Amendments to Dodd bill

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					 March 22, 2010                                           THE UNITED STATES SENATE
Accepted                                     Committee on Banking, Housing, and Urban Affairs
'Rejected.'-"-''                                               111th Congress, 2nd Session
Set-aside/date
No Action                                            Amendments for an original bill entitled,
                                               "Restoring American Financial Stability Act of 2010"
                                                                           March 22, 2010


                                                                            -Amendments-




  Amendment #          Sponsor   Title                                       Description                                     Markup Date
                                         To repeal a provision of the Federal Deposit Insurance Act relating to
           1       Vitter                determinations by the Secretary of systemic risk
                                         To remove the ability of the systemic risk council to pre-designate firms as 'too
           2       Vitter                big to fail' and arbitrarily regulate non financial companies.
                                         To require that the Director of the Federal Housing Finance Agency maintain a
           3       Vitter                fiduciary duty to the taxpayer.
                                         To require the President to submit a report to Congress on legislative changes to
           4       Vitter                reform government sponsored enterprises
                                         To require Fannie Mae and Freddie Mac to improve the reporting of their
           5       Vitter                activities, operations, and holdings.
                                         To establish a term certain for the conservatorships of Fannie Mae and Freddie
                                         Mac, to provide conditions for continued operation of such enterprises, and to
                                         provide for the wind down of such operations and the dissolution of such
           6       Vitter                enterprises


           7       Vitter                To strike the authority granted to the FDIC to manage TARP style bailouts.
                                         To end the FDIC's authority to create a bailout slushfund and designate certain
           8       Vitter                firms as too big to fail.
           9       Vitter                To strike title II (relating to bailout authority).
          10       Vitter                To prohibit the creation of a prefunded resolution regime.
                                         To limit the use of certain emergency assistance under the Federal Reserve Act to
                                         institutions that have been placed in receivership, and the circumstances and
          11       Vitter                limitations on such use, and for other purposes.
          12       Vitter                Delays implementation by 12 days
          13       Vitter                Delays implementation by 13 days
          14       Vitter                Delays implementation by 14 days
          15       Vitter                Delays implementation by 15 days.
          16       Vitter                Delays implementation by 16 days
          17       Vitter                Delays implementation by 17 days.
          18       Vitter                Delays implementation by 18 days
          19       Vitter                Delays implementation by 19 days.
          20       Vitter                Delays implementation by 20 days.
          21       Vitter                Delays implementation by 21 days.
          22       Vitter                Delays implementation by 22 days.
          23       Vitter                Delays implementation by 23 days.
          24       Vitter                Delays implementation by 24 days.
          25       Vitter                Delays implementation by 25 days.
                                         CFPB Enforcement Over Nonbanks. An amendment to Title X to grant the
                                         Consumer Financial Protection Bureau primary examination and enforcement
                                         authority over all nonbank financial institutions, and to provide for cooperation
           26      Schumer               with the Federal Trade Commission.




                                                              Pagel
               Investor-Selected Ratings on Structured Products. An amendment to require
               the SEC to adopt rules requiring issuers or underwriters of rated structured
               financial products to allowthe initial purchasers to collectively select one
               NRSRO to providean alternate ratingto the rating provided by an NRSRO
27   Schumer   retained by the issuer or underwriter.
               Person-to-Person Lending. An amendment to exempt person-to-person loans
               from SEC jurisdiction and grant the Consumer Financial Protection Bureau
28   Schumer   jurisdiction over such loans

               Financial Consumer Association. An amendment to establish a Financial
               Consumer Association (FCA), a non-profit, democratically-controlled,
               membershipassociation of financial servicesconsumers for the purpose of
               informing and representingfinancial services customers. The amendment
               would also establish democratic rules of governance for the FCA and require
               that entities subject to the rules of the Consumer Financial Protection Bureau
               include inserts concerning the association with their billingstatements to
29   Schumer   financial services customers.
               Captive Finance. An amendment to add, as a factor for consideration of the
               Council in determining whether a nonbank financial company shall be
               supervised bythe Board of Governorsand shall be subject to prudential
               standards, whether a company is engaged solely in providing loans to its
               customers for the purpose of financing the customers' acquisition of the
30   Schumer   company's own products or services.
               Business-to-Business Services. An amendment to clarify that certain business-to
               business services are exempt from the jurisdiction of the Consumer Financial
31   Schumer   Protection Bureau.
32   Bunning   To change the effective date.
33   Bunning   To change the effective date.
34   Bunning   To change the effective date.
35   Bunning   To change the effective date.
36   Bunning   To change the effective date.
37   Bunning   To change the effective date.
38   Bunning   To change the effective date.
39   Bunning   To change the effective date.
40   Bunning   To change the effective date.
41   Bunning   To change the effective date.
42   Bunning   To change the effective date.
43   Bunning   To change the effective date.
44   Bunning   To change the effective date.
45   Bunning   To change the effective date.
46   Bunning   To change the effective date.
47   Bunning   To change the effective date.
48   Bunning   To change the effective date.
49   Bunning   To change the effective date.
50   Bunning   To change the effective date.
51   Bunning   To change the effective date.
52   Bunning   To change the effective date.
53   Bunning   To change the effective date.
54   Bunning   To change the effective date.
55   Bunning   To change the effective date.
56   Bunning   To change the effective date.

               This amendment would establish a fully independent agency that has full
               authority to write rules, supervise, and bring enforcement actions against all
               banks and nonbanks engaged in consumer financial products or services with
57   Reed      no veto by any prudential regulator.
               This amendment would make technical changes to the securities laws to
58   Reed      improve the SEC's ability to protect investors.



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                This amendment would make technical changes to the securities laws to
59   Reed       improve the SEC'sability to protect investors.
                This amendment would enhance the authority of the Office of Financial
                Research to collect data from any financial companies that could pose threats
60   Reed       to the stability of the financial system.
                This amendment would exempt the Office of Financial Research from the
61   Reed       Paperwork Reduction Act.

                This amendment would strike the exemptions for private equity and venture
62   Reed       capital advisers from having to register as investment advisers.

                To require all systemically risky companies to issue a second balance sheet that
63   Menendez   takes all off-balance-sheet activities into account in their SECfilings.

                To prevent taxpayer bailouts by making Wall Street pay for the liquidation costs
                of systemically risky companies. Raise the amount of the Orderly Liquidation
64   Menendez   Fund to $150B, and prohibit use of the Fund to bail out companies.

                To help Community Development Financial Institutions (CDFI) raise capital for
                community and economic development loans by issuing federal guarantees for
65   Menendez   CDFI bonds, paid for by closing a loophole in the tax code.
                To require government financial agencies and regulators to establish Offices of
                Minority and Women Advancement for both agency employment and
66   Menendez   contracting.
67   Menendez   To require that stockbrokers act in the best interests of their clients
                To give the SEC the discretionary authority, after conducitng a study of the
                issue, to require broker-dealers to act in the best interests of their clients like
68   Menendez   investment advisers do.
69   Menendez   To improve protections for whistleblowers who expose wrongdoing.
                To require annual disclosure to the SEC of a company's CEO pay, the pay of the
70   Menendez   median company worker, and the ratio between the two.

                To prohibit corporate executives and highly paid employees from hedging
71   Menendez   against any decrease in the market value of their employer's stock

                To ban brokers from voting client shares without client consent in "say on pay"
                and other significant shareholder votes. Brokers have no ownership interest in
                the company, may have conflicts of interest in these votes, and are already
72   Menendez   banned from voting in director elections.

                To improve financial education for people at financial risk by making the pilot
73   Menendez   Financial Education and Counseling Program at the CDFI Fund permanent.

                To require annual reports from regulatory agencies on how they are using
74   Menendez   prudential standards, including capital requirements, to reduce systemic risk
                Proxy Access. An amendment to require that the SEC adopt proxy access rules
76   Schumer    within 1 year following enactment.

                Majority Voting. An amendment to eliminate the ability of a board of directors
                to reject a director's resignation following such director's failure to receive a
77   Schumer    majority of the votes cast in an uncontested election.
                Say-on-Pay. An amendment to require a shareholder vote on so-called "golden
78   Schumer    parachute" policies

                FINRA Examination and Enforcement of Large Dually-Registered Investment
                Advisors. An amendment to require that investment advisors with over $ 500
                million in assets under management who are also registered as broker-dealers
79   Schumer    be subject to examination by FINRA.




                                      Page 3
                 FINRA Examination and Enforcement of Large Dually-Registered Investment
                 Advisors. Anamendment to require that investment advisors with over $ 100
                 million in assets under management who are also registered as broker-dealers
80     Schumer   be subject to examination by FINRA.
                 SEC Funding. Atechnical amendment to delete a provision in Subtitle J of Title
81     Schumer   IXthat would amend the Budget Act
                 To establish the Bureau of Consumer Financial Protection within the
85     Merkley   Department of the Treasury.
                 Amends section 619, restrictions on capital market activities by banks and bank
86     Merkley   holding companies, to strengthen the provision .

                 Amends section 619, restrictions on capital market activities by banks and bank
87     Merkley   holding companies, to appropriately accommodate the business of insurance
                 To bar taxpayer-insured banks and their affiliates and subsidiaries from
                 engaging in proprietary trading and to bar taxpayer-insured banks and their
                 affiliates and subsidiaries from investing in or sponsoring a hedge fund or
                 private equity fund. Additionally, would require large nonbank financial firms
                 to stricter capital charger and limits on proprietary trading and for other
88     Merkley   purposes.
                 To stop banks who are underwriting and sellingasset-backed securities from
                 betting against the value of those securities or from engaging in other conflicts-
                 of-interest with a client. There is an exception for appropriate risk-mitigating
89     Merkley   hedging strategies
90     Merkley   To restrict the exemptions from clearing.
                 To clarify that the Consumer Financial Protection Bureau would cover any
                 insured depository institution, credit union or affiliate thereof with
                 consolidated assets of more than $10,000,000,000 regardless of corporate
91     Merkley   structure.
                 To amend the Truth in Lending Act to cover transactions of up to $100,000 and
                 to allow future adjustments for inflation. Additionally,to adjust civilfines for
92     Merkley   inflation.
                 To amend the Truth in Lending Act to cover transactions of up to $100,000 and
93     Merkley   to allow future adjustments for inflation in all of TILA.

                 To ensure the disclosure of a GAO report related to Federal Reserve emergency
95     Merkley   lending facilities once such emergency facility is no longer used.
                 To amend TILA to limit the APRapplicable to any consumer credit transaction,
                 to the maximum rate permitted by the laws of the state in which the consumer
96     Merkley   resides.


                 To make Consumer Financial Protection Bureau rules related to enumerated
97     Merkley   statutes enforceable under enumerated consumer statutes


                 To adjust the EFAA dollar limits for inflation, reflect the 24/7 nature of modern
99     Merkley   banking, and account for modern electronic payment systems.

                 To ensure that the Bureau and other regulators respond in a timely manner to
100    Brown     consumer complaints, and to establish a Private Education Loan Ombudsman.

                 To provide additional authorities to set aside regulations that put the financial
101    Brown     safety and soundness of United States consumers at risk.
102    Brown     To protect the credit standing of consumers.
                 To prevent the Housingand Economic RecoveryAct of 2008 from impairing
103    Brown     certain claims or defenses
104    Brown     To clarifythe rights of workers under an orderly liquidation
105'   Brown     To impose limits on leverage




                                      Page 4
                To provide for a study on improved investor access to information on
106   Brown     investment advisers and broker-dealers, and for other purposes
107   Brown     To establish limits on liabilities for bank holding companies
108   Brown     To require credit rating agencies to register with the SEC
109   Merkley

                To clarify that the Office of National Insurance can only preempt state law that
110   Merkley   affirmatively treats a foreign insurer differently than a U.S. insurer.
111   Merkley
112   Merkley
113   Merkley
                The amendment provides further details on the type of pre-sale disclosures to
114   Bennet    retail investors that the SECcan require under the bill
                The amendment adds another basis for fining or censuring an NRSRO if it fails
                to conduct sufficient surveillance to ensure that credit ratings remain current
115   Bennet    and reliable.


                The amendment requires NRSROsto have independent members of their
                boards to minimize conflicts of interest and provides different rules for NRSROs
116   Bennet    that are subsidiaries of parent companies or small NRSROs.
                The amendment clarifies that the NRSRO accountability and internal control
                provisions within the billcannot serve as a defense to an antifraud action from
117   Bennet    the SEC.


                Akaka-Kohl-Schumer-Merkley-Brown Intended to provide opportunities for
118   Akaka     unbanked and underbanked individuals to access mainstream financial services
                Akaka Establishment of a fiduciary duty for brokers, dealers, and investment
119   Akaka     advisors, and harmonization of regulation
                Akaka Amending rulemaking regarding obligations of brokers, dealers, and
120   Akaka     investment
121   Akaka     Akaka Strike Section 913


                Akaka Modifying item (2) in 913 to focus on the substantive differences in the
                regulation of similar products offered by brokers, dealers, and lAs, in terms of
                disclosures, conflicts of interest and compensation practices, and resources
122   Akaka     devoted to regulation and examination.
                Akaka Modifying item (9) in 913 to study where regulatory standards differ for
                the same activity and which standards offer the best level of investor
123   Akaka     protection.
124   Akaka     Akaka Amending the content requirements in Section 913
125   Akaka     Akaka-Schumer Consumer Protections for Remittance transfers


                Eliminate Council authority to designate nonbank financial companies for
                regulation by the Board of Governors, prohibit certain bank holding companies
                and savings and loan associations from certain sales or dispositions, and
126   Shelby    require the Council to study and report to Congress on maturity transformation
                Add a limitation to the definition of "nonbank financial company" to exclude
                companies that have revenues equal to or less than 85 percent of total
127   Shelby    revenues.



                Eliminate the authority for the Council to recommend heightened standards for
                the designated nonbank financial companies and large bank holding companies
128   Shelby    and requiring the Council to devejop, construct, and perform stress tests
                Remove the independent Council member with insurance expertise and replace
                with provision requiring the Council to consult various state regulatory
129   Shelby    organizations
130   Shelby    Remove the exemption from the Federal Advisory Committee Act




                                     Page 5
               Add to the Council'smission "to improve prudential, consumer protection, and
131   Shelby   investor protection regulation
132   Shelby   Limit and narrow the information gathering authority provision

               Require the Council to provide consistent capital, liquidity, and leverage
               requirementsacross the regulated U.S financial system by requiring member
133   Shelby   agencies to obtain Council approvalon new such regulations
               Eliminatethe authority of the Council to designate nonbank financial
134   Shelby   companies for regulation by the Board of Governors
               Eliminate Council and Board of Governors authority to pre designate certain
135   Shelby   bank holding companies for heightened standards

136   Shelby   Require appropriated funds forthe Council and the Officeof Financial Research
               Requirethe Bureau of Economic Analysis and the Office of Financial Research
137   Shelby   to share data
               Clarify that Office of Financial Researchand the Boardof Governor do not have
               overlapping duties or responsibilities by eliminatingthe abilityof the Office of
138   Shelby   Financial Research to conduct stress tests
               Remove the requirement for certain executives to swear under oath what risks
139   Shelby   their firm poses to financial stability
               Remove the authority of the Board of Governors to establish intermediate
140   Shelby   holding companies
141   Shelby   Establish Council of Inspectors General on Financial Oversight
               Provide the Comptroller General of the United States authority to audit the
142   Shelby   activities of the Council


               Study securities lending and prime brokerage practices, the effects of size and
               interconnectedness of financial institutions on capital markets efficiency and
               economic growth, resolution plans, contingent capital, credit risk retention,
               executive compensation practices, the insurance markets and companies in the
               financial crisis, money market funds and effects on financial stability, tax
               treatment of debt and effects on financial stability, and the tri-party repo
143   Shelby   market
               Clarify the role of the Council as the sole entity responsible to (1) identify
               financial stability risks, (2) promote market discipline, and (3) respond to
144   Shelby   threats
145   Shelby   All Expenses of the FDIC are treated as Administrative Expenses
146   Shelby   Specifies Emergency Stabilization Language
147   Shelby   Definition of Covered Financial Company)
148   Shelby   Judicial Review of Decision to Appoint Receiver
149   Shelby   Requires Determination that company satisfies definition of FC
150   Shelby   Bankruptcy Study to include QFCstudy
151   Shelby   International Insolvencies Study
152   Shelby   Contingent Capital Requirement
153   Shelby   Time to Report Decision to Appoint Receiver to Congress
154   Shelby   Requires Proving the Written Determinations to Congress
155   Shelby   Eliminating Board consent to receiver from definition of "default"
156   Shelby   Prohibition on providing Equity
157   Shelby   Emergency Backup for Insurance Insolvencies
158   Shelby   Allows for Conversion to Bankruptcy
159   Shelby   Mandatory Resolution - 2 Options
160   Shelby   Eliminating Incidental Powers
161   Shelby   Restriction on International Agreements
162   Shelby   Must Determine Claims As Provided Under the Title
163   Shelby   Duration of Receivership
164   Shelby   Recordkeeping
165   Shelby   Priority same as under Bankruptcy Code
166   Shelby   Recoupment




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167   Shelby   Funding
168   Shelby   DIF Protection

169   Shelby   If no court decision, case goes to bankruptcy
170   Shelby   No slush fund at Treasury
171   Shelby   Inspector General
172   Shelby   Subordination of Executive Compensation
173   Shelby   Anti-Revolving Door
174   Shelby   FDIC Systemic Risk Exception for only Dl in receivership
175   Shelby   No Pre Funding
176   Shelby   Mandatory Resolution
177   Shelby   Strike and Replace
178   Shelby   Amendment restoring state member banks to the Federal Reserve
179   Shelby   Amendment making the FIRA as a consolidated prudential regulator
               Strike hedge fund adviser registration with the SEC and establishes census
180   Shelby   registration for large private funds at the Council.
               Technical change to the inflation adjustment approach for determining who is
181   Shelby   an accredited investor
               Technical change to the inflation adjustment approach for determining who is
182   Shelby   a n a ccred ited in vesto r
               Amend accredited investor study to study investment thresholds for all private
               offerings and to have it be conducted by the SEC Chief Economist and OIEA
183   Shelby   instead of GAO
               Amend short-selling study to require that it be performed by the Chief
184   Shelby   Economist and that it be empirical.
               Allow retail investors to invest in hedge funds regardless of how wealthy they
185   Shelby   are.

               Amendment modifies Volker Rule language to provide greater discretion for
187   Shelby   regulators
               Amendment modifies source of strength language from a "shall" to a "may",
188   Shelby   and includes a study
               Amendment requiringminimum basic underwriting standards for all residential
               mortgage loans, and requiring Depository Institutions to ensure standards are
               met for before purchasing and participating in funding residential mortgage
189   Shelby   loans.
190   Shelby   Replace derivatives title with substitute
191   Shelby   Adding FX Options to exemptions in derivatives title.
192   Shelby   Move clearing organization registration to the Fed
               Restructure Investment Advisory Committee at the SEC so that it is not a voice
193   Shelby   for special interests.
194   Shelby   Revise the grant of authority to the SECto conduct investor testing

195   Shelby   Delete Investor Advocate provision and replace with SEC Ombudsman


196   Shelby   Revise financial literacy study to help investors identify fraudulent investments.
               To have the SEC's Chief Economist and Office of Investor Education and
197   Shelby   Advocacy perform mutual fund study instead of GAO

198   Shelby   To replace directive for SEC rulemaking on mandatory arbitration with a study.
               Amend the whistleblower provision to provide the SECmore discretion in
199   Shelby   making awards and to lower the maximum payout
200   Shelby   Strike and replace credit rating agency subtitle.

               Strike and replace securitization section with disclosure and, in companion
201   Shelby   amendment, underwriting standard-setting authority for prudential regulators.
               Rather than striking executive pay section altogether, modifying to be a 3 year
202   Shelby   say on pay and modifying clawback provision.
204   Shelby   Exempts issuers with $150 million or less public float.




                                        Page 7
205   Shelby   Requires municipal advisors to register with the SEC instead of the MRB.

206   Shelby   Amend PCAOB Broker Registration to exclude auditors of introducing brokers
               Strike self-funding provision and instead provide more and more flexible
207   Shelby   resources to SECand direct budget submission rights.
208   Shelby   Raise the number of shareholders required to trigger registration.

               Amendment creating a Division within the Federal Reserve for consumer
               protection that requires rulemaking to integrate safety and soundness
               concerns, providing for funding for consumer protection, and ensures all
209   Shelby   consumer products have adequate consumer safe guards
               Amendment a Division within the FDIC for consumer protection that requires
               rulemaking to integrate safety and soundness concerns, providing for funding
               for consumer protection, and ensures all consumer products have adequate
210   Shelby   consumer safe guards
               Amendment creating a stand alone Consumer Protection Council that requires
               rulemaking to integrate safety and soundness concerns, providing for funding
               for consumer protection, and ensures all consumer products have adequate
211   Shelby   consumer safe guards

212   Shelby   Amendment carving out underwriting from all consumer protection statutes
               Amendment striking mandatory pre-dispute arbitration and replacing it with a
213   Shelby   study
               alternative section governing emergency lending authority of the Federal
214   Shelby   Reserve
               Eliminate FDIC emergency financial stabilization authority in the form of debt
215   Shelby   guarantees


216   Shelby   Tighten FDIC emergency financial stabilization authority in the form of debt
               Remove references to financial market utilities in any discussion surrounding
217   Shelby   emergency lending authority of the Federal Reserve
218   Shelby   Replace the language calling for a Fed-Treasury accord
219   Shelby   Tighten Fed emergency lending reporting requirements
               Remove references to utility and special purpose vehicle in any discussion
220   Shelby   surrounding emergency Fed lending authority

221   Shelby   Enhance public access to information surrounding emergency Fed lending

222   Shelby   Remove potential for additional political influence into monetary policymaking

223   Shelby   Remove potential for additional political influence into monetary policymaking
               Remove the financial stability function given in the bill to the Board of
224   Shelby   Governors of the Federal Reserve System
               Tighten the definition of a "liquidity event" to prevent an ability of the FDIC to
225   Shelby   guarantee debt of commercial companies
226   Shelby   Tighten the FDIC emergency debt guarantee program
               Tighten the FDIC emergency debt guarantee program with an anti-
227   Shelby   circumvention clause
228   Shelby   Remove emergency Fed lending authority altogether
229   Shelby   Prohibit the Fed from lending to a firm in resolution
230   Shelby   Prohibit the Fed from lending to a firm in a resolution
               Allow for votes on Federal Reserve district bank boards of directors and correct
231   Shelby   a confusing error
232   Shelby   Merging SEC and CFTC into a new regulator
               To establish a Special Inspector General for the Conservatorship of Regulated
233   Shelby   Entities.




                                    Page 8
                To provide for an accurate accounting of the Federal National Mortgage
                Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation
234   Shelby    (Freddie Mac).

                To limit further bailouts of the Federal National Mortgage Association (Fannie
235   Shelby    Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).
236   Shelby
251   Bennett
252   Bennett
253   Bennett
254   Bennett

255   Bennett

256   Bennett
257   Bennett

258   Bennett

259   Bennett
260   Bennett
                This amendment would strike the exemptions for private equity and venture
                capital advisers from having to registeras investmentadvisers, and would
                instruct the SEC to conduct an exemptive rulemaking for venture capital
261   Reed      advisers.


                Thisamendment adds language from the House billthat permits the Bureau of
                Consumer Financial Protection to bring an enforcement action against smaller
                banks arisingout of (1)complaintsthat the Bureau receives and (2) items
                discovered during supervision if the prudential regulator fails to act after being
                given120 days notice bythe Bureau. Thisensures that the Bureaucan act on
                the complaintsit receivesand has some back-upenforcement power ifthe
262   Reed      prudential regulator is not addressing problems.
                This amendment removes the procedure for appealing a Bureau of Consumer
263   Reed      Financial Protection rule to the Council


                This amendment permits preemption of state laws only if they discriminate
                against national banks. It also permits states, which are closer to the ground
                and act more quickly, to protect consumers, and to address problems before
264   Reed      they spread to become a national problem and generate a federal response.
                This amendment would clarify the definition of "Originator." An originator
                should be clearly defined as the person who originates the loan which
265   Reed      collateralizes a securitization.
                This amendment tightens up the "skin in the game" requirements. This
                amendment takes the 5% language out except as it relates to 30-year fixed rate
266   Reed      residential mortgages.
                This amendment instructs the Secretary of HUD to develop recommendations
                on a national database on defaults and foreclosures to identify trends and
267   Reed      mitigate problems.
269   Kohl
270   Kohl
271   Kohl
273   Corker    adds accounting standards to FSOC review of financial institutions
275   Corker
276   Corker     Include GSEs in the definition of financial company
277   Corker     Place holder
278   Corker     Orderlyliquidation panel determination of covered financial company
279   Corker
280   Corker     Modifies bankruptcy study from GAO study to FSOC study
281   Corker     FSOCmust affirm company's status
282   Corker     -Technical correction
283   Corker     Shorten notice requirement for reporting from 48 hours to 24hours



                                      Page 9
284   Corker    Full Disclosure of payments made in resolution
285   Corker    Title II - Puts taxpayers ahead of receiver
286   Corker    Place holder
287   Corker    Changes to the FDIC Board make-up
                Modify definition of financial institutions relating to payment, clearing,
288   Corker    settlement.
289   Corker    Modified standards for systemic financial markets utilities.
290   Corker    place holder
291   Corker    place holder
292   Corker    Strike Section 914
293   Corker    Supervisory agencies and efficient examinations.
294   Corker    Strike and replace Section 921 with a study on pre-dispute arbitration
295   Corker    Study on Securitization
296   Corker    Modified shareholder vote on executive compensation
297   Corker    Modified the majority voting section from annual
298   Corker
299   Corker    Strike Sec. 933
300   Corker    Place holder
301   Corker    Covered bonds
304   Corker    Retain study on arbitration. Strike additional language
305   Corker    UDAP. Change language so it is in line with current UDAP law
                Require regulation s to be subject to safety and soundness and credit
306   Corker    availability analysis
                Require that money collected for consumer victim fund be given directly to
307   Corker    victim

309   Corker    Place holder
310   Corker    Place holder
312   DeMint
313   Corker    Place holder
314   Corker    Place holder
315   Corker    Disclosure Authority
316   Corker    Place holder
317   Corker    Amend sales practices language
318   Corker    strike preemption section
319   Corker    GAO study on the GSE conservatorship
320   Corker    strike FDIC from resolution determinationa nd add 2/3 FSOC
321   Corker
322   Corker
323   Corker
324   Corker
325   Corker
326   Corker    Limits on risk retention
327   Corker
328   Corker    Amendvenue for the Orderly Liquidation Panel
329   Corker
330   Corker    Amendments to Title 11 liquidity events
331   Corker    Strike maximum obligation and insert minimum distribution
332   Corker    Establish the financial company resolution court
333   Corker    ONI Study Language
334   Corker    Municipals - enhancement to municipal securitization
335   Corker    Place holder
336   Corker    Place holder
337   Corker    Improvements to risk retention
338   Corker
339   Corker
366   Corker    Ban on securitization of subprime mortgages
370   Corker    Specify emergency orderly liquidation actions for receiver
371   |Corker   Amend Sec. 204 and strike/replace Sec. 210 - liquidation funding



                                        Page 10
                To provide for the termination of current conservatorship for government
372   DeMint    sponsoredenterprisesand their gradual wind-down and dissolution.
                To provide for the termination of current conservatorship for government
                sponsored enterprises, for additional restrictions on their operations, andtheir
373   DeMint    gradual wind-down and dissolution
374   DeMint    To strike title II (relating to orderly liquidation authority
375   DeMint    To change the effective date to "1 day after."
376   DeMint    To change the effective date to "2 day after."
377   DeMint    To change the effective date to "3 day after."
378   DeMint    To change the effective date to "4 day after."
379   DeMint    To change the effectivedate to "5 day after."
380   DeMint    To change the effective date to "6 day after."
381   DeMint    To change the effective date to "7 day after."
382   DeMint    To change the effective date to "8 day after."
383   DeMint    To change the effective date to "9 day after."
384   DeMint    To change the effective date to "10 day after."
385   DeMint    To change the effective date to "11 day after."
386   DeMint    To change the effective date to "12 day after."
387   DeMint    To change the effective date to "13 day after."
388   DeMint    To change the effective date to "14 day after."
389   DeMint    To change the effective date to "15 day after."

391   Bunning   To providefor accountability and transparency reforms at the Federal Reserve
                To expand the reporting responsibilities of Inspectors General at financial
392   Bunning   regulatory agencies


393   Bunning   To enable the selection of boards of directors at the Federal Reserve Banks
394   Warner    To address proprietary trading rulemaking authority.
395   Warner    To clarify applicability of certain State law
398   Dodd      Establishes minimum underwriting standards
399   Merkley
400   Merkley
401   Merkley
402   Merkley
403   Merkley
404   Brown     To limit conflicts of interest in clearinghouse ownership.
405   Brown     To provide restrictions on ownership concentration in clearinghouses
                The amendment would clarify the definition of what types of insurers are
                subject to the authority of the Office of National Insurance with respect to
                reporting information. The purpose is to ensure that individual agents, brokers
                and adjusters are not defined as "insurers" for the purpose of reporting to the
406   Tester    ONI.


407   Tester    This amendment would strike Sections 1154,1155 and 1156 from the bill.
408   Warner    To address documentation and review requirements
                To strike a provision relating to financial company consent regarding certain
409   Warner    actions.
410   Warner    To address the duration of bridge financial institutions
411   Warner    To address accounting and recordkeeping requirements
412   Warner    To address conditions for use of emergency backup authority
                Directs the GAO to conduct a study and make recommendations regarding
                potential conflictsof interestbetween securities underwriting and securities
423   Dodd      analysis functions within firms.
                GAO study on accounting for Repo 105 transactions and off-balance sheet
424   Dodd      finance
425   Johanns   Change Effective Date
426   Johanns   Change Effective Date




                                      Page 11
427   Johanns     Change Effective Date
428   Johanns     Change Effective Date
429   Johanns     Change Effective Date
430   Johanns     Change Effective Date
431   Johanns     Change Effective Date
432   Johanns     Change Effective Date
433   Johanns     Change Effective Date
434   Johanns     Provide legal certainty for existing derivatives contracts
435   Johanns     Change Effective Date
436   Johanns     Change Effective Date
437   Johanns     Change Effective Date
438   Johanns     Change Effective Date
439   Johanns     Change Effective Date
440   Johanns     Change Effective Date
441   Johanns     Change Effective Date
442   Johanns     Change Effective Date
443   Johanns     Change Effective Date
444   Johanns     Change Effective Date
445   Johanns     Change Effective Date
446   Johanns     Change Effective Date
447   Johanns     Change Effective Date
448   Johanns     Change Effective Date
449   Johanns     Change Effective Date
                  To clarify that the Consumer Protection Bureau is not applicable on business to
450   Johanns     business transactions
451   Johanns     Two-thirds vote of Council
453   Johanns     Add a state banking regulator to the Financial Stability Oversight Council
455   Johanns     To insert confidentiality considerations
456   Johanns     Semi-annual report rather than annual
457   Johanns     Provide that Fannie Mae and Freddie Mac on Budget
458   Johanns     Change Effective Date
459   Johanns     Federal Reserve State Bank Supervision
460   Johanns     Provide legal certainty for existing derivative contracts

                  This amendment would amend the definition of major swap participant and
                  major security based swap participant to mirror the language in the House-
                  passed bill HR 4173- the Wall Street Reform and Consumer Protection Act of
                  2009. This amendment would more effectively prevent smaller companies that
                  pose no risk to the financial system and had nothing to do with the economic
461   Bayh        meltdown from inadvertently being treated as major swap participants
                  An amendment to conduct a Federal Reserve study on the impact of excluding
462   Hutchison   core deposits from treatment as brokered deposits
                  An amendment to establish a more equitable assessment base for certain
463   Hutchison   insured depository institutions
                  An amendment to exempt companies with under $150 million in assets from
                  Sarbanes-Oxley reporting requirements, and to conduct a study to see the
464   Hutchison   effect of raising this exemption threshold to $700 million
465   Hutchison   A placeholder amendment regarding Title IV,
                  An amendment to increase the shareholder threshold to 1,500 for companies to
466   Hutchison   be exempt from SEC registration
                  An amendment to allow state-chartered banks to retain supervision from the
467   Hutchison   Federal Reserve

468   Gregg       underwriting standards
                  harmonizes the treatment trust companies under the Home Owners' Loan Act
469   Gregg       with that of the Bank Holding Company Act.

470   Gregg       providing Federal Reserve Board w ability to set prudential standards




                                      Page 12
              Generally consists of technical and conforming changes throughthe bill, and
              makes a number of revisions including deleting the authority of the Federal
              Reserve to lend under section 13(3) to financial market utilities that the
471   Dodd    Financial StabilityOversightCouncil determines to be systemically important.
472   Dodd    extends the due date of the ONI study from 18 months to 24 months
473   Gregg   Providing Federal Reservesupervision for all holding companies




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