                                                                                                                            page 3
Central Elementary School, Seaford, DE                                                                                                          translucent and offer less protection!
with the help of INTEGRA met their                                                                                                                                                            This summer, stay safe while
fundraising goal of $1,000 in support of                                                                                                        • Heads up!                                      you are out in the sun
the Lower Delaware Autism
Foundation`s Annual Spring Race/Walk
                                                                                                                                                Beach and table umbrellas aren’t
                                                                                                                                                                                                to ensure you can enjoy                       $1000 for Autism
                                                                                                                                                guaranteed to keep you protected. If light
for Autism. Each year, Mrs. Burk
                                                                                                                                                can pass through, so can UV rays and              many more to come!                               page 4
chooses a philanthropy project for her
class, and this year it was learning more                                                                                                       double check those cute baby tents too.
about autism and how they could help
the LDAF. As part of their fundraising
efforts, the children sold teachers the
option to wear jeans and dress down on
Friday`s. This along with other
                                                                                                                                                FSA –Reimbursing                                                                                   Administrative Group
fundraising opportunities helped the
students raise $625. When the LDAF
                                                  INTEGRA helps Laura Burk’s third grade class at Central Elementary School reach their goal!   Over-the-Counter Drugs
learned how close they came to their          contribution to LDAF. To celebrate                   Technology, represented INTEGRA at
                                                                                                                                                One of the great advantages to having an FSA (Flexible Spending Account) is
                                                                                                                                                                                                                                                We manage
goal, they turned to INTEGRA to help          meeting the goal, INTEGRA sponsored                  the pizza party celebration. Mary
                                                                                                                                                the IRS ruling that allows reimbursement on over-the-counter drugs. There
                                                                                                                                                                                                                                                healthcare!
out with a contribution of $375 to meet       a pizza party for the class. Chuck                   Landon Green, Program & Event
                                                                                                                                                are basically two categories of over-the-counter drugs that are permissible                     302-629-3518
                                                                                                                                                                                                                                             integratpa.com
the $1,000 goal. INTEGRA, in turn, was        Landon, Executive Vice President, and                Director at LDAF attended on behalf of
only too happy to make the                    Scott Smith, Vice President, Information             the Autism Foundation.                       according to the IRS:
                                                                                                                                                                                                                FSA - Continued on page 3
                                                                                                                                 FSA - Continued from page 1
President’s                             Boomers now make up over 28%                  The question to ask:
Corner                                  of the US population, therefore,
                                        when the first wave of this group             IS THIS REAL REFORM?
                                                                                                                                 • Medical-Purpose-Only Items.
                                                                                                                                 This category includes an item that        MY VIDEO LIBRARY?......check it out!
                                        reaches Medicare age in 2011, the                                                        primarily is for medical purposes only
                                        Medicare and the Social Security              Also,                                      and not for general health or cosmetic
 The “heat” is up                       systems will be placed under a                WHO IS GOING TO PAY THE                    reasons. If an item generally has a              Once you have logged into our website (integratpa.com)
                                                                                                                                 medical purpose only, INTEGRA
      on the issue of                   severe strain. Social Security will           INCREASED COSTS AND HOW
                                                                                                                                 Administrative Group can reimburse             you may have noticed something new called “ONCE DAILY”.
                                        feel the burden through reduced               WILL THESE COSTS BE PAID?
     HEALTH                             tax revenue and burgeoning
                                        retirement payments. However, of              As Senator McCain and Senator
                                                                                                                                 the item as a medical expense without
                                                                                                                                 a physician’s note stating that there is

        CARE                            greater concern is the outflow of             Obama begin the run for the White
                                                                                                                                 a medical condition. Based on the
                                                                                                                                 item alone, INTEGRA can assume that
   for all Americans…                   Medicare payments regarding an                House, listen closely to their             there is a medical condition or will be
                                        aging population that increases               comments regarding the health              a medical condition. Pain relievers
We now know the Republican and          yearly significantly. Therefore,              care issue that is so important to         and antacids are considered medical-
Democratic candidates, Senator          any candidate proposing health                all of us. Please give this issue the      purpose-only items and reimbursable,
John McCain and Senator Barack          care reform needs to promote                  same consideration that you give           provided that the amount of purchase
                                                                                                                                 is reasonable.
Obama respectively. Both U.S.           reform that will address the issues           to the wars in Iraq and
                                                                                                                                 Specific examples include:
Senators view the health care issue     which will move our current                   Afghanistan, the lagging economy           Laxatives – Medical purpose only. A
differently. I have a fundamental       symptom and procedure driven                  crises, the energy crises, and key         physician note would not be needed.
problem with both parties’ plans as     system to one which is more                   issues affecting your decision             Motion Sickness Pills – Medical
they do little to address the very      preventive and outcome driven.                regarding the election of our next         purpose only.
significant issue of our aging                                                        President.                                 Pedialyte – Medical purpose only.
population known as the “baby           Although I do not entirely agree                                                         Sunburn cream – Medical purpose            Clicking on Once Daily will allow you to view a random sample video from
boomers” or that the current            with all the points of Republican                                      Have a            only.
                                                                                                                                                                            our HEALTHOLOGY video library. Videos from one of the largest and most
health care system is primarily         John McCain`s proposal, it does                                        wonderful         Acne creams – Medical purpose only.
                                                                                                                                                                            distinguished libraries of Health content on the Web. Browse our collection
symptom and procedure driven            offer the most promise of                                              summer and I
                                                                                                                                 • Dual-Purpose Items. This                  of Health videos, articles and new interactive programs just by clicking on
instead of being focused on             addressing this issue. The                                             will address an   category includes items that could be
preventive and outcome driven           Democratic proposals on the other                                      update on this                                                             “My Health Center” tab and it will lead you to
                                                                                                                                 used for a medical purpose or a non-
medicine.                               hand attempt to cover more people                                      matter in our     medical purpose (general health,                                a page titled “My Video Library”.
                                        under the same symptom and                                             October           cosmetic, and toiletry). INTEGRA
Boomers make up those children          procedure driven system we have                                        newsletter.       must request that the employee get a
born between and including 1946 –       now. The result would be more                                                            note from a medical practitioner
1964. Currently, there are 76+          people covered but with medical                                                          stating the medical condition the
million boomers! Everyday 10,958        costs escalating at a greater and             Sincerely,                                 person has and preferably that the                                                                 My Health Center
                                                                                                                                 item in question is recommended to
boomers turn 50.! That’s a              faster rate then we currently
                                                                                                                                 treat the medical condition.
phenomenal 4,000,000 a year!            experience.                                                                              Specific examples include:
                                                                                      Dave Smith                                 Calcium supplements – Calcium




The FSA/HRA
                                                                                      President                                  supplements are dual purpose as some
                                                                                                                                 individuals take calcium to promote
                                                                                                                                 strong bones early in life. Other
                                                                                                                                 individuals take calcium supplements
                                                                                                                                 because they have osteoporosis. A
                                                                                                                                 note from the physician stating that
                                                                                                                                 the individual has osteoporosis is
                                                                                                                                 required.


T E A                                   M
                                                                                                                                 Sleeping aids – Some people may take          My Video Library
                                                                                                                                 it every night to ensure a good night
                                                                                                                                 sleep. Others may take it only when
                                                                                                                                 they have a specific problem with
   The FSA/HRA “Team” includes those employees                                                                                   sleeping. A note from the physician is
  responsible for: processing reimbursement claims,                                                                              required.
managing contribution schedules and substantiation for                                                                           Suntan lotion – Lotion to prevent
                                                                                                                                 burning is dual purpose. Suntan lotion
          the Take Care Debit Card receipts.
                                                                                                                                 would be allowable for a person who
                                                                                                                                 has been diagnosed with skin cancer.
   If you have any questions or concerns about the                                                                               Suntan lotion for a person who wants
Take Care Debit Card or about your on-line account,                                                                                                                         We want to invite you to explore and click through some of the video’s
                                                                                                                                 to prevent burning, but does not have
            please call the FSA/HRA team.                                                                                        a specific condition, would not be         to see the quality of the award winning content.
                                                                                                                                 reimbursable.
                                                                                                                                                                                                     We are committed to helping YOU
                                                                                                                                 Weight loss drugs – Dual-purpose item.
                                                                                                                                                                                                   answer your health related questions….
                                                            Susan Atkins (front) Karen Richardson & Kimberly Sheridan (back)     Physician note required diagnosing
                                                                                                                                 obesity.                                                         INTEGRA ….The Better way!

								
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