3rd Quarter 2008
Volume 3 • Number 3
110 S. Shipley Street
Seaford, DE 19973
IN THIS ISSUE
SunTips for a safer summer!
There is no such thing as a safe tan!
A tan is your skin’s reaction to UV exposure; it attacks your skin’s DNA
...for a safer summer!
causing genetic defects that could lead to skin cancer. Skin cancer has been page 1
named as the most common type of cancer in the United States.
Read our sun tips to help keep you safe and healthy this summer.
FSA - Reimbursing
• What does the SPF # mean?? • Safer?? Nah!
The SPF # is a multiple used in figuring Tanning booths use mostly UVA rays
how long you can stay in the sun which are absorbed deeper into the drugs
without burning. For example if skin than UVB rays and are 2 to page 1
you can stay outside for 20 3 times more concentrated
minutes before your than natural sunlight.
unprotected skin starts
turning red and you • How about President’s Message
apply SPF15, 15 x 20 = self-tanners? page 2
5 hours that you can For those who insist on
a tan this summer, try
Fundraising (theoretically) stay
outside before the out self-tanning
with a lot of same effects occur. products. They won’t Meet our
harm DNA like sunlight
CLASS! • Did you know…
Dark & bright colored
will; they work by
causing the top layer of
clothing offer more skin to dry up temporarily.
INTEGRA Administrative Group and a
protection than lighter or As the skin sloughs off, the
local 3rd Grade Class partnered to help
color will fade usually within a
fight the rising tide in autism. On June looser knit fabrics. Also, if your New Video Library
clothes are wet, they become more week, unless reapplied.
6th, Laura Burk`s third grade class at page 3
Central Elementary School, Seaford, DE translucent and offer less protection!
with the help of INTEGRA met their This summer, stay safe while
fundraising goal of $1,000 in support of • Heads up! you are out in the sun
the Lower Delaware Autism
Foundation`s Annual Spring Race/Walk
Beach and table umbrellas aren’t
to ensure you can enjoy $1000 for Autism
guaranteed to keep you protected. If light
for Autism. Each year, Mrs. Burk
can pass through, so can UV rays and many more to come! page 4
chooses a philanthropy project for her
class, and this year it was learning more double check those cute baby tents too.
about autism and how they could help
the LDAF. As part of their fundraising
efforts, the children sold teachers the
option to wear jeans and dress down on
Friday`s. This along with other
FSA –Reimbursing Administrative Group
fundraising opportunities helped the
students raise $625. When the LDAF
INTEGRA helps Laura Burk’s third grade class at Central Elementary School reach their goal! Over-the-Counter Drugs
learned how close they came to their contribution to LDAF. To celebrate Technology, represented INTEGRA at
One of the great advantages to having an FSA (Flexible Spending Account) is
goal, they turned to INTEGRA to help meeting the goal, INTEGRA sponsored the pizza party celebration. Mary
the IRS ruling that allows reimbursement on over-the-counter drugs. There
out with a contribution of $375 to meet a pizza party for the class. Chuck Landon Green, Program & Event
are basically two categories of over-the-counter drugs that are permissible 302-629-3518
the $1,000 goal. INTEGRA, in turn, was Landon, Executive Vice President, and Director at LDAF attended on behalf of
only too happy to make the Scott Smith, Vice President, Information the Autism Foundation. according to the IRS:
FSA - Continued on page 3
FSA - Continued from page 1
President’s Boomers now make up over 28% The question to ask:
Corner of the US population, therefore,
when the first wave of this group IS THIS REAL REFORM?
• Medical-Purpose-Only Items.
This category includes an item that MY VIDEO LIBRARY?......check it out!
reaches Medicare age in 2011, the primarily is for medical purposes only
Medicare and the Social Security Also, and not for general health or cosmetic
The “heat” is up systems will be placed under a WHO IS GOING TO PAY THE reasons. If an item generally has a Once you have logged into our website (integratpa.com)
medical purpose only, INTEGRA
on the issue of severe strain. Social Security will INCREASED COSTS AND HOW
Administrative Group can reimburse you may have noticed something new called “ONCE DAILY”.
feel the burden through reduced WILL THESE COSTS BE PAID?
HEALTH tax revenue and burgeoning
retirement payments. However, of As Senator McCain and Senator
the item as a medical expense without
a physician’s note stating that there is
CARE greater concern is the outflow of Obama begin the run for the White
a medical condition. Based on the
item alone, INTEGRA can assume that
for all Americans… Medicare payments regarding an House, listen closely to their there is a medical condition or will be
aging population that increases comments regarding the health a medical condition. Pain relievers
We now know the Republican and yearly significantly. Therefore, care issue that is so important to and antacids are considered medical-
Democratic candidates, Senator any candidate proposing health all of us. Please give this issue the purpose-only items and reimbursable,
John McCain and Senator Barack care reform needs to promote same consideration that you give provided that the amount of purchase
Obama respectively. Both U.S. reform that will address the issues to the wars in Iraq and
Specific examples include:
Senators view the health care issue which will move our current Afghanistan, the lagging economy Laxatives – Medical purpose only. A
differently. I have a fundamental symptom and procedure driven crises, the energy crises, and key physician note would not be needed.
problem with both parties’ plans as system to one which is more issues affecting your decision Motion Sickness Pills – Medical
they do little to address the very preventive and outcome driven. regarding the election of our next purpose only.
significant issue of our aging President. Pedialyte – Medical purpose only.
population known as the “baby Although I do not entirely agree Sunburn cream – Medical purpose Clicking on Once Daily will allow you to view a random sample video from
boomers” or that the current with all the points of Republican Have a only.
our HEALTHOLOGY video library. Videos from one of the largest and most
health care system is primarily John McCain`s proposal, it does wonderful Acne creams – Medical purpose only.
distinguished libraries of Health content on the Web. Browse our collection
symptom and procedure driven offer the most promise of summer and I
• Dual-Purpose Items. This of Health videos, articles and new interactive programs just by clicking on
instead of being focused on addressing this issue. The will address an category includes items that could be
preventive and outcome driven Democratic proposals on the other update on this “My Health Center” tab and it will lead you to
used for a medical purpose or a non-
medicine. hand attempt to cover more people matter in our medical purpose (general health, a page titled “My Video Library”.
under the same symptom and October cosmetic, and toiletry). INTEGRA
Boomers make up those children procedure driven system we have newsletter. must request that the employee get a
born between and including 1946 – now. The result would be more note from a medical practitioner
1964. Currently, there are 76+ people covered but with medical stating the medical condition the
million boomers! Everyday 10,958 costs escalating at a greater and Sincerely, person has and preferably that the My Health Center
item in question is recommended to
boomers turn 50.! That’s a faster rate then we currently
treat the medical condition.
phenomenal 4,000,000 a year! experience. Specific examples include:
Dave Smith Calcium supplements – Calcium
President supplements are dual purpose as some
individuals take calcium to promote
strong bones early in life. Other
individuals take calcium supplements
because they have osteoporosis. A
note from the physician stating that
the individual has osteoporosis is
T E A M
Sleeping aids – Some people may take My Video Library
it every night to ensure a good night
sleep. Others may take it only when
they have a specific problem with
The FSA/HRA “Team” includes those employees sleeping. A note from the physician is
responsible for: processing reimbursement claims, required.
managing contribution schedules and substantiation for Suntan lotion – Lotion to prevent
burning is dual purpose. Suntan lotion
the Take Care Debit Card receipts.
would be allowable for a person who
has been diagnosed with skin cancer.
If you have any questions or concerns about the Suntan lotion for a person who wants
Take Care Debit Card or about your on-line account, We want to invite you to explore and click through some of the video’s
to prevent burning, but does not have
please call the FSA/HRA team. a specific condition, would not be to see the quality of the award winning content.
We are committed to helping YOU
Weight loss drugs – Dual-purpose item.
answer your health related questions….
Susan Atkins (front) Karen Richardson & Kimberly Sheridan (back) Physician note required diagnosing
obesity. INTEGRA ….The Better way!